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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
bonkers stead
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
snowy lascivious boltzmann love of her life
  09/22/25
Weird
Geriatric Pit
  09/22/25
What types of vehicles do they drive? I picture him with a f...
heady legal warrant electric furnace
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
bonkers stead
  09/22/25
Guessing they are big Israel supporters
flatulent bbw
  09/22/25
...
Mewling Lemon Set
  09/22/25
I’m not sure either could even tell you who the curren...
bonkers stead
  09/22/25
President Biden is as sharp as a tack
Aromatic toaster
  09/28/25
agree. the side of the tack you push on.
sealclubber
  09/28/25
...
AI_concubine
  09/29/25
...
razzle-dazzle trailer park
  09/22/25
...
adulterous base headpube
  09/22/25
its a story as old as recent times
dull cerebral ticket booth stain
  09/22/25
...
clear persian church
  09/22/25
...
heady legal warrant electric furnace
  09/22/25
...
Magenta box office
  09/22/25
...
Brilliant associate
  09/22/25
...
bonkers stead
  09/22/25
...
razzle-dazzle trailer park
  09/22/25
...
marvelous police squad goal in life
  09/22/25
...
Vigorous Shitlib Windowlicker
  09/22/25
...
adulterous base headpube
  09/22/25
...
Cordovan community account
  09/22/25
Sounds very Gen X
Trip vengeful principal's office affirmative action
  09/22/25
...
Brilliant associate
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
bonkers stead
  09/22/25
Double Big Fed?
clear persian church
  09/22/25
Not saying, but yep
bonkers stead
  09/22/25
Good for you
clear persian church
  09/22/25
Any kids?
Provocative flesh forum
  09/22/25
He’s already graduated from college and doing well on ...
bonkers stead
  09/22/25
It probably will work out for him though.
Laughsome macaca
  09/22/25
Sadly yeah
flatulent bbw
  09/22/25
Tell us more about the wife's fake business
Sickened poppy main people business firm
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
bonkers stead
  09/22/25
How can that lose 3k/month?
clear persian church
  09/22/25
She's putting way too much scent in them
excitant sadistic center national security agency
  09/22/25
...
Buck-toothed Theatre
  09/22/25
...
spruce arousing space
  09/22/25
...
Mewling Lemon Set
  09/22/25
...
aphrodisiac brass hairy legs
  09/22/25
...
very tactful location
  09/22/25
...
outnumbered indirect expression
  09/22/25
...
fishy kitchen
  09/22/25
...
bonkers stead
  09/22/25
...
razzle-dazzle trailer park
  09/22/25
...
unholy native
  09/22/25
...
motley wild hell kitty cat
  09/22/25
...
red senate
  09/22/25
...
Thriller fluffy candlestick maker
  09/22/25
...
crimson awkward crackhouse
  09/22/25
I think you misspelled "cents."
bistre organic girlfriend
  09/22/25
...
bonkers stead
  09/22/25
...
titillating lilac mad-dog skullcap
  09/26/25
...
ivory temple
  09/27/25
...
Judas Jones
  09/28/25
...
Dr_Sigmund_Floyd
  09/29/25
All he has to do to maek it is pay off his house over the ne...
Seedy smoky heaven messiness
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
bonkers stead
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
Seedy smoky heaven messiness
  09/22/25
He hates his job and wants to killself daily.
bonkers stead
  09/22/25
He should work harder, save more, get that house paid off or...
Seedy smoky heaven messiness
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
bipolar indian lodge mood
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
Nighttime Overrated Azn
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
wine cuckold
  09/22/25
Simmer down Shapiro
bonkers stead
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
Brilliant associate
  09/22/25
You seem to struggle with the idea that someone could build ...
Trip vengeful principal's office affirmative action
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
Brilliant associate
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
Trip vengeful principal's office affirmative action
  09/22/25
are you saying I should Sell High?
Brilliant associate
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
Brilliant associate
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
