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My 56 yo brother just told me he has zero retirement savings
| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| passionate reading party | 09/22/25 |
| sapphire electric university | 09/22/25 |
| Dashing sadistic gaping | 09/22/25 |
| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| copper free-loading forum | 09/22/25 |
| stirring institution | 09/22/25 |
| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| AI_concubine | 09/28/25 |
| sealclubber | 09/28/25 |
| AI_concubine | 09/29/25 |
| grizzly elastic band | 09/22/25 |
| Flushed out-of-control area | 09/22/25 |
| Salmon contagious rigpig hospital | 09/22/25 |
| Swashbuckling field | 09/22/25 |
| Dashing sadistic gaping | 09/22/25 |
| Aphrodisiac Senate | 09/22/25 |
| cyan startled macaca doctorate | 09/22/25 |
| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| grizzly elastic band | 09/22/25 |
| Misanthropic shitlib | 09/22/25 |
| titillating lavender parlour | 09/22/25 |
| Flushed out-of-control area | 09/22/25 |
| charcoal gaped library sweet tailpipe | 09/22/25 |
| black supple national security agency corn cake | 09/22/25 |
| cyan startled macaca doctorate | 09/22/25 |
| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| Swashbuckling field | 09/22/25 |
| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| Swashbuckling field | 09/22/25 |
| Walnut Alcoholic Office | 09/22/25 |
| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| 180 stead athletic conference | 09/22/25 |
| copper free-loading forum | 09/22/25 |
| Submissive avocado space | 09/22/25 |
| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| Swashbuckling field | 09/22/25 |
| yellow disrespectful clown | 09/22/25 |
| Vivacious base azn | 09/22/25 |
| gold cracking alpha | 09/22/25 |
| stirring institution | 09/22/25 |
| Boyish Slippery Tank Potus | 09/22/25 |
| misunderstood odious affirmative action roommate | 09/22/25 |
| onyx stain | 09/22/25 |
| Dull Rigor | 09/22/25 |
| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| grizzly elastic band | 09/22/25 |
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| Smoky big location | 09/22/25 |
| Charismatic wine faggot firefighter | 09/22/25 |
| outnumbered school | 09/22/25 |
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| ungodly newt voyeur | 09/22/25 |
| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| Kenneth Play | 09/26/25 |
| cannon | 09/27/25 |
| Judas Jones | 09/28/25 |
| Dr_Sigmund_Floyd | 09/29/25 |
| Crawly Degenerate Crackhouse | 09/22/25 |
| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| Crawly Degenerate Crackhouse | 09/22/25 |
| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| Crawly Degenerate Crackhouse | 09/22/25 |
| Fucking Fuckface | 09/28/25 |
| indecent brindle locus multi-billionaire | 09/22/25 |
| Thirsty stage | 09/22/25 |
| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| cyan startled macaca doctorate | 09/22/25 |
| black supple national security agency corn cake | 09/22/25 |
| cyan startled macaca doctorate | 09/22/25 |
| black supple national security agency corn cake | 09/22/25 |
| cyan startled macaca doctorate | 09/22/25 |
| cyan startled macaca doctorate | 09/22/25 |
| Crawly Degenerate Crackhouse | 09/22/25 |
| irate marvelous jew electric furnace | 09/22/25 |
| Crawly Degenerate Crackhouse | 09/22/25 |
| beta-caryophyllene | 09/28/25 |
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| Thirsty stage | 09/22/25 |
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| cyan startled macaca doctorate | 09/22/25 |
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| Kenneth Play | 09/26/25 |
| Fucking Fuckface | 09/28/25 |
| carmine up-to-no-good new version house | 09/22/25 |
| cyan startled macaca doctorate | 09/22/25 |
| carmine up-to-no-good new version house | 09/22/25 |
| When I grow up I want to be a pumo | 09/28/25 |
| CriminalConversation | 09/28/25 |
| Salmon contagious rigpig hospital | 09/22/25 |
| Zippy Twinkling Dingle Berry Heaven | 09/22/25 |
| Boyish Slippery Tank Potus | 09/22/25 |
| Swashbuckling field | 09/22/25 |
| cyan startled macaca doctorate | 09/22/25 |
| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| stirring institution | 09/22/25 |
| grizzly elastic band | 09/22/25 |
| ungodly newt voyeur | 09/22/25 |
| Smoky big location | 09/22/25 |
| ;;......,.,.,.;.,.,.,.,., | 09/28/25 |
| Honey-headed Comical Goal In Life Messiness | 09/22/25 |
| Boyish Slippery Tank Potus | 09/22/25 |
| Swashbuckling field | 09/22/25 |
| Dull Rigor | 09/22/25 |
| Swashbuckling field | 09/22/25 |
| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| Dull Rigor | 09/22/25 |
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| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| cannon | 09/27/25 |
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| coral depressive | 09/22/25 |
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| Cobalt Bearded Business Firm | 09/23/25 |
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| ;;......,.,.,.;.,.,.,.,., | 09/28/25 |
| outnumbered school | 09/22/25 |
| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| outnumbered school | 09/22/25 |
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| cruel-hearted beady-eyed meetinghouse cuckold | 09/22/25 |
| Thirsty stage | 09/22/25 |
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| A Dick is Not Dispositive | 09/26/25 |
| Barry Stanton | 09/26/25 |
| Angry white woman tailgating you on an empty road | 09/28/25 |
Poast new message in this thread
Date: September 22nd, 2025 9:26 AM Author: cruel-hearted beady-eyed meetinghouse cuckold He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.
