\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

About 20% of Americans are millionaires

https://dqydj.com/net-worth-percentile-calculator/ I reme...
glittery ivory bawdyhouse
  11/20/25
20% inflation since then friend
Cocky Brass Indian Lodge
  11/20/25
12.5% if you exclude primary home
arrogant stead mad cow disease
  11/20/25
That many? Then again being a millionaire today is like bei...
swashbuckling plum roommate ticket booth
  11/20/25
200k actually
passionate forum
  11/20/25
...
swashbuckling plum roommate ticket booth
  11/20/25
...
purple flirting kitchen degenerate
  11/20/25
...
spectacular sadistic step-uncle's house
  11/20/25
...
big codepig
  11/20/25
...
garnet stage
  11/23/25
This must exclude crypto and stock holdings, XO assures me t...
Salmon stimulating abode headpube
  11/20/25
20% is virtually every white person born in America to a fam...
glittery ivory bawdyhouse
  11/20/25
...
black heaven scourge upon the earth
  11/20/25
...
garnet stage
  11/23/25
nobody "needs" a million dollars lmao
Razzle sexy sanctuary
  11/20/25
? Nobody "needs" electricity but it's nice to have...
Salmon stimulating abode headpube
  11/20/25
future price affect by what expectations is
Cocky Brass Indian Lodge
  11/20/25
That's what the bilateral, over-the-counter, physically sett...
Salmon stimulating abode headpube
  11/20/25
that what big bohy do for small guy its not worth trabble
Cocky Brass Indian Lodge
  11/20/25
...
Razzle sexy sanctuary
  11/20/25
This chick on YouTube has a channel that constantly pops up ...
Anal Police Squad Associate
  11/20/25
Financial planners treat $1m as the generic desired portfoli...
Diverse lilac library puppy
  11/20/25
It’s smart marketing to her audience. And 47k per annu...
passionate forum
  11/20/25
You’re missing the part where the retiree doesn’...
Diverse lilac library puppy
  11/20/25
That’s your future, not mine
passionate forum
  11/20/25
Same. Gonna live fast and die young (and in any case before ...
Hairraiser doobsian church
  11/20/25
now sort by generation this is all boomers
fear-inspiring iridescent gas station laser beams
  11/20/25
Now look around the room and realize that your network exclu...
magical curious resort
  11/20/25
I look around my neighborhood and I am convinced that everyo...
Diverse lilac library puppy
  11/20/25
You should be barbecued alive
Odious Jew
  11/20/25
Gonna need a custom-built Weber kettle for that
arrogant stead mad cow disease
  11/20/25
They make those whole hog smokers out of giant propane tanks...
passionate forum
  11/20/25
now consider their mortgages and other liabilities
black heaven scourge upon the earth
  11/20/25
I have about $2.5m in assets, dragged down by $395,000 in li...
Diverse lilac library puppy
  11/20/25
You weren't built at all. You just kind of congealed in your...
Hairraiser doobsian church
  11/20/25
The only race I ever won in my life was when I slithered out...
Diverse lilac library puppy
  11/20/25
Now we're talkin'! *high fives*
Hairraiser doobsian church
  11/20/25
I mean consider your neighbors' liabilities, they may be dec...
black heaven scourge upon the earth
  11/20/25
same
glittery ivory bawdyhouse
  11/20/25
With the collapse of crypto, I am thoroughly disgusted to kn...
Hairraiser doobsian church
  11/20/25
Roughly 12-18% of US *households* have $1M in assets, but it...
amethyst stage dingle berry
  11/20/25
Oh, wow, it's like XO is a bunch of recluse incels who never...
Salmon stimulating abode headpube
  11/21/25
what do you think millionaire means? it always means assets ...
idiotic school cafeteria feces
  11/23/25
? Did this reply beam in from mars
Salmon stimulating abode headpube
  11/23/25
Does it mean that a family of four with $1M in assets is fou...
amethyst stage dingle berry
  11/23/25
Crazy that ~3M people/1.3M households have a NW of $15M or m...
green internet-worthy parlor lettuce
  11/20/25
I have almost 7M of net worth and I do not feel wealthy. May...
spectacular sadistic step-uncle's house
  11/20/25
I've posted about it before but its really going to fuck up ...
beady-eyed aquamarine station
  11/20/25
Between boomers booming it away and nursing homes, there mig...
Salmon stimulating abode headpube
  11/20/25
The nursing home piece is such a wild roulette wheel on the ...
green internet-worthy parlor lettuce
  11/21/25
Meanwhile we are doing the opposite and continue doing the o...
idiotic school cafeteria feces
  11/23/25
Having ten million today is like having 200k fifteen years a...
garnet stage
  11/23/25
Can confirm. I had $200k 10 years ago, now I feel 5x more im...
Diverse lilac library puppy
  11/23/25