Seedy smoky heaven messiness
  09/22/25
Sounds like if he told his wife to close her stupid “b...
Autistic indigo lodge half-breed
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
Seedy smoky heaven messiness
  09/22/25
...
Vigorous Shitlib Windowlicker
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Brilliant associate
  09/22/25
Cr. It would be much better if he paid in installments, like...
Irradiated bespoke blood rage
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
wine cuckold
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
metal deranged cumskin locale
  09/22/25
Why would you have several thousand per month in health care...
Brilliant associate
  09/22/25
(dude who has never tried to buy insurance on the individual...
metal deranged cumskin locale
  09/23/25
...
titillating lilac mad-dog skullcap
  09/26/25
Leave America
bipolar indian lodge mood
  09/28/25
He has social security and a good paying job and will have a...
Irradiated bespoke blood rage
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Brilliant associate
  09/22/25
Once his kids are out of the house he can just downsize and ...
Irradiated bespoke blood rage
  09/22/25
The $3000 a month that the "business" is losing ma...
Beady-eyed Indecent Sweet Tailpipe
  09/28/25
...
CriminalConversation
  09/28/25
He's going to be fine
dull cerebral ticket booth stain
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
galvanic claret den
  09/22/25
For the financially retarded putting extra into your house i...
aphrodisiac brass hairy legs
  09/22/25
This guy gets it
clear persian church
  09/22/25
Raymondnomics
Brilliant associate
  09/22/25
...
bonkers stead
  09/22/25
...
Mewling Lemon Set
  09/22/25
...
razzle-dazzle trailer park
  09/22/25
...
bistre organic girlfriend
  09/22/25
...
motley wild hell kitty cat
  09/22/25
...
;;......,.,.,.;.,.,.,.,.,
  09/28/25
...
Vibrant deep new version
  09/22/25
Many such cases
aphrodisiac brass hairy legs
  09/22/25
This seems to be about the median life outcome ITE
clear persian church
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
fishy kitchen
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
clear persian church
  09/22/25
Is your friend still in high school? My brother, in all h...
bonkers stead
  09/22/25
He is early 30s lol
fishy kitchen
  09/22/25
alpha af
Comical circlehead
  09/22/25
I feel like there are more good stories about your brother, ...
motley wild hell kitty cat
  09/22/25
He’s got a “system” for playing slots in V...
bonkers stead
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
ivory temple
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
titillating lilac mad-dog skullcap
  09/26/25
who says you can't buy class
bipolar indian lodge mood
  09/28/25
...
Kenneth Play
  09/28/25
He's going to need at least two new trucks before he retires...
Kink-friendly Multi-colored Dog Poop Stage
  09/22/25
...
clear persian church
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
Glittery french sex offender hall
  09/22/25
There's nothing else a man can reasonably drive
Kink-friendly Multi-colored Dog Poop Stage
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
Pungent fragrant newt
  09/22/25
...
razzle-dazzle trailer park
  09/22/25
...
Thriller fluffy candlestick maker
  09/22/25
...
bonkers stead
  09/27/25
...
Milky submissive trust fund
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
metal deranged cumskin locale
  09/23/25
Lol
mauve hilarious stag film
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
;;......,.,.,.;.,.,.,.,.,
  09/28/25
what are your heights?
Thriller fluffy candlestick maker
  09/22/25
He’s 6’3 and I’m 6’1
bonkers stead
  09/22/25
he has you pwned 4lyfe
Thriller fluffy candlestick maker
  09/22/25
...
aphrodisiac brass hairy legs
  09/22/25
Harsh, but fair
bonkers stead
  09/22/25
What's the big deal as long as they get inheritances.
wine cuckold
  09/22/25
If a Boomer senses that their resources are needed by a youn...
motley wild hell kitty cat
  09/22/25
...
aphrodisiac brass hairy legs
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
bonkers stead
  09/26/25
...
diverse feces brunch
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: bonkers stead