I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.
He was visibly upset when I said my wife and I could retire at any time. |
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Date: September 22nd, 2025 7:07 PM Author: passionate reading party that is sad. gave me anxiety just reading it. lord almighty (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292437) |
Date: September 22nd, 2025 9:28 AM Author: sapphire electric university Weird (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290854) |
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Date: September 22nd, 2025 9:30 AM Author: Dashing sadistic gaping What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased) (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290858) |
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Date: September 22nd, 2025 9:35 AM Author: cruel-hearted beady-eyed meetinghouse cuckold He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.
Do you know them? |
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Date: September 22nd, 2025 9:43 AM Author: copper free-loading forum Guessing they are big Israel supporters (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290896) |
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Date: September 22nd, 2025 10:42 AM Author: stirring institution (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290995) |
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Date: September 22nd, 2025 11:27 AM Author: cruel-hearted beady-eyed meetinghouse cuckold I’m not sure either could even tell you who the current president is (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291076) |
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Date: September 28th, 2025 1:39 AM Author: AI_concubine President Biden is as sharp as a tack (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308560) |
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Date: September 28th, 2025 1:11 PM Author: sealclubber agree. the side of the tack you push on. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309326) |
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Date: September 29th, 2025 12:27 PM Author: AI_concubine (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49311440) |
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Date: September 22nd, 2025 12:52 PM Author: grizzly elastic band (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291367) |
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Date: September 22nd, 2025 5:11 PM Author: Flushed out-of-control area (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292142) |
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Date: September 22nd, 2025 9:58 AM Author: Salmon contagious rigpig hospital its a story as old as recent times (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290926) |
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Date: September 22nd, 2025 10:18 AM Author: Swashbuckling field (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290951) |
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Date: September 22nd, 2025 10:20 AM Author: Dashing sadistic gaping (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290957) |
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Date: September 22nd, 2025 10:37 AM Author: Aphrodisiac Senate (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290984) |
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Date: September 22nd, 2025 10:49 AM Author: cyan startled macaca doctorate (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291013) |
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Date: September 22nd, 2025 11:28 AM Author: cruel-hearted beady-eyed meetinghouse cuckold (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291077) |
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Date: September 22nd, 2025 12:52 PM Author: grizzly elastic band (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291368) |
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Date: September 22nd, 2025 3:39 PM Author: Misanthropic shitlib (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291842) |
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Date: September 22nd, 2025 5:02 PM Author: titillating lavender parlour (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292110) |
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Date: September 22nd, 2025 5:11 PM Author: Flushed out-of-control area (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292143) |
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Date: September 22nd, 2025 7:07 PM Author: charcoal gaped library sweet tailpipe (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292436) |
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Date: September 22nd, 2025 9:30 AM Author: black supple national security agency corn cake Sounds very Gen X (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290859) |
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Date: September 22nd, 2025 9:41 AM Author: cyan startled macaca doctorate (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290889) |
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Date: September 22nd, 2025 9:46 AM Author: cruel-hearted beady-eyed meetinghouse cuckold Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290911) |
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Date: September 22nd, 2025 10:19 AM Author: Swashbuckling field Double Big Fed? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290954) |
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Date: September 22nd, 2025 11:28 AM Author: cruel-hearted beady-eyed meetinghouse cuckold Not saying, but yep (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291080) |
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Date: September 22nd, 2025 11:33 AM Author: Swashbuckling field Good for you (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291097) |
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Date: September 22nd, 2025 1:22 PM Author: Walnut Alcoholic Office Any kids? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291483) |
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Date: September 22nd, 2025 4:24 PM Author: cruel-hearted beady-eyed meetinghouse cuckold He’s already graduated from college and doing well on his own. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291988) |
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Date: September 22nd, 2025 9:30 AM Author: 180 stead athletic conference It probably will work out for him though. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290860) |
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Date: September 22nd, 2025 9:46 AM Author: copper free-loading forum Sadly yeah (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290909) |
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Date: September 22nd, 2025 9:32 AM Author: Submissive avocado space Tell us more about the wife's fake business (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290862) |
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Date: September 22nd, 2025 9:37 AM Author: cruel-hearted beady-eyed meetinghouse cuckold She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290877) |
