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Where would you keep $500k cash you don't imminently need?
| Bateful tan stage | 07/28/25 |
| Spruce Set | 07/28/25 |
| pearly dysfunction gas station | 07/28/25 |
| Drunken galvanic place of business corn cake | 07/28/25 |
| pearly dysfunction gas station | 07/28/25 |
| electric temple athletic conference | 07/28/25 |
| Filthy histrionic range | 07/28/25 |
| Bateful tan stage | 07/29/25 |
| Filthy histrionic range | 07/29/25 |
| curious gay wizard | 07/28/25 |
| Bateful tan stage | 07/29/25 |
| Appetizing parlor | 07/28/25 |
| Flirting Soul-stirring Space | 07/28/25 |
| adventurous flesh theater stage | 07/28/25 |
| Beady-eyed Step-uncle's House Dopamine | 07/28/25 |
| marvelous yarmulke crackhouse | 07/28/25 |
| Vigorous cocky jew | 07/28/25 |
| Gay Cerebral Stain Associate | 07/29/25 |
Poast new message in this thread
Date: July 28th, 2025 3:44 PM Author: Bateful tan stage (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138014) |
Date: July 28th, 2025 3:48 PM Author: Spruce Set i guess a HYSA or Cash account in a brokerage (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138030) |
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Date: July 28th, 2025 3:48 PM Author: pearly dysfunction gas station In my ass (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138034) |
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Date: July 28th, 2025 3:50 PM Author: Drunken galvanic place of business corn cake ran here (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138037) |
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Date: July 28th, 2025 4:14 PM Author: pearly dysfunction gas station (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138108) |
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Date: July 28th, 2025 3:58 PM Author: electric temple athletic conference isnt that how you earned it? (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138065) |
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Date: July 28th, 2025 3:59 PM Author: Filthy histrionic range T-Bills. (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138068) |
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Date: July 29th, 2025 6:44 PM Author: Bateful tan stage How do you buy these? (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49141271) |
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Date: July 29th, 2025 9:03 PM Author: Filthy histrionic range In order of simplicity:
1. Buy SGOV etf (you will pay a .09% annually for it if it matters to you) 2. Most major brokerages will let you buy these directly for no commission on the secondary market or at auctions. 3. You can buy these at auctions for free at the government website TreasuryDirect.
'Auction' just means, there is a calendar of when the fedgov auctions off T-bills. You place an order for how many $1000 (redemption value) T-bills you want and then after the auction is over you get the T-bills at the final price.
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Date: July 28th, 2025 4:01 PM Author: curious gay wizard $125k in high yield corporate bonds (e.g. SPDR POrtfolio HY Bond ETF, which is like a ~7.x% 5 year duration ETF, you can do iShares or Vanguard as well for similar yield & duration)
$125k in EM bonds (e.g. iShares JPMorgan EM Corporate Bond ETF for 7-8% of corporate debt or VanEck JP Morgan EM Local Currency Bond ETF for 7.5-8% sovereign bonds in emerging markets)
$125k in preferred stocks (Nuveen Preferred Securities Income Fund - 7% actively managed closed-end fund, iShares has a similar fund)
$125k in agency MBS (iShares, Vanguard and SPDR all have ~5.5% low risk, low vol agency MBS)
Weighted portfolio yield is 6.75 - 7% Annual income is like $34-35k Monthly income is ~$3k
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Date: July 29th, 2025 6:45 PM Author: Bateful tan stage tyty (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49141276) |
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Date: July 28th, 2025 4:02 PM Author: Appetizing parlor Depends on how much cash you'll need eventually, and how far out that is.
For example, if you plan on using it for down payment in 2 years, versus in one year, versus you have no real expected need for it at any time in the next 10 years. |
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Date: July 28th, 2025 4:07 PM Author: Flirting Soul-stirring Space The stock market (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138090) |
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Date: July 28th, 2025 4:16 PM Author: adventurous flesh theater stage few 100k in bask bank, i think it's the highest money market yield at the moment (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138109) |
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Date: July 28th, 2025 4:20 PM Author: Beady-eyed Step-uncle's House Dopamine But I do need $500k immediately (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138122) |
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Date: July 28th, 2025 4:42 PM Author: marvelous yarmulke crackhouse sgov (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138174) |
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Date: July 28th, 2025 4:42 PM Author: Vigorous cocky jew Let me hold it. (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138175) |
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Date: July 29th, 2025 9:12 PM Author: Gay Cerebral Stain Associate Short duration muni bonds if I can find some, short term T Bills. (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49141684) |