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Anyone else think your Mom's 401k losing 50% is 180?

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Racy church building
  04/05/25
to be honest, i am getting a bit concerned that the two anno...
Useless therapy pisswyrm
  04/05/25
Dementia mom was actually incredibly shrewd in this regard. ...
scarlet step-uncle's house
  04/05/25
rofl i shld hire ur birdshit mom as my money manager
Racy church building
  04/05/25
That bitch let this country be overflowed w turd skins like ...
Violet crackhouse
  04/05/25
TBF, anyone looking to retire soon shouldn’t have been...
vivacious brethren
  04/05/25
...
vibrant telephone half-breed
  04/05/25
Advisors all put them heavy as fuck in equities. People like...
pungent casino
  04/05/25
This is egregious flame. "You should be in bonds if yo...
vibrant telephone half-breed
  04/05/25
...
vivacious brethren
  04/05/25
Ok now actually talk irl to any financial advisor. The Vangu...
pungent casino
  04/05/25
If you’re at 50% equities then you’re completely...
vivacious brethren
  04/05/25
So somebody using this target date fund and retiring "n...
vibrant telephone half-breed
  04/05/25
lol so its basically go furk urself? is this what trumpmos a...
Racy church building
  04/05/25
even if they are only 50% equities they are still losing a t...
Racy church building
  04/05/25
I've been trying to get her to liquidate and put it all in a...
vibrant telephone half-breed
  04/05/25
You know a lot of these people have pensions and similar ben...
Navy soul-stirring newt keepsake machete
  04/05/25
stfu u retard, u can easily look up percent who have pension...
Racy church building
  04/05/25
No it isn't you ignorant spammer
Navy soul-stirring newt keepsake machete
  04/05/25
I only want the worst for Boomers.
spectacular onyx meetinghouse
  04/05/25
...
Violet crackhouse
  04/05/25
You mean your other dad's 401k
Poppy low-t voyeur
  04/05/25
...
charismatic sable jew menage
  04/05/25
...
naked useless brakes
  04/05/25
Boomers have $4m houses in Socal that they bought in the 80s...
Lake cracking water buffalo queen of the night
  04/05/25
...
Navy soul-stirring newt keepsake machete
  04/05/25
IME boomers are the most sensitive to any attack on their NW...
Racy church building
  04/05/25
I thought you hated your parents?
painfully honest massive dog poop
  04/05/25
He has to beg them for money occasionally
Navy soul-stirring newt keepsake machete
  04/05/25
I do, i made this thread as a reply to the one called "...
Racy church building
  04/05/25
Let's see here-- you washed out of the law within a few year...
vibrant telephone half-breed
  04/05/25
yep, pretty much
Racy church building
  04/05/25
lol at my mom having the impulse control to invest in a 401k
Stimulating spot
  04/05/25
My mom died
cordovan godawful point goal in life
  04/05/25
Boomers have pensions. Whatever 401k they have is just extra...
Costumed parlour tattoo
  04/05/25
...
.,..,.,..,.,.,:,,:,.,.,:::,..,:,.,,:..:.,:.::,.
  08/18/25


Poast new message in this thread



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Date: April 5th, 2025 9:37 AM
Author: Racy church building



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817699)



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Date: April 5th, 2025 9:37 AM
Author: Useless therapy pisswyrm

to be honest, i am getting a bit concerned that the two annoyingly retarded lazy boomers at my work who were gonna retire in a few months might not now. i recently accepted a management position largely based on my expectation that i wouldnt have to deal with them. if theyre back, i'll need to reassess or see if they can be moved to another department

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817702)



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Date: April 5th, 2025 9:40 AM
Author: scarlet step-uncle's house

Dementia mom was actually incredibly shrewd in this regard. She withdrew all of her IRA from equities and has been in money market since mid-March.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817709)



Reply Favorite

Date: April 5th, 2025 10:08 AM
Author: Racy church building

rofl i shld hire ur birdshit mom as my money manager

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817804)



Reply Favorite

Date: April 5th, 2025 9:43 AM
Author: Violet crackhouse

That bitch let this country be overflowed w turd skins like u. Fuck her.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817718)



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Date: April 5th, 2025 9:50 AM
Author: vivacious brethren

TBF, anyone looking to retire soon shouldn’t have been heavy on equities anyway. If they had decent exposure to the bond market then they’re doing okay

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817736)



Reply Favorite

Date: April 5th, 2025 9:50 AM
Author: vibrant telephone half-breed



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817737)



Reply Favorite

Date: April 5th, 2025 9:51 AM
Author: pungent casino

Advisors all put them heavy as fuck in equities. People like you always Hide when the market is at ATH because they'd get Flamed, lose Karma, or become a Joke.