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Date: September 22nd, 2025 10:20 AM Author: Swashbuckling field How can that lose 3k/month? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290956) |
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Date: September 22nd, 2025 10:27 AM Author: yellow disrespectful clown She's putting way too much scent in them (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290970) |
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Date: September 22nd, 2025 10:31 AM Author: Vivacious base azn (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290975) |
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Date: September 22nd, 2025 10:35 AM Author: gold cracking alpha (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290980) |
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Date: September 22nd, 2025 10:42 AM Author: stirring institution (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290998) |
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Date: September 22nd, 2025 10:49 AM Author: Boyish Slippery Tank Potus (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291011) |
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Date: September 22nd, 2025 10:51 AM Author: misunderstood odious affirmative action roommate (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291016) |
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Date: September 22nd, 2025 10:53 AM Author: onyx stain (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291023) |
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Date: September 22nd, 2025 11:13 AM Author: Dull Rigor (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291054) |
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Date: September 22nd, 2025 11:27 AM Author: cruel-hearted beady-eyed meetinghouse cuckold (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291074) |
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Date: September 22nd, 2025 12:52 PM Author: grizzly elastic band (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291372) |
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Date: September 22nd, 2025 12:56 PM Author: autistic corner mad-dog skullcap (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291399) |
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Date: September 22nd, 2025 1:25 PM Author: Smoky big location (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291495) |
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Date: September 22nd, 2025 4:20 PM Author: Charismatic wine faggot firefighter (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291968) |
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Date: September 22nd, 2025 4:22 PM Author: outnumbered school (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291973) |
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Date: September 22nd, 2025 4:41 PM Author: Laughsome deep partner (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292032) |
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Date: September 22nd, 2025 7:03 PM Author: ungodly newt voyeur I think you misspelled "cents." (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292431) |
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Date: September 22nd, 2025 11:37 PM Author: cruel-hearted beady-eyed meetinghouse cuckold (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293056) |
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Date: September 26th, 2025 1:39 PM Author: Kenneth Play (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305213) |
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Date: September 27th, 2025 6:43 PM Author: cannon (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308038) |
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Date: September 28th, 2025 1:58 PM Author: Judas Jones (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309440) |
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Date: September 29th, 2025 12:42 PM Author: Dr_Sigmund_Floyd (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49311477) |
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Date: September 22nd, 2025 9:36 AM Author: Crawly Degenerate Crackhouse All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money. Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful. |
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Date: September 22nd, 2025 9:38 AM Author: cruel-hearted beady-eyed meetinghouse cuckold He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290880) |
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Date: September 22nd, 2025 9:38 AM Author: Crawly Degenerate Crackhouse Nothing wrong with that, brother. Or working until 76. Who cares? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290882) |
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Date: September 22nd, 2025 9:39 AM Author: cruel-hearted beady-eyed meetinghouse cuckold He hates his job and wants to killself daily. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290886) |
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Date: September 22nd, 2025 9:42 AM Author: Crawly Degenerate Crackhouse He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290894) |
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Date: September 28th, 2025 8:29 AM Author: Fucking Fuckface Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308717) |
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Date: September 22nd, 2025 11:39 AM Author: indecent brindle locus multi-billionaire nah, before he turns 65 that shit's gonna be means tested (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291118) |
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Date: September 22nd, 2025 7:38 PM Author: Thirsty stage Everyone should work to 70+. I have a 76 year old partner and he loves litigating. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292529) |
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Date: September 22nd, 2025 11:37 PM Author: cruel-hearted beady-eyed meetinghouse cuckold Simmer down Shapiro (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293057) |
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Date: September 22nd, 2025 9:39 AM Author: cyan startled macaca doctorate how is he going to pay off 400k in 14 years when he can't even save for retirement. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290887) |
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Date: September 22nd, 2025 9:41 AM Author: black supple national security agency corn cake You seem to struggle with the idea that someone could build net worth rather than Descending. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290890) |
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Date: September 22nd, 2025 9:43 AM Author: cyan startled macaca doctorate My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290898) |
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Date: September 22nd, 2025 12:55 PM Author: black supple national security agency corn cake You should sell your Xbox for Profit. The price is ever increasing fo No Reason (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291391) |
