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can you retire early on $3 million?

...
cheese-eating shrine giraffe
  06/07/26
I <3 men
180 dysfunction step-uncle's house
  06/07/26
can you live out the remainder of your days on $120k per yea...
Sepia infuriating bawdyhouse scourge upon the earth
  06/07/26
...
180 dysfunction step-uncle's house
  06/07/26
Depends on how much money you spend. And are you eliminating...
Beta Turquoise Dingle Berry Indirect Expression
  06/07/26
...
180 dysfunction step-uncle's house
  06/07/26
Me? Yes. You? No. I'm probably going to retire on ~2.5 no...
Narrow-minded stirring school
  06/07/26
180
180 dysfunction step-uncle's house
  06/07/26
Are you married to a Latin American woman who knows how to d...
obsidian rehab corn cake
  06/07/26
...
180 dysfunction step-uncle's house
  06/07/26
lmao @ people who can't eat the same thing every day
massive twinkling orchestra pit jap
  06/07/26
180
180 dysfunction step-uncle's house
  06/07/26
Guy who’s about to expound upon the transformative pow...
obsidian rehab corn cake
  06/07/26
i'm like this btw and it's not even about money - more like ...
Sepia infuriating bawdyhouse scourge upon the earth
  06/07/26
...
180 dysfunction step-uncle's house
  06/07/26
From 20-29 I'm 99% sure I ate the same three meals for 90%+ ...
vibrant potus
  06/07/26
cr
Sepia infuriating bawdyhouse scourge upon the earth
  06/07/26
...
180 dysfunction step-uncle's house
  06/07/26
how were your labs? I can't imagine great. dietary variety i...
smoky bbw sanctuary
  06/07/26
Cq
180 dysfunction step-uncle's house
  06/07/26
ty "dr" fuck her right in the pussy
Sepia infuriating bawdyhouse scourge upon the earth
  06/08/26
I really like it here.
180 dysfunction step-uncle's house
  06/08/26
...
Sepia infuriating bawdyhouse scourge upon the earth
  06/08/26
...
180 dysfunction step-uncle's house
  06/08/26
...
smoky bbw sanctuary
  06/08/26
...
180 dysfunction step-uncle's house
  06/08/26
...
Sepia infuriating bawdyhouse scourge upon the earth
  06/08/26
...
obsidian rehab corn cake
  06/08/26
...
180 dysfunction step-uncle's house
  06/08/26
I was doing a bunch of steroids from 25-30 and working out h...
vibrant potus
  06/08/26
...
Sepia infuriating bawdyhouse scourge upon the earth
  06/08/26
...
180 dysfunction step-uncle's house
  06/08/26
do you guys run double coverage with the kids or man-to-man?...
slippery spectacular institution
  06/08/26
Cq(s!)
180 dysfunction step-uncle's house
  06/08/26
I live in the middle of nowhere and most of my food comes fr...
vibrant potus
  06/08/26
180
smoky bbw sanctuary
  06/08/26
...
180 dysfunction step-uncle's house
  06/08/26
...
misunderstood gunner box office
  06/08/26
...
180 dysfunction step-uncle's house
  06/08/26
this thread took a weird turn
cheese-eating shrine giraffe
  06/08/26
how so?
vibrant potus
  06/08/26
...
180 dysfunction step-uncle's house
  06/08/26
i once planned to retire early when i had $10 million, but i...
massive twinkling orchestra pit jap
  06/08/26
Jesus, how badly did you let your overhead get away from you...
obsidian rehab corn cake
  06/08/26
marketplace health insurance prices go up ~30% per year. th...
massive twinkling orchestra pit jap
  06/08/26
Okay, I lol'd
180 dysfunction step-uncle's house
  06/08/26
Why not get the subsidies? If you're retired, you can get th...
electric jet-lagged stain juggernaut
  06/08/26
what's the point of saving $10 million just to live on littl...
massive twinkling orchestra pit jap
  06/08/26
To be fair, CR, $15 million is basically the minimum for ...
Dun vivacious locus kitty cat
  06/08/26
I really, really like it here, while we're on the subject!
180 dysfunction step-uncle's house
  06/08/26
I'm retired early and you need at least $77,000,000 to retir...
Pearl Station Private Investor
  06/08/26
What if you’re willing to live in bohemian poverty abo...
obsidian rehab corn cake
  06/08/26
in non-urban parts of Cambodia (forget Phnom Penh, Siem Reap...
cobalt selfie pocket flask
  06/08/26
those places are still nicer than anywhere in amerikkka
Pearl Station Private Investor
  06/08/26
preaching to the choir, US sucks ass. more ghetto than most ...
cobalt selfie pocket flask
  06/08/26


