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Where would you keep $500k cash you don't imminently need?
| doobsian dysfunction ratface | 07/28/25 |
| Wine cerebral menage potus | 07/28/25 |
| appetizing overrated keepsake machete dog poop | 07/28/25 |
| Crusty pearl site | 07/28/25 |
| appetizing overrated keepsake machete dog poop | 07/28/25 |
| razzle prole | 07/28/25 |
| razzle-dazzle blood rage halford | 07/28/25 |
| doobsian dysfunction ratface | 07/29/25 |
| razzle-dazzle blood rage halford | 07/29/25 |
| Walnut market | 07/28/25 |
| doobsian dysfunction ratface | 07/29/25 |
| Frisky chartreuse theater stage half-breed | 07/28/25 |
| Vibrant abode stain | 07/28/25 |
| Cheese-eating mad cow disease idiot | 07/28/25 |
| Thirsty kitchen toaster | 07/28/25 |
| zippy chestnut stead rigpig | 07/28/25 |
| Multi-colored mildly autistic dragon | 07/28/25 |
| sapphire cracking place of business resort | 07/29/25 |
Poast new message in this thread
Date: July 28th, 2025 3:44 PM Author: doobsian dysfunction ratface (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138014) |
Date: July 28th, 2025 3:48 PM Author: Wine cerebral menage potus i guess a HYSA or Cash account in a brokerage (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138030) |
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Date: July 28th, 2025 3:48 PM Author: appetizing overrated keepsake machete dog poop In my ass (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138034) |
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Date: July 28th, 2025 3:50 PM Author: Crusty pearl site ran here (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138037) |
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Date: July 28th, 2025 4:14 PM Author: appetizing overrated keepsake machete dog poop (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138108) |
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Date: July 28th, 2025 3:58 PM Author: razzle prole isnt that how you earned it? (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138065) |
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Date: July 28th, 2025 3:59 PM Author: razzle-dazzle blood rage halford T-Bills. (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138068) |
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Date: July 29th, 2025 6:44 PM Author: doobsian dysfunction ratface How do you buy these? (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49141271) |
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Date: July 29th, 2025 9:03 PM Author: razzle-dazzle blood rage halford In order of simplicity:
1. Buy SGOV etf (you will pay a .09% annually for it if it matters to you) 2. Most major brokerages will let you buy these directly for no commission on the secondary market or at auctions. 3. You can buy these at auctions for free at the government website TreasuryDirect.
'Auction' just means, there is a calendar of when the fedgov auctions off T-bills. You place an order for how many $1000 (redemption value) T-bills you want and then after the auction is over you get the T-bills at the final price.
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Date: July 28th, 2025 4:01 PM Author: Walnut market $125k in high yield corporate bonds (e.g. SPDR POrtfolio HY Bond ETF, which is like a ~7.x% 5 year duration ETF, you can do iShares or Vanguard as well for similar yield & duration)
$125k in EM bonds (e.g. iShares JPMorgan EM Corporate Bond ETF for 7-8% of corporate debt or VanEck JP Morgan EM Local Currency Bond ETF for 7.5-8% sovereign bonds in emerging markets)
$125k in preferred stocks (Nuveen Preferred Securities Income Fund - 7% actively managed closed-end fund, iShares has a similar fund)
$125k in agency MBS (iShares, Vanguard and SPDR all have ~5.5% low risk, low vol agency MBS)
Weighted portfolio yield is 6.75 - 7% Annual income is like $34-35k Monthly income is ~$3k
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Date: July 29th, 2025 6:45 PM Author: doobsian dysfunction ratface tyty (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49141276) |
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Date: July 28th, 2025 4:02 PM Author: Frisky chartreuse theater stage half-breed Depends on how much cash you'll need eventually, and how far out that is.
For example, if you plan on using it for down payment in 2 years, versus in one year, versus you have no real expected need for it at any time in the next 10 years. |
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Date: July 28th, 2025 4:07 PM Author: Vibrant abode stain The stock market (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138090) |
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Date: July 28th, 2025 4:16 PM Author: Cheese-eating mad cow disease idiot few 100k in bask bank, i think it's the highest money market yield at the moment (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138109) |
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Date: July 28th, 2025 4:20 PM Author: Thirsty kitchen toaster But I do need $500k immediately (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138122) |
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Date: July 28th, 2025 4:42 PM Author: zippy chestnut stead rigpig sgov (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138174) |
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Date: July 28th, 2025 4:42 PM Author: Multi-colored mildly autistic dragon Let me hold it. (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49138175) |
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Date: July 29th, 2025 9:12 PM Author: sapphire cracking place of business resort Short duration muni bonds if I can find some, short term T Bills. (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2Reputation#49141684) |