Poast new message in this thread



Reply Favorite

Date: November 20th, 2025 6:26 AM
Author: glittery ivory bawdyhouse

https://dqydj.com/net-worth-percentile-calculator/

I remember in the 90s when "millionaire" was preftigious.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445613)



Reply Favorite

Date: November 20th, 2025 6:27 AM
Author: Cocky Brass Indian Lodge

20% inflation since then friend

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445614)



Reply Favorite

Date: November 20th, 2025 6:27 AM
Author: arrogant stead mad cow disease

12.5% if you exclude primary home

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445615)



Reply Favorite

Date: November 20th, 2025 6:34 AM
Author: swashbuckling plum roommate ticket booth

That many?

Then again being a millionaire today is like being worth $500k 20 years ago

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445626)



Reply Favorite

Date: November 20th, 2025 8:03 AM
Author: passionate forum

200k actually

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445772)



Reply Favorite

Date: November 20th, 2025 11:21 AM
Author: swashbuckling plum roommate ticket booth



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49446269)



Reply Favorite

Date: November 20th, 2025 11:40 AM
Author: purple flirting kitchen degenerate



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49446312)



Reply Favorite

Date: November 20th, 2025 11:46 AM
Author: spectacular sadistic step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49446324)



Reply Favorite

Date: November 20th, 2025 9:16 PM
Author: big codepig



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49448348)



Reply Favorite

Date: November 23rd, 2025 11:07 AM
Author: garnet stage



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49453704)



Reply Favorite

Date: November 20th, 2025 6:29 AM
Author: Salmon stimulating abode headpube

This must exclude crypto and stock holdings, XO assures me that everybody is a millionaire.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445618)



Reply Favorite

Date: November 20th, 2025 6:53 AM
Author: glittery ivory bawdyhouse

20% is virtually every white person born in America to a family that was middle class or above.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445676)



Reply Favorite

Date: November 20th, 2025 9:46 AM
Author: black heaven scourge upon the earth



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445993)



Reply Favorite

Date: November 23rd, 2025 11:22 AM
Author: garnet stage



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49453741)



Reply Favorite

Date: November 20th, 2025 6:30 AM
Author: Razzle sexy sanctuary

nobody "needs" a million dollars lmao

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445619)



Reply Favorite

Date: November 20th, 2025 6:30 AM
Author: Salmon stimulating abode headpube

? Nobody "needs" electricity but it's nice to have

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445621)



Reply Favorite

Date: November 20th, 2025 6:31 AM
Author: Cocky Brass Indian Lodge

future price affect by what expectations is

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445622)



Reply Favorite

Date: November 20th, 2025 6:33 AM
Author: Salmon stimulating abode headpube

That's what the bilateral, over-the-counter, physically settled energy derivative is for. You can lock in your $/kwh.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445624)



Reply Favorite

Date: November 20th, 2025 6:35 AM
Author: Cocky Brass Indian Lodge

that what big bohy do for small guy its not worth trabble

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445632)



Reply Favorite

Date: November 20th, 2025 6:32 AM
Author: Razzle sexy sanctuary



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445623)



Reply Favorite

Date: November 20th, 2025 7:47 AM
Author: Anal Police Squad Associate

This chick on YouTube has a channel that constantly pops up in my feed. Erin Talks Finance or something. Young, cute chick who talks about retirement planning for the middle class. When she talks about having one million dollars saved, she treats it like this incredible thing. She even says it like Doctor Evil in Austin Powers. One Milllllion Dollars. Which could produce a retirement income of 47 thoussssand dollars. It's like she's a time traveler.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445751)



Reply Favorite

Date: November 20th, 2025 7:54 AM
Author: Diverse lilac library puppy

Financial planners treat $1m as the generic desired portfolio size for retirement for middle class people. Obviously, individuals present different circumstances, but $1m is clearly the one size fits all goal.