Poast new message in this thread



Reply Favorite

Date: June 7th, 2026 5:12 PM
Author: cheese-eating shrine giraffe



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49920654)



Reply Favorite

Date: June 7th, 2026 5:16 PM
Author: 180 dysfunction step-uncle's house

I <3 men

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49920659)



Reply Favorite

Date: June 7th, 2026 5:17 PM
Author: Sepia infuriating bawdyhouse scourge upon the earth

can you live out the remainder of your days on $120k per year? minus taxes if some of the funds are in traditional IRA or 401k. if so you've got a shot

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49920660)



Reply Favorite

Date: June 7th, 2026 7:10 PM
Author: 180 dysfunction step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49920903)



Reply Favorite

Date: June 7th, 2026 5:18 PM
Author: Beta Turquoise Dingle Berry Indirect Expression

Depends on how much money you spend. And are you eliminating all non-investment income? Not even a chill public sector jerb for benefits? Seems realistic if you're a thrifty bachelor with no plans to ever get married or have kids. LJL if you're married with kids

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49920668)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: 180 dysfunction step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921513)



Reply Favorite

Date: June 7th, 2026 7:23 PM
Author: Narrow-minded stirring school

Me? Yes. You? No.

I'm probably going to retire on ~2.5 not counting 401k

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49920959)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: 180 dysfunction step-uncle's house

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921515)



Reply Favorite

Date: June 7th, 2026 8:11 PM
Author: obsidian rehab corn cake

Are you married to a Latin American woman who knows how to dress up rice and beans to make 10-12 meals per week without the repetition eroding your sanity?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921058)



Reply Favorite

Date: June 7th, 2026 9:00 PM
Author: 180 dysfunction step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921179)



Reply Favorite

Date: June 7th, 2026 9:07 PM
Author: massive twinkling orchestra pit jap

lmao @ people who can't eat the same thing every day

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921190)



Reply Favorite

Date: June 7th, 2026 9:08 PM
Author: 180 dysfunction step-uncle's house

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921192)



Reply Favorite

Date: June 7th, 2026 10:46 PM
Author: obsidian rehab corn cake

Guy who’s about to expound upon the transformative power of hot sauce and the subtle distinctions between Choula and Valentinos

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921393)



Reply Favorite

Date: June 7th, 2026 11:36 PM
Author: Sepia infuriating bawdyhouse scourge upon the earth

i'm like this btw and it's not even about money - more like getting dialed in eating clean food and there's joy in routine sometimes

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921475)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: 180 dysfunction step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921509)



Reply Favorite

Date: June 7th, 2026 11:40 PM
Author: vibrant potus

From 20-29 I'm 99% sure I ate the same three meals for 90%+ of that time

Every single morning I'd make 6 eggs w veggies tossed in and throw it in a burrito

For lunch I'd have rice beans veggies and a variation of beef

For dinner I'd eat the same thing unless I was going on a tinder date or something

For the lunch/dinner I was making these in huge batches then freezing and thawing them as needed

I actually miss that but u can't do shit like that with a wife and kids

I still do the burrito thing to this day btw. Just wake up, throw it all in a pan on low and its done by the time I'm ready to go.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921489)



Reply Favorite

Date: June 7th, 2026 11:43 PM
Author: Sepia infuriating bawdyhouse scourge upon the earth

cr

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921496)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: 180 dysfunction step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921510)



Reply Favorite

Date: June 7th, 2026 11:48 PM
Author: smoky bbw sanctuary

how were your labs? I can't imagine great. dietary variety is very important to get all the micronutrients your body needs to function. those meals do sound good but idk

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921500)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: 180 dysfunction step-uncle's house

Cq

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921511)



Reply Favorite

Date: June 8th, 2026 12:13 AM
Author: Sepia infuriating bawdyhouse scourge upon the earth

ty "dr" fuck her right in the pussy

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921592)



Reply Favorite

Date: June 8th, 2026 12:14 AM
Author: 180 dysfunction step-uncle's house

I really like it here.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921598)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: Sepia infuriating bawdyhouse scourge upon the earth



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49922036)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: 180 dysfunction step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49923091)



Reply Favorite

Date: June 8th, 2026 12:23 AM
Author: smoky bbw sanctuary



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921620)



Reply Favorite

Date: June 8th, 2026 12:23 AM
Author: 180 dysfunction step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921621)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: Sepia infuriating bawdyhouse scourge upon the earth



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49922037)



Reply Favorite

Date: June 8th, 2026 12:56 PM
Author: obsidian rehab corn cake



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49922468)



Reply Favorite

Date: June 8th, 2026 3:32 PM
Author: 180 dysfunction step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49923088)



