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POLL: What is your 401(k) balance right now
| razzle-dazzle shitlib office | 06/27/25 |
| domesticated bateful ape | 06/27/25 |
| razzle-dazzle shitlib office | 06/27/25 |
| domesticated bateful ape | 06/27/25 |
| Slate sadistic mexican fanboi | 06/27/25 |
| Soul-stirring transparent kitchen party of the first part | 06/27/25 |
| domesticated bateful ape | 06/27/25 |
| Scarlet costumed background story | 06/27/25 |
| Glassy Indian Lodge | 06/27/25 |
| Hairraiser public bath coffee pot | 06/27/25 |
| razzle-dazzle shitlib office | 06/27/25 |
| Topaz laser beams | 06/27/25 |
| olive cuckoldry | 06/27/25 |
| Hairraiser public bath coffee pot | 06/27/25 |
| Slate sadistic mexican fanboi | 06/27/25 |
| Hairraiser public bath coffee pot | 06/27/25 |
| Slate sadistic mexican fanboi | 06/27/25 |
| Slate sadistic mexican fanboi | 06/27/25 |
| bonkers station toilet seat | 06/27/25 |
| Topaz laser beams | 06/27/25 |
| Soul-stirring transparent kitchen party of the first part | 06/27/25 |
| Boyish pervert | 06/27/25 |
| titillating theatre | 06/27/25 |
| Slate sadistic mexican fanboi | 06/27/25 |
| titillating theatre | 06/27/25 |
| Boyish pervert | 06/27/25 |
| mahogany church becky | 06/27/25 |
| splenetic reading party | 06/27/25 |
| Hairraiser public bath coffee pot | 06/27/25 |
| Angry 180 associate | 06/27/25 |
| Boyish pervert | 06/27/25 |
| Angry 180 associate | 06/27/25 |
| Boyish pervert | 06/27/25 |
| Angry 180 associate | 06/27/25 |
| Boyish pervert | 06/27/25 |
| Angry 180 associate | 06/27/25 |
| Boyish pervert | 06/27/25 |
| Angry 180 associate | 06/27/25 |
| Cerise garrison dingle berry | 06/27/25 |
| vibrant sinister sound barrier | 06/27/25 |
| titillating theatre | 06/27/25 |
| Boyish pervert | 06/27/25 |
| titillating theatre | 06/27/25 |
| Boyish pervert | 06/27/25 |
| Racy native | 06/27/25 |
| salmon plaza | 06/27/25 |
| fantasy-prone boltzmann site | 06/27/25 |
| vibrant sinister sound barrier | 06/27/25 |
| rough-skinned trip roommate | 06/27/25 |
| Scarlet costumed background story | 06/27/25 |
| Slate sadistic mexican fanboi | 06/27/25 |
| hideous trailer park | 06/27/25 |
| demanding fluffy chapel | 06/27/25 |
| titillating theatre | 06/27/25 |
| demanding fluffy chapel | 06/27/25 |
| razzmatazz death wish pit | 06/27/25 |
| cyan parlour | 06/27/25 |
| diverse cruise ship | 06/27/25 |
| sienna beady-eyed piazza | 06/27/25 |
| Mint University | 06/27/25 |
| Galvanic unhinged home halford | 06/27/25 |
| Flushed Insanely Creepy Menage Stock Car | 06/27/25 |
| Boyish pervert | 06/27/25 |
| fantasy-prone boltzmann site | 06/27/25 |
| diverse cruise ship | 06/27/25 |
| titillating theatre | 06/27/25 |
| crystalline contagious weed whacker potus | 06/27/25 |
| cracking elastic band crackhouse | 06/27/25 |
Poast new message in this thread
Date: June 27th, 2025 2:53 PM Author: razzle-dazzle shitlib office (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054326) |
Date: June 27th, 2025 2:56 PM Author: domesticated bateful ape A tiny pink 500k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054332) |
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Date: June 27th, 2025 2:56 PM Author: razzle-dazzle shitlib office that's not that bad (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054336) |
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Date: June 27th, 2025 2:59 PM Author: domesticated bateful ape I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054353) |
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Date: June 27th, 2025 2:59 PM Author: Slate sadistic mexican fanboi age? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054357) |
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Date: June 27th, 2025 3:18 PM Author: Soul-stirring transparent kitchen party of the first part Depends on age. That’s ok for early 30s. Awful for 40s+ (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054409) |
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Date: June 27th, 2025 4:06 PM Author: domesticated bateful ape Yep, I’m early 40s lol (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054585) |
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Date: June 27th, 2025 5:34 PM Author: Scarlet costumed background story lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054777) |
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Date: June 27th, 2025 11:13 PM Author: Glassy Indian Lodge It depend on if that's his primary retirement or if he has other holdings. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055431) |
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Date: June 27th, 2025 2:56 PM Author: Hairraiser public bath coffee pot $130k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054335) |
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Date: June 27th, 2025 2:56 PM Author: razzle-dazzle shitlib office that's horrendous (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054338) |
