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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
chestnut knife
  12/14/25
Congrats on paying off ur absolute lowest cost liability
appetizing base
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
chestnut knife
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
aphrodisiac theater
  12/15/25
...
flatulent plaza
  12/14/25
go to grad school
kink-friendly black toilet seat
  12/14/25
...
Coral unholy private investor doctorate
  12/14/25
Post bacc MD cr?
chestnut knife
  12/15/25
yeah you gotta be careful though. some are better than other...
kink-friendly black toilet seat
  12/15/25
time for you to pay off mine
Heady ivory mad-dog skullcap
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Nighttime Provocative Sanctuary
  12/15/25
...
flatulent plaza
  12/15/25
...
Shivering Parlor
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
kink-friendly black toilet seat
  12/15/25
I have zero debt, I love my freedom.
Nighttime Provocative Sanctuary
  12/15/25
...
Honey-headed Galvanic Nursing Home Stock Car
  12/15/25
you won this gen
rusted fantasy-prone corner circlehead
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
mahogany frum liquid oxygen cuck
  12/15/25
current weight?
Yapping bawdyhouse
  12/15/25
372 or so. It's been a rough holiday season.
mahogany frum liquid oxygen cuck
  12/15/25
what are some things that have happened to you that forced y...
cerebral sable lay
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
mahogany frum liquid oxygen cuck
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
sienna slippery codepig
  12/15/25
how much was the original loan balance and how much (((inter...
sienna slippery codepig
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
chestnut knife
  12/15/25
I want to stab you
Wonderful mint skinny woman
  12/15/25
Being echo gen x has its privileges
chestnut knife
  12/15/25
hookers and blow? pretty much whatever you want
Nubile ultramarine prole brunch
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Exhilarant Burgundy Kitchen
  12/15/25
Where the fuck did you get 2.75% interest student loans?
filthy hissy fit space
  12/15/25
Around 2007 and 2008, there were some great rates.
ebony medicated love of her life deer antler
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
chestnut knife
  12/15/25
Undergrad?
ebony medicated love of her life deer antler
  12/16/25
...
Nighttime Provocative Sanctuary
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
ebony medicated love of her life deer antler
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
filthy hissy fit space
  12/15/25
two girls, same time
Hyperventilating beta meetinghouse
  12/15/25
borrow more money from jews asap
Amethyst mad cow disease
  12/15/25
Uncle Sam is a goy, shitlib
chestnut knife
  12/15/25
who benefits? COHEN BENEFITS!
Amethyst mad cow disease
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: chestnut knife

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: appetizing base

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: chestnut knife

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: aphrodisiac theater

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: flatulent plaza



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: kink-friendly black toilet seat

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Coral unholy private investor doctorate



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: chestnut knife

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: kink-friendly black toilet seat

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Heady ivory mad-dog skullcap

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Nighttime Provocative Sanctuary

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: flatulent plaza



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Shivering Parlor



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: kink-friendly black toilet seat

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Nighttime Provocative Sanctuary

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Honey-headed Galvanic Nursing Home Stock Car



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: rusted fantasy-prone corner circlehead

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: mahogany frum liquid oxygen cuck

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Yapping bawdyhouse

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: mahogany frum liquid oxygen cuck

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: cerebral sable lay

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: mahogany frum liquid oxygen cuck

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: sienna slippery codepig

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: sienna slippery codepig

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: chestnut knife

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Wonderful mint skinny woman

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: chestnut knife

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Nubile ultramarine prole brunch

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Exhilarant Burgundy Kitchen

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: filthy hissy fit space

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: ebony medicated love of her life deer antler

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: chestnut knife

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: ebony medicated love of her life deer antler

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Nighttime Provocative Sanctuary



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: ebony medicated love of her life deer antler

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: filthy hissy fit space

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Hyperventilating beta meetinghouse

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Amethyst mad cow disease

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: chestnut knife

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Amethyst mad cow disease

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512587)