It’s strange because every retiree I know doesn’t even use their portfolio before RMDs. Everyone lives off of their income from pensions, annuities, social security.

Financial advisors are all scammy sales people just looking to rifle through your pockets. That goes for the friendly face at Edward Jones as much as it goes for your cute cunt Erin.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445762)



Reply Favorite

Date: November 20th, 2025 8:05 AM
Author: passionate forum

It’s smart marketing to her audience. And 47k per annum plus the same amount from ss plus a paid for home is a decent retirement

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445774)



Reply Favorite

Date: November 20th, 2025 8:13 AM
Author: Diverse lilac library puppy

You’re missing the part where the retiree doesn’t do anything and doesn’t spend any part of their portfolio until RMDs kick in at 73 and even then, the retiree struggles to spend their money. Then they go to the retirement home and it’s all taken in 6 months.



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445807)



Reply Favorite

Date: November 20th, 2025 8:24 AM
Author: passionate forum

That’s your future, not mine

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445821)



Reply Favorite

Date: November 20th, 2025 11:51 AM
Author: Hairraiser doobsian church

Same. Gonna live fast and die young (and in any case before dementia sets in)

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49446350)



Reply Favorite

Date: November 20th, 2025 7:54 AM
Author: fear-inspiring iridescent gas station laser beams

now sort by generation

this is all boomers

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445761)



Reply Favorite

Date: November 20th, 2025 8:11 AM
Author: magical curious resort

Now look around the room and realize that your network excludes 50% of "invisible" Americans right off the bat. So what like 1 out of 3 suburban households is a millionaire in NW?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445804)



Reply Favorite

Date: November 20th, 2025 8:23 AM
Author: Diverse lilac library puppy

I look around my neighborhood and I am convinced that everyone is a decamillionaire and I am the only one left behind with a pink little $2.05m net worth.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445819)



Reply Favorite

Date: November 20th, 2025 8:24 AM
Author: Odious Jew

You should be barbecued alive

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445823)



Reply Favorite

Date: November 20th, 2025 8:37 AM
Author: arrogant stead mad cow disease

Gonna need a custom-built Weber kettle for that

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445849)



Reply Favorite

Date: November 20th, 2025 9:42 AM
Author: passionate forum

They make those whole hog smokers out of giant propane tanks. A 500 gallon model ought to do it

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445990)



Reply Favorite

Date: November 20th, 2025 9:47 AM
Author: black heaven scourge upon the earth

now consider their mortgages and other liabilities

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49445994)



Reply Favorite

Date: November 20th, 2025 9:51 AM
Author: Diverse lilac library puppy

I have about $2.5m in assets, dragged down by $395,000 in liabilities. 19.5% leverage or something like that. It’s basically killing me all the stress. I don’t know how you could ever borrow more than like 30% of your gross assets. That must be like sweating bullets. Trump did it I guess. Balls of steel and ice in his veins. I wasn’t built that way.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49446009)



Reply Favorite

Date: November 20th, 2025 12:12 PM
Author: Hairraiser doobsian church

You weren't built at all. You just kind of congealed in your mother's womb one disappointing day

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49446449)



Reply Favorite

Date: November 20th, 2025 12:17 PM
Author: Diverse lilac library puppy

The only race I ever won in my life was when I slithered out of her ahead of the afterbirth.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49446472)



Reply Favorite

Date: November 20th, 2025 2:38 PM
Author: Hairraiser doobsian church

Now we're talkin'!