"Your age in bonds" would put a 60 year old 40% in equities lol

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817739)



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Date: April 5th, 2025 9:52 AM
Author: vibrant telephone half-breed

This is egregious flame. "You should be in bonds if you're close to/at retirement" is bog standard advice regardless of market conditions.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817744)



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Date: April 5th, 2025 9:53 AM
Author: vivacious brethren



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817748)



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Date: April 5th, 2025 10:29 AM
Author: pungent casino

Ok now actually talk irl to any financial advisor. The Vanguard 2025 fund is 50% equities: https://investor.vanguard.com/investment-products/mutual-funds/profile/vttvx#portfolio-composition

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817874)



Reply Favorite

Date: April 5th, 2025 11:19 AM
Author: vivacious brethren

If you’re at 50% equities then you’re completely fine. Someone looking to retire right now still probably has 20-30 Years left to live, so you need some long term upside still.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48818014)



Reply Favorite

Date: April 5th, 2025 11:34 AM
Author: vibrant telephone half-breed

So somebody using this target date fund and retiring "now" is already 40% in bonds and completely fine. Did you even read your own link. If so, how did you not understand it

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48818051)



Reply Favorite

Date: April 5th, 2025 10:09 AM
Author: Racy church building

lol so its basically go furk urself? is this what trumpmos are saying to retirees, most of whom are fellow BIRDSHITS? why is trump 2.0 so mean to birdshits?

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817807)



Reply Favorite

Date: April 5th, 2025 10:09 AM
Author: Racy church building

even if they are only 50% equities they are still losing a ton

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817808)



Reply Favorite

Date: April 5th, 2025 9:51 AM
Author: vibrant telephone half-breed

I've been trying to get her to liquidate and put it all in a SPIA for a while now, then just live "paycheck to paycheck" basically. Failing that, I wanted to look over her portfolio and make sure things were appropriately conservative, but she never had time. If she just got market crash pwned, my conscience is clear, I tried.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817741)



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Date: April 5th, 2025 10:04 AM
Author: Navy soul-stirring newt keepsake machete

You know a lot of these people have pensions and similar benefits that younger people don't right? And most boomer women didn't work and will get their husbands pension and social security when they die

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817788)



Reply Favorite

Date: April 5th, 2025 10:10 AM
Author: Racy church building

stfu u retard, u can easily look up percent who have pensions and its very low just scammy ex-miliary and govt workers maybe not even 20% tops, and anyway how do u think pensions are paid out? the pension funds are the BIGGEST investors in the stock market, when they have mass declines it becomes increasingly difficult to pay out pensions

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817810)



Reply Favorite

Date: April 5th, 2025 10:10 AM
Author: Navy soul-stirring newt keepsake machete

No it isn't you ignorant spammer

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817816)



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Date: April 5th, 2025 10:06 AM
Author: spectacular onyx meetinghouse

I only want the worst for Boomers.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817798)



Reply Favorite

Date: April 5th, 2025 10:06 AM
Author: Violet crackhouse



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817800)



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Date: April 5th, 2025 10:07 AM
Author: Poppy low-t voyeur

You mean your other dad's 401k

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817802)



Reply Favorite

Date: April 5th, 2025 10:10 AM
Author: charismatic sable jew menage



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817809)



Reply Favorite

Date: April 5th, 2025 1:47 PM
Author: naked useless brakes



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48818473)



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Date: April 5th, 2025 10:16 AM
Author: Lake cracking water buffalo queen of the night

Boomers have $4m houses in Socal that they bought in the 80s for $250k, and pay $3k a year in property tax.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817840)



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Date: April 5th, 2025 10:18 AM
Author: Navy soul-stirring newt keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817848)



Reply Favorite

Date: April 5th, 2025 10:25 AM
Author: Racy church building

IME boomers are the most sensitive to any attack on their NW which was totally created by 100% HARD WORK, they are so use to just being given everything, a stable economic environment for decades that even a 15-20% correction will drive them insane esp when they see no geopolitical reason for it

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817866)



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Date: April 5th, 2025 10:27 AM
Author: painfully honest massive dog poop

I thought you hated your parents?

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817871)



Reply Favorite

Date: April 5th, 2025 10:35 AM
Author: Navy soul-stirring newt keepsake machete

He has to beg them for money occasionally

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817891)



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Date: April 5th, 2025 10:38 AM
Author: Racy church building

I do, i made this thread as a reply to the one called "Anyone else think Tariffs are 180?" but somehow ppl took it seriously it seems to hit home for some reason

i hoap my bitch mom's 401k goes to hell she surely wont leave a cent for me even though being the most deprived bitch influence ever she owes me the stupid furking bitch all indians shld furking die

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817901)



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Date: April 5th, 2025 10:40 AM
Author: vibrant telephone half-breed

Let's see here-- you washed out of the law within a few years, you always engage in logical fallacies then double-triple/quadruple down on them, you're a crazed loner who hates everywhere he goes, you fail at everything you do, and the only thing you find solace in is the imagined achievements of non-white people from five centuries ago. Yeah, I'm sure the problem is on your mother's end. JFC, you're the strongest argument against parenthood I've ever seen, imagine creating life and then what you get is Tommy.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817903)



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Date: April 5th, 2025 10:41 AM
Author: Racy church building

yep, pretty much

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817905)



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Date: April 5th, 2025 10:37 AM
Author: Stimulating spot

lol at my mom having the impulse control to invest in a 401k

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48817895)



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Date: April 5th, 2025 11:22 AM
Author: cordovan godawful point goal in life

My mom died

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48818021)



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Date: April 5th, 2025 1:46 PM
Author: Costumed parlour tattoo

Boomers have pensions. Whatever 401k they have is just extra gravy

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#48818466)



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Date: August 18th, 2025 2:18 PM
Author: .,..,.,..,.,.,:,,:,.,.,:::,..,:,.,,:..:.,:.::,.




(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Reputation#49194596)