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Date: September 22nd, 2025 12:58 PM Author: cyan startled macaca doctorate are you saying I should Sell High? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291407) |
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Date: September 22nd, 2025 1:00 PM Author: cyan startled macaca doctorate btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291419) |
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Date: September 22nd, 2025 9:42 AM Author: Crawly Degenerate Crackhouse He needs to pay $2,000 in principal each month, which he can do on $180k. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290893) |
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Date: September 22nd, 2025 9:46 AM Author: irate marvelous jew electric furnace Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290908) |
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Date: September 22nd, 2025 9:49 AM Author: Crawly Degenerate Crackhouse Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290919) |
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Date: September 28th, 2025 12:09 AM Author: beta-caryophyllene (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308508) |
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Date: September 22nd, 2025 9:50 AM Author: cyan startled macaca doctorate this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290921) |
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Date: September 22nd, 2025 9:44 AM Author: carmine up-to-no-good new version house Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290903) |
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Date: September 22nd, 2025 7:40 PM Author: Thirsty stage At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292535) |
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Date: September 22nd, 2025 11:34 AM Author: Cobalt Bearded Business Firm Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.
But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that. |
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Date: September 22nd, 2025 11:36 AM Author: cyan startled macaca doctorate Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291106) |
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Date: September 23rd, 2025 12:31 AM Author: Cobalt Bearded Business Firm (dude who has never tried to buy insurance on the individual market)
For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare. |
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Date: September 26th, 2025 1:40 PM Author: Kenneth Play (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305216) |
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Date: September 28th, 2025 8:33 AM Author: Fucking Fuckface Leave America (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308723) |
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Date: September 22nd, 2025 9:42 AM Author: carmine up-to-no-good new version house He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290895) |
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Date: September 22nd, 2025 9:44 AM Author: cyan startled macaca doctorate he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290901) |
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Date: September 22nd, 2025 9:45 AM Author: carmine up-to-no-good new version house Once his kids are out of the house he can just downsize and bam! its paid off. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290906) |
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Date: September 28th, 2025 12:32 AM Author: When I grow up I want to be a pumo The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308521) |
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Date: September 28th, 2025 1:58 PM Author: CriminalConversation (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309435) |
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Date: September 22nd, 2025 9:58 AM Author: Salmon contagious rigpig hospital He's going to be fine (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290925) |
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Date: September 22nd, 2025 10:41 AM Author: Zippy Twinkling Dingle Berry Heaven If he has a COVID-era mortgage rate, he'd be insane to pay it off (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49290992) |
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Date: September 22nd, 2025 10:50 AM Author: Boyish Slippery Tank Potus For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291014) |
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Date: September 22nd, 2025 10:51 AM Author: Swashbuckling field This guy gets it (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291017) |
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Date: September 22nd, 2025 10:53 AM Author: cyan startled macaca doctorate Raymondnomics (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291024) |
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Date: September 22nd, 2025 11:29 AM Author: cruel-hearted beady-eyed meetinghouse cuckold (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291083) |
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Date: September 22nd, 2025 11:46 AM Author: stirring institution (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291132) |
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Date: September 22nd, 2025 12:53 PM Author: grizzly elastic band (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291374) |
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Date: September 22nd, 2025 12:53 PM Author: ungodly newt voyeur (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291380) |
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Date: September 22nd, 2025 1:26 PM Author: Smoky big location (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291500) |
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Date: September 28th, 2025 2:24 PM (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309504) |
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Date: September 22nd, 2025 10:43 AM Author: Honey-headed Comical Goal In Life Messiness (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291001) |
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Date: September 22nd, 2025 10:48 AM Author: Boyish Slippery Tank Potus Many such cases (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291009) |
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Date: September 22nd, 2025 10:50 AM Author: Swashbuckling field This seems to be about the median life outcome ITE (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291015) |
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Date: September 22nd, 2025 11:06 AM Author: Dull Rigor I have a friend who just put 2200 worth of car audio into a 2008 camry (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291045) |
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Date: September 22nd, 2025 11:19 AM Author: Swashbuckling field Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291060) |
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Date: September 22nd, 2025 11:30 AM Author: cruel-hearted beady-eyed meetinghouse cuckold Is your friend still in high school?