*high fives*

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49447129)



Reply Favorite

Date: November 20th, 2025 12:27 PM
Author: black heaven scourge upon the earth

I mean consider your neighbors' liabilities, they may be decamillionaires gross, but who much do they owe on that?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49446526)



Reply Favorite

Date: November 20th, 2025 10:37 AM
Author: glittery ivory bawdyhouse

same

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49446152)



Reply Favorite

Date: November 20th, 2025 11:53 AM
Author: Hairraiser doobsian church

With the collapse of crypto, I am thoroughly disgusted to know our net worths are similar. Like physically fucking ill and utterly repulsed

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49446354)



Reply Favorite

Date: November 20th, 2025 10:21 AM
Author: amethyst stage dingle berry

Roughly 12-18% of US *households* have $1M in assets, but its a stretch to say every member of those households is a millionare

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49446094)



Reply Favorite

Date: November 21st, 2025 5:09 PM
Author: Salmon stimulating abode headpube

Oh, wow, it's like XO is a bunch of recluse incels who never considered the possibility that there could be more than one person in a household.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49450284)



Reply Favorite

Date: November 23rd, 2025 10:50 AM
Author: idiotic school cafeteria feces

what do you think millionaire means? it always means assets minus liabilities.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49453658)



Reply Favorite

Date: November 23rd, 2025 11:03 AM
Author: Salmon stimulating abode headpube

? Did this reply beam in from mars

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49453694)



Reply Favorite

Date: November 23rd, 2025 11:25 AM
Author: amethyst stage dingle berry

Does it mean that a family of four with $1M in assets is four millionaires?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49453751)



Reply Favorite

Date: November 20th, 2025 11:28 AM
Author: green internet-worthy parlor lettuce

Crazy that ~3M people/1.3M households have a NW of $15M or more. Anyone with that much money who is over 67 should get taxed an extra $50k per year as a pure fuck boomers tax. We should have that as our fall back position if they want to be spared by the death panels.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49446285)



Reply Favorite

Date: November 20th, 2025 12:27 PM
Author: spectacular sadistic step-uncle's house

I have almost 7M of net worth and I do not feel wealthy. Maybe if I moved to a LCOL area it would be better.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49446527)



Reply Favorite

Date: November 20th, 2025 5:52 PM
Author: beady-eyed aquamarine station

I've posted about it before but its really going to fuck up wealth dynamics in America when boomers die and millenials start inheriting their wealth.

Boomers have so much money. My parents had probably lower middle class incomes and they might have a $1 mm estate whwen everything is said and done.

People's whose parents were UMC probably will stand to inherit $5-10 million.

Imagine competing with someone to buy a house who is in their prime earnings year plus got $500,000 - $5 million in free money...

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49447617)



Reply Favorite

Date: November 20th, 2025 9:19 PM
Author: Salmon stimulating abode headpube

Between boomers booming it away and nursing homes, there might not be enough many large dollar inheritances to move the needle much.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49448356)



Reply Favorite

Date: November 21st, 2025 4:00 PM
Author: green internet-worthy parlor lettuce

The nursing home piece is such a wild roulette wheel on the end of everything. My dad bought LTCI but I basically assume they will find some way to scam us anyway. Both his parents had long slow dying phases that were persistent/recurring but slowly progressing cancers and his mom capped it off with Alzheimer’s for the last 18 months. He’s done an admirable job staying healthy but he’s the most left brained engineer ever and Catholic as fuck, so he will cling to every second of life no matter how shitty it gets. He’s probably going to live to his mid 90s based on how well he’s holding up, which, to be clear, is awesome and I’m very proud of him and happy that he will get almost as long in retirement as he did as a working adult. But it seems inevitable that he will be Alzheimer’s/dementia pwn3d enough to require 24 hour care for at least the last couple years. I think if I end up like him I’m 100% down to assisted suicide myself if I made it to 85+ and it means my kids get millions more to protect themselves instead of some fuckface company that owns an assisted living facility taking it off of me.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49450158)



Reply Favorite

Date: November 23rd, 2025 10:54 AM
Author: idiotic school cafeteria feces

Meanwhile we are doing the opposite and continue doing the opposite. "no tax on social security" lol

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49453669)



Reply Favorite

Date: November 23rd, 2025 11:04 AM
Author: garnet stage

Having ten million today is like having 200k fifteen years ago

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49453697)



Reply Favorite

Date: November 23rd, 2025 11:09 AM
Author: Diverse lilac library puppy

Can confirm. I had $200k 10 years ago, now I feel 5x more impoverished with $2.05m.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2id.#49453707)