Reply Favorite

Date: June 8th, 2026 12:26 AM
Author: vibrant potus

I was doing a bunch of steroids from 25-30 and working out hard almost daily

Probably bad no clue. I've never been fat in my life exect once when I did gomad for four months at 35. But I was more strong fat looking rather than stay puff looking and I lost all of the excess fat in like six months doing an ec stack the first two months

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921637)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: Sepia infuriating bawdyhouse scourge upon the earth



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49922034)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: 180 dysfunction step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49923089)



Reply Favorite

Date: June 8th, 2026 12:22 AM
Author: slippery spectacular institution

do you guys run double coverage with the kids or man-to-man? how is fido? does he have doggie health insurance? what do you do now for food is it mostly farm-to-table? how do you make time for crossfit?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921619)



Reply Favorite

Date: June 8th, 2026 12:24 AM
Author: 180 dysfunction step-uncle's house

Cq(s!)

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921627)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: vibrant potus

I live in the middle of nowhere and most of my food comes from traps I set up in the woods

Lots of wild animals have worms and shit

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921640)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: smoky bbw sanctuary

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921645)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: 180 dysfunction step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49923090)



Reply Favorite

Date: June 8th, 2026 10:07 AM
Author: misunderstood gunner box office



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49922112)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: 180 dysfunction step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49923092)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: cheese-eating shrine giraffe

this thread took a weird turn

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49921642)



Reply Favorite

Date: June 8th, 2026 9:30 AM
Author: vibrant potus

how so?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49922079)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: 180 dysfunction step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49923093)



Reply Favorite

Date: June 8th, 2026 1:07 PM
Author: massive twinkling orchestra pit jap

i once planned to retire early when i had $10 million, but i realize now that wouldn't nearly be enough

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49922516)



Reply Favorite

Date: June 8th, 2026 2:42 PM
Author: obsidian rehab corn cake

Jesus, how badly did you let your overhead get away from you? Or are you discounting your NW for current insanity-level valuations? Or are you trying to insulate your children from the looming pozzed AI post-employment GC hellscape?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49922982)



Reply Favorite

Date: June 8th, 2026 2:50 PM
Author: massive twinkling orchestra pit jap

marketplace health insurance prices go up ~30% per year. there's no way to stay ahead of that. you need employer funded insurance

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49923002)



Reply Favorite

Date: June 8th, 2026 3:32 PM
Author: 180 dysfunction step-uncle's house

Okay, I lol'd

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49923087)



Reply Favorite

Date: June 8th, 2026 6:42 PM
Author: electric jet-lagged stain juggernaut

Why not get the subsidies? If you're retired, you can get the marketplace plans dirt cheap. Presumably you can control your investments so that your income gives you the max subsidy possible.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49923648)



Reply Favorite

Date: June 8th, 2026 6:43 PM
Author: massive twinkling orchestra pit jap

what's the point of saving $10 million just to live on little enough to stay under the limit for subsidies? early retirement just doesn't work unless you have $50 million

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49923652)



Reply Favorite

Date: June 8th, 2026 6:00 PM
Author: Dun vivacious locus kitty cat

To be fair,

CR, $15 million is basically the minimum for a decent retirement in 2026 and that's only workable if you live a lower-middle-class lifestyle in a flyover state (better not be trying to raise kids on that either) and have a fully paid off house and at least two recent model fully paid off cars to your name.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49923579)



Reply Favorite

Date: June 8th, 2026 7:27 PM
Author: 180 dysfunction step-uncle's house

I really, really like it here, while we're on the subject!

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49923781)



Reply Favorite

Date: June 8th, 2026 6:42 PM
Author: Pearl Station Private Investor

I'm retired early and you need at least $77,000,000 to retire anymore. Even a gorgeous ladyboy in Pattaya charges $20,000 an hour for zer's services. You cannot live anywhere on just $3m, its simply not possible unless you want to be homeless

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49923650)



Reply Favorite

Date: June 8th, 2026 11:01 PM
Author: obsidian rehab corn cake

What if you’re willing to live in bohemian poverty aboard a partially restored pile of fiberglass and sails?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49924459)



Reply Favorite

Date: June 8th, 2026 7:18 PM
Author: cobalt selfie pocket flask

in non-urban parts of Cambodia (forget Phnom Penh, Siem Reap, etc) perhaps

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49923734)



Reply Favorite

Date: June 8th, 2026 7:43 PM
Author: Pearl Station Private Investor

those places are still nicer than anywhere in amerikkka

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49923863)



Reply Favorite

Date: June 8th, 2026 7:50 PM
Author: cobalt selfie pocket flask

preaching to the choir, US sucks ass. more ghetto than most of the 3rd world without any of the upside like low prices & hot women

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2Reputation#49923885)