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Date: June 27th, 2025 2:57 PM Author: Topaz laser beams i'm in between these two guys (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054340) |
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Date: June 27th, 2025 6:31 PM Author: olive cuckoldry Same, I'm in between two guys (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054899) |
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Date: June 27th, 2025 2:58 PM Author: Hairraiser public bath coffee pot The sum total of all my retirement and brokerage accounts is around $1.3M (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054350) |
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Date: June 27th, 2025 2:59 PM Author: Slate sadistic mexican fanboi lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054355) |
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Date: June 27th, 2025 4:06 PM Author: Hairraiser public bath coffee pot My mom says I'm special. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054586) |
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Date: June 27th, 2025 5:57 PM Author: Slate sadistic mexican fanboi even that's not true (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054810) |
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Date: June 27th, 2025 2:57 PM Author: Slate sadistic mexican fanboi LOL (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054339) |
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Date: June 27th, 2025 2:57 PM Author: bonkers station toilet seat $3.4 million in combined marital plans. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054341) |
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Date: June 27th, 2025 2:58 PM Author: Topaz laser beams damn (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054349) |
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Date: June 27th, 2025 3:19 PM Author: Soul-stirring transparent kitchen party of the first part Age? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054411) |
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Date: June 27th, 2025 3:30 PM Author: Boyish pervert Such a waste of capital. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054446) |
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Date: June 27th, 2025 6:00 PM Author: titillating theatre Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054816) |
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Date: June 27th, 2025 6:11 PM Author: Slate sadistic mexican fanboi this discussion happens every 401k thread. partners in biglaw can contribute like 120k. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054839) |
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Date: June 27th, 2025 6:16 PM Author: titillating theatre xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054860) |
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Date: June 27th, 2025 9:43 PM Author: Boyish pervert (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055284) |
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Date: June 27th, 2025 6:40 PM Author: mahogany church becky The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).
Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year. |
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Date: June 27th, 2025 3:22 PM Author: splenetic reading party $1.1mm in brokerage accounts, 401k's are flaem (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054417) |
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Date: June 27th, 2025 3:28 PM Author: Hairraiser public bath coffee pot . (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054434) |
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Date: June 27th, 2025 3:29 PM Author: Angry 180 associate Something like $800-900k for wife and I. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054441) |
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Date: June 27th, 2025 3:30 PM Author: Boyish pervert ~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054448) |
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Date: June 27th, 2025 3:33 PM Author: Angry 180 associate If you work in-house matching makes it a no-brainer. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054457) |
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Date: June 27th, 2025 3:37 PM Author: Boyish pervert just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054465) |
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Date: June 27th, 2025 3:43 PM Author: Angry 180 associate 1) at this point we're old as fuck so a few more decades isn't even long at this point
2) we all have tons of money to access now too
3) we would have to put away money for retirement regardless |
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Date: June 27th, 2025 3:43 PM Author: Boyish pervert I want my yacht now. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054493) |
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Date: June 27th, 2025 3:46 PM Author: Angry 180 associate If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.