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: snowy lascivious boltzmann love of her life

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: Geriatric Pit

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: heady legal warrant electric furnace

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: bonkers stead

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: flatulent bbw

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Mewling Lemon Set



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: bonkers stead

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: Aromatic toaster

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: sealclubber

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: AI_concubine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: razzle-dazzle trailer park



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: adulterous base headpube



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: dull cerebral ticket booth stain

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: clear persian church



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: heady legal warrant electric furnace



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: Magenta box office



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Brilliant associate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: bonkers stead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: razzle-dazzle trailer park



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: marvelous police squad goal in life



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: Vigorous Shitlib Windowlicker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: adulterous base headpube



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Cordovan community account



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Trip vengeful principal's office affirmative action

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Brilliant associate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: bonkers stead

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: clear persian church

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: bonkers stead

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: clear persian church

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: Provocative flesh forum

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: bonkers stead

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Laughsome macaca

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: flatulent bbw

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: Sickened poppy main people business firm

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: bonkers stead

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: clear persian church

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: excitant sadistic center national security agency

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: Buck-toothed Theatre



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: spruce arousing space



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Mewling Lemon Set



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: aphrodisiac brass hairy legs



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: very tactful location



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: outnumbered indirect expression



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: fishy kitchen



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: bonkers stead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: razzle-dazzle trailer park



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: unholy native



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: motley wild hell kitty cat



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: red senate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Thriller fluffy candlestick maker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: crimson awkward crackhouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: bistre organic girlfriend

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: bonkers stead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: titillating lilac mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: ivory temple



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: Judas Jones



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Dr_Sigmund_Floyd



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: Seedy smoky heaven messiness

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: bonkers stead

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Seedy smoky heaven messiness

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: bonkers stead

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Seedy smoky heaven messiness

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: bipolar indian lodge mood

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: Nighttime Overrated Azn

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: wine cuckold

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: bonkers stead

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Brilliant associate

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Trip vengeful principal's office affirmative action

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Brilliant associate

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: Trip vengeful principal's office affirmative action

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: Brilliant associate

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: Brilliant associate

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Seedy smoky heaven messiness

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Autistic indigo lodge half-breed

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: Seedy smoky heaven messiness

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: Vigorous Shitlib Windowlicker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308508)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: Brilliant associate

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290921)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Irradiated bespoke blood rage

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290903)



Reply Favorite

Date: September 22nd, 2025 7:40 PM
Author: wine cuckold

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292535)



Reply Favorite

Date: September 22nd, 2025 11:34 AM
Author: metal deranged cumskin locale

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: Brilliant associate

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291106)



Reply Favorite

Date: September 23rd, 2025 12:31 AM
Author: metal deranged cumskin locale

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: titillating lilac mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305216)



Reply Favorite

Date: September 28th, 2025 8:33 AM
Author: bipolar indian lodge mood

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308723)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Irradiated bespoke blood rage

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Brilliant associate

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: Irradiated bespoke blood rage

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: Beady-eyed Indecent Sweet Tailpipe

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308521)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: CriminalConversation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309435)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: dull cerebral ticket booth stain

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: galvanic claret den

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290992)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: aphrodisiac brass hairy legs

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291014)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: clear persian church

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291017)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Brilliant associate

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: bonkers stead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: Mewling Lemon Set



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291132)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: razzle-dazzle trailer park



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: bistre organic girlfriend



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: motley wild hell kitty cat



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )




(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: Vibrant deep new version



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: aphrodisiac brass hairy legs

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: clear persian church

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291015)



Reply Favorite

Date: September 22nd, 2025 11:06 AM
Author: fishy kitchen

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: clear persian church

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: bonkers stead

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: fishy kitchen

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: Comical circlehead

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: motley wild hell kitty cat

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: bonkers stead

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291952)



Reply Favorite

Date: September 27th, 2025 6:47 PM
Author: ivory temple

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: titillating lilac mad-dog skullcap

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: bipolar indian lodge mood

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309502)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: Kink-friendly Multi-colored Dog Poop Stage

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: clear persian church



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: Glittery french sex offender hall

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: Kink-friendly Multi-colored Dog Poop Stage

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: Pungent fragrant newt

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: razzle-dazzle trailer park



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Thriller fluffy candlestick maker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: bonkers stead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: Milky submissive trust fund



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: metal deranged cumskin locale

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: mauve hilarious stag film

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )


My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: Thriller fluffy candlestick maker

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: bonkers stead

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: Thriller fluffy candlestick maker

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: aphrodisiac brass hairy legs



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: bonkers stead

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: wine cuckold

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: motley wild hell kitty cat

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: aphrodisiac brass hairy legs



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: bonkers stead

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: diverse feces brunch



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308752)