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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Laughsome Locus
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Elite marketing idea kitchen
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Laughsome Locus
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
very tactful nibblets stage
  12/15/25
...
beady-eyed bat-shit-crazy wagecucks
  12/14/25
go to grad school
Glittery field
  12/14/25
...
Supple piazza
  12/14/25
Post bacc MD cr?
Laughsome Locus
  12/15/25
yeah you gotta be careful though. some are better than other...
Glittery field
  12/15/25
time for you to pay off mine
frisky affirmative action corn cake
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
unhinged center genital piercing
  12/15/25
...
beady-eyed bat-shit-crazy wagecucks
  12/15/25
...
lime coffee pot pervert
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Glittery field
  12/15/25
I have zero debt, I love my freedom.
unhinged center genital piercing
  12/15/25
...
odious nursing home cuckold
  12/15/25
you won this gen
cerebral garnet incel
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Lascivious Grizzly Mexican
  12/15/25
current weight?
Outnumbered tantric clown
  12/15/25
372 or so. It's been a rough holiday season.
Lascivious Grizzly Mexican
  12/15/25
what are some things that have happened to you that forced y...
180 institution
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Lascivious Grizzly Mexican
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Bat Shit Crazy Aromatic Fat Ankles
  12/15/25
how much was the original loan balance and how much (((inter...
Bat Shit Crazy Aromatic Fat Ankles
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Laughsome Locus
  12/15/25
I want to stab you
Abnormal Spectacular Resort
  12/15/25
Being echo gen x has its privileges
Laughsome Locus
  12/15/25
hookers and blow? pretty much whatever you want
submissive silver partner police squad
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Aquamarine Arrogant Sweet Tailpipe
  12/15/25
Where the fuck did you get 2.75% interest student loans?
offensive factory reset button doctorate
  12/15/25
Around 2007 and 2008, there were some great rates.
Metal Quadroon
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Laughsome Locus
  12/15/25
Undergrad?
Metal Quadroon
  12/16/25
...
unhinged center genital piercing
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Metal Quadroon
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
offensive factory reset button doctorate
  12/15/25
two girls, same time
aphrodisiac cuck yarmulke
  12/15/25
borrow more money from jews asap
costumed fanboi
  12/15/25
Uncle Sam is a goy, shitlib
Laughsome Locus
  12/15/25
who benefits? COHEN BENEFITS!
costumed fanboi
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Laughsome Locus

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Elite marketing idea kitchen

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Laughsome Locus

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: very tactful nibblets stage

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: beady-eyed bat-shit-crazy wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Glittery field

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Supple piazza



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Laughsome Locus

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Glittery field

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: frisky affirmative action corn cake

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: unhinged center genital piercing

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: beady-eyed bat-shit-crazy wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: lime coffee pot pervert



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Glittery field

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: unhinged center genital piercing

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: odious nursing home cuckold



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: cerebral garnet incel

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Lascivious Grizzly Mexican

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Outnumbered tantric clown

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Lascivious Grizzly Mexican

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: 180 institution

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Lascivious Grizzly Mexican

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Bat Shit Crazy Aromatic Fat Ankles

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Bat Shit Crazy Aromatic Fat Ankles

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Laughsome Locus

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Abnormal Spectacular Resort

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Laughsome Locus

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: submissive silver partner police squad

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Aquamarine Arrogant Sweet Tailpipe

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: offensive factory reset button doctorate

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Metal Quadroon

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Laughsome Locus

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Metal Quadroon

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: unhinged center genital piercing



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Metal Quadroon

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: offensive factory reset button doctorate

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: aphrodisiac cuck yarmulke

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: costumed fanboi

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Laughsome Locus

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: costumed fanboi

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2E#49512587)