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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
sooty brunch ape
  12/14/25
Congrats on paying off ur absolute lowest cost liability
appetizing public bath
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
sooty brunch ape
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Flushed exhilarant famous landscape painting old irish cottage
  12/15/25
...
silver razzle-dazzle library
  12/14/25
go to grad school
razzmatazz stag film feces
  12/14/25
...
Territorial Bawdyhouse Wagecucks
  12/14/25
Post bacc MD cr?
sooty brunch ape
  12/15/25
yeah you gotta be careful though. some are better than other...
razzmatazz stag film feces
  12/15/25
time for you to pay off mine
Slippery Maroon Spot Laser Beams
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
180 mad cow disease
  12/15/25
...
silver razzle-dazzle library
  12/15/25
...
marvelous bonkers jap
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
razzmatazz stag film feces
  12/15/25
I have zero debt, I love my freedom.
180 mad cow disease
  12/15/25
...
Cracking bisexual office
  12/15/25
you won this gen
gaped codepig dingle berry
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
turquoise center
  12/15/25
current weight?
Dull Idea He Suggested Stage
  12/15/25
372 or so. It's been a rough holiday season.
turquoise center
  12/15/25
what are some things that have happened to you that forced y...
House-broken Cerebral Rehab
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
turquoise center
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
effete half-breed
  12/15/25
how much was the original loan balance and how much (((inter...
effete half-breed
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
sooty brunch ape
  12/15/25
I want to stab you
smoky nibblets
  12/15/25
Being echo gen x has its privileges
sooty brunch ape
  12/15/25
hookers and blow? pretty much whatever you want
aromatic fat ankles messiness
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
lilac big blood rage national
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Talented Institution Legal Warrant
  12/15/25
Around 2007 and 2008, there were some great rates.
Boyish domesticated milk international law enforcement agency
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
sooty brunch ape
  12/15/25
Undergrad?
Boyish domesticated milk international law enforcement agency
  12/16/25
...
180 mad cow disease
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Boyish domesticated milk international law enforcement agency
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Talented Institution Legal Warrant
  12/15/25
two girls, same time
exciting garrison persian
  12/15/25
borrow more money from jews asap
Topaz angry indirect expression parlour
  12/15/25
Uncle Sam is a goy, shitlib
sooty brunch ape
  12/15/25
who benefits? COHEN BENEFITS!
Topaz angry indirect expression parlour
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: sooty brunch ape

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: appetizing public bath

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: sooty brunch ape

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Flushed exhilarant famous landscape painting old irish cottage

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: silver razzle-dazzle library



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: razzmatazz stag film feces

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Territorial Bawdyhouse Wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: sooty brunch ape

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: razzmatazz stag film feces

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Slippery Maroon Spot Laser Beams

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: 180 mad cow disease

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: silver razzle-dazzle library



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: marvelous bonkers jap



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: razzmatazz stag film feces

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: 180 mad cow disease

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Cracking bisexual office



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: gaped codepig dingle berry

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: turquoise center

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Dull Idea He Suggested Stage

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: turquoise center

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: House-broken Cerebral Rehab

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: turquoise center

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: effete half-breed

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: effete half-breed

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: sooty brunch ape

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: smoky nibblets

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: sooty brunch ape

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: aromatic fat ankles messiness

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: lilac big blood rage national

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Talented Institution Legal Warrant

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Boyish domesticated milk international law enforcement agency

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: sooty brunch ape

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Boyish domesticated milk international law enforcement agency

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: 180 mad cow disease



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Boyish domesticated milk international law enforcement agency

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Talented Institution Legal Warrant

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: exciting garrison persian

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Topaz angry indirect expression parlour

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: sooty brunch ape

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Topaz angry indirect expression parlour

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512587)