I suggest a boat club. |
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Date: June 27th, 2025 3:47 PM Author: Boyish pervert I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054507) |
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Date: June 27th, 2025 3:49 PM Author: Angry 180 associate If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054520) |
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Date: June 27th, 2025 3:52 PM Author: Cerise garrison dingle berry You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)
You can withdraw without penalty at any age if you take substantially equal periodic payments |
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Date: June 27th, 2025 5:32 PM Author: vibrant sinister sound barrier Why not put it in a Roth? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054770) |
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Date: June 27th, 2025 6:03 PM Author: titillating theatre https://youtu.be/njJ41irPjTc?t=15 (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054824) |
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Date: June 27th, 2025 9:42 PM Author: Boyish pervert 180 (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055282) |
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Date: June 27th, 2025 6:01 PM Author: titillating theatre Did you know you're not required to contribute to a 401K? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054820) |
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Date: June 27th, 2025 9:39 PM Author: Boyish pervert (guy who is not a biglaw partner) (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055267) |
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Date: June 27th, 2025 3:44 PM Author: Racy native $700k Wife - $600k |
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Date: June 27th, 2025 3:48 PM Author: salmon plaza 43yo, $900k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054510) |
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Date: June 27th, 2025 5:28 PM Author: fantasy-prone boltzmann site Early 40s. ~$2.1mm (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054761) |
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Date: June 27th, 2025 5:31 PM Author: vibrant sinister sound barrier Late 20s, 250k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054765) |
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Date: June 27th, 2025 9:41 PM Author: rough-skinned trip roommate Good job , young gun (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055276) |
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Date: June 27th, 2025 5:35 PM Author: Scarlet costumed background story lol at these responses (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054786) |
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Date: June 27th, 2025 6:12 PM Author: Slate sadistic mexican fanboi go on... (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054841) |
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Date: June 27th, 2025 5:58 PM Author: hideous trailer park 30000k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054814) |
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Date: June 27th, 2025 6:15 PM Author: demanding fluffy chapel $399,443.16 (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054855) |
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Date: June 27th, 2025 6:17 PM Author: titillating theatre Monday is likely to be a big day for you friend (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054861) |
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Date: June 27th, 2025 6:29 PM Author: demanding fluffy chapel 🤞🏻 (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054891) |
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Date: June 27th, 2025 6:33 PM Author: razzmatazz death wish pit IDK $150Kish. But I haven't been working long. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054903) |
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Date: June 27th, 2025 6:45 PM Author: cyan parlour ~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.
I've only ever put in in $6k / year, which is all my company will match.
Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc. |
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Date: June 27th, 2025 9:58 PM Author: diverse cruise ship Same. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055302) |
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Date: June 27th, 2025 7:03 PM Author: sienna beady-eyed piazza 350,000 Kinda sad |
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Date: June 27th, 2025 7:06 PM Author: Mint University all stock/bond investments are like 750k. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054976) |
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Date: June 27th, 2025 7:09 PM Author: Galvanic unhinged home halford $386k total.
$324k in trad, $62k in Roth |
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Date: June 27th, 2025 9:40 PM Author: Flushed Insanely Creepy Menage Stock Car Zero (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055273) |
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Date: June 27th, 2025 9:43 PM Author: Boyish pervert Crrrrrrrrrrrrrr (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055285) |
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Date: June 27th, 2025 10:58 PM Author: fantasy-prone boltzmann site For Benzo reasons or RSF reasons? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055403) |
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Date: June 27th, 2025 9:58 PM Author: diverse cruise ship $6 million or so. I checked in January. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055301) |
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Date: June 27th, 2025 10:52 PM Author: titillating theatre (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055392) |
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Date: June 27th, 2025 10:55 PM Author: crystalline contagious weed whacker potus I mean undoubtedly there is a balance but $6 million? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055397) |
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Date: June 27th, 2025 11:05 PM Author: cracking elastic band crackhouse $0. I don’t have a 401(k). (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055414) |