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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Charcoal Trip Mediation Location
  12/14/25
Congrats on paying off ur absolute lowest cost liability
beady-eyed lavender puppy home
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Charcoal Trip Mediation Location
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
startled hairraiser patrolman national
  12/15/25
u sound mad
learning disabled marketing idea gas station
  12/14/25
go to grad school
mint vigorous pistol
  12/14/25
...
Aquamarine hall
  12/14/25
Post bacc MD cr?
Charcoal Trip Mediation Location
  12/15/25
yeah you gotta be careful though. some are better than other...
mint vigorous pistol
  12/15/25
time for you to pay off mine
Filthy shrine
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Confused senate jap
  12/15/25
...
learning disabled marketing idea gas station
  12/15/25
...
Disturbing blue nursing home mad-dog skullcap
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
mint vigorous pistol
  12/15/25
I have zero debt, I love my freedom.
Confused senate jap
  12/15/25
...
Razzmatazz parlor laser beams
  12/15/25
you won this gen
stimulating infuriating sound barrier idiot
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
impertinent soul-stirring hell
  12/15/25
current weight?
Hideous ratface
  12/15/25
372 or so. It's been a rough holiday season.
impertinent soul-stirring hell
  12/15/25
what are some things that have happened to you that forced y...
boyish jewess dingle berry
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
impertinent soul-stirring hell
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Ruddy Keepsake Machete
  12/15/25
how much was the original loan balance and how much (((inter...
Ruddy Keepsake Machete
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Charcoal Trip Mediation Location
  12/15/25
I want to stab you
white hospital
  12/15/25
Being echo gen x has its privileges
Charcoal Trip Mediation Location
  12/15/25
hookers and blow? pretty much whatever you want
Chocolate indirect expression box office
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Motley national security agency
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Nudist Dead Theater Digit Ratio
  12/15/25
Around 2007 and 2008, there were some great rates.
arousing international law enforcement agency fanboi
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Charcoal Trip Mediation Location
  12/15/25
Undergrad?
arousing international law enforcement agency fanboi
  12/16/25
...
Confused senate jap
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
arousing international law enforcement agency fanboi
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Nudist Dead Theater Digit Ratio
  12/15/25
two girls, same time
Cerise Chad
  12/15/25
borrow more money from jews asap
contagious coiffed pisswyrm alpha
  12/15/25
Uncle Sam is a goy, shitlib
Charcoal Trip Mediation Location
  12/15/25
who benefits? COHEN BENEFITS!
contagious coiffed pisswyrm alpha
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Charcoal Trip Mediation Location

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: beady-eyed lavender puppy home

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Charcoal Trip Mediation Location

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: startled hairraiser patrolman national

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: learning disabled marketing idea gas station

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: mint vigorous pistol

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Aquamarine hall



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Charcoal Trip Mediation Location

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: mint vigorous pistol

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Filthy shrine

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Confused senate jap

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: learning disabled marketing idea gas station



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Disturbing blue nursing home mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: mint vigorous pistol

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Confused senate jap

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Razzmatazz parlor laser beams



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: stimulating infuriating sound barrier idiot

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: impertinent soul-stirring hell

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Hideous ratface

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: impertinent soul-stirring hell

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: boyish jewess dingle berry

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: impertinent soul-stirring hell

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Ruddy Keepsake Machete

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Ruddy Keepsake Machete

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Charcoal Trip Mediation Location

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: white hospital

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Charcoal Trip Mediation Location

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Chocolate indirect expression box office

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Motley national security agency

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Nudist Dead Theater Digit Ratio

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: arousing international law enforcement agency fanboi

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Charcoal Trip Mediation Location

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: arousing international law enforcement agency fanboi

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Confused senate jap



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: arousing international law enforcement agency fanboi

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Nudist Dead Theater Digit Ratio

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Cerise Chad

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: contagious coiffed pisswyrm alpha

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Charcoal Trip Mediation Location

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: contagious coiffed pisswyrm alpha

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512587)