My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels. |
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Date: September 22nd, 2025 11:42 AM Author: Dull Rigor He is early 30s lol (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291125) |
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Date: September 22nd, 2025 11:59 AM Author: Idiotic Cordovan French Chef alpha af (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291167) |
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Date: September 22nd, 2025 1:27 PM Author: Smoky big location I feel like there are more good stories about your brother, especially his financial decision making. Do share! (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291503) |
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Date: September 22nd, 2025 4:16 PM Author: cruel-hearted beady-eyed meetinghouse cuckold He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291952) |
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Date: September 27th, 2025 6:47 PM Author: cannon So why does he want to killself daily? Sounds relatively chill otherwise (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308045) |
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Date: September 26th, 2025 1:41 PM Author: Kenneth Play sounds 180, i can hear the bass 30 seconds before he shows up (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305221) |
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Date: September 28th, 2025 8:35 AM Author: Fucking Fuckface who says you can't buy class (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308733) |
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Date: September 28th, 2025 2:23 PM Author: Kenneth Play (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309502) |
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Date: September 22nd, 2025 1:17 PM Author: coral depressive He's going to need at least two new trucks before he retires, which will make saving more difficult (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291472) |
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Date: September 22nd, 2025 1:27 PM Author: Swashbuckling field (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291502) |
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Date: September 22nd, 2025 1:57 PM Author: Amethyst School Cafeteria Faggotry Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291599) |
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Date: September 22nd, 2025 1:59 PM Author: coral depressive There's nothing else a man can reasonably drive (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291606) |
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Date: September 22nd, 2025 2:08 PM Author: Mewling Keepsake Machete He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291630) |
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Date: September 22nd, 2025 3:52 PM Author: grizzly elastic band (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291884) |
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Date: September 22nd, 2025 4:22 PM Author: outnumbered school (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291975) |
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Date: September 27th, 2025 6:31 PM Author: Barry Stanton (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308023) |
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Date: September 28th, 2025 8:34 AM Author: The Midwit Pundit's Assassination (No Future) (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308727) |
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Date: September 23rd, 2025 12:34 AM Author: Cobalt Bearded Business Firm (blue city shitlib)
Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry. |
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Date: September 23rd, 2025 12:53 AM Author: Purple appetizing plaza philosopher-king Lol (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293201) |
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Date: September 28th, 2025 2:25 PM My cattle ranch is in Montana, do I have to return my truck (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49309505) |
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Date: September 22nd, 2025 4:23 PM Author: outnumbered school what are your heights? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49291980) |
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Date: September 22nd, 2025 4:31 PM Author: cruel-hearted beady-eyed meetinghouse cuckold He’s 6’3 and I’m 6’1 (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292009) |
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Date: September 22nd, 2025 4:40 PM Author: outnumbered school he has you pwned 4lyfe (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292028) |
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Date: September 22nd, 2025 7:16 PM Author: Boyish Slippery Tank Potus (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292464) |
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Date: September 22nd, 2025 11:38 PM Author: cruel-hearted beady-eyed meetinghouse cuckold Harsh, but fair (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49293059) |
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Date: September 22nd, 2025 7:37 PM Author: Thirsty stage What's the big deal as long as they get inheritances. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292524) |
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Date: September 22nd, 2025 7:54 PM Author: Smoky big location If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49292566) |
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Date: September 26th, 2025 1:06 PM Author: A Dick is Not Dispositive (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305085) |
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Date: September 26th, 2025 1:37 PM Author: Barry Stanton Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49305208) |
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Date: September 28th, 2025 8:50 AM Author: Angry white woman tailgating you on an empty road (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Reputation#49308752) |