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Finally buying some BND to diversify my portfolio

Never purchased a bond before this but I assume it will outp...
chandler (retired)
  10/11/25
Note: you still haven't purchased a bond. Bond funds are ret...
I don't collect things, I collect experiences
  10/11/25
TITCR
N904PD
  10/11/25
us treasuries may be better than munis for someone depending...
Significant Anal Pain
  10/11/25
Chandler makes $5 million/year
I don't collect things, I collect experiences
  10/11/25
i just moved 125k into BND in the last couple weeks so congr...
AZNgirl taking Dead Israeli Hostage on Date
  10/11/25
Just cancelled my BND transaction and put it all back into t...
chandler (retired)
  10/11/25
im gonna buy whatever u buy
AZNgirl taking Dead Israeli Hostage on Date
  10/11/25
Absolutely devastating
I don't collect things, I collect experiences
  10/11/25
Whenever I owned BND it would not go up when normal stocks w...
.,..,..,.,,..,..,,,,,,,,..,...,.,.,.,
  10/11/25
sorta feel like it was SPS too when i had it in past, in 202...
AZNgirl taking Dead Israeli Hostage on Date
  10/11/25
With rising interest rates value of bond fund goes down and ...
N904PD
  10/11/25
but if hold actual bond harder to get rid of though possible...
AZNgirl taking Dead Israeli Hostage on Date
  10/11/25
Just buy 4 or 8 week treasury bills and keep rolling them ov...
Significant Anal Pain
  10/11/25
ljl how is that better than just buying SGOV short term trea...
AZNgirl taking Dead Israeli Hostage on Date
  10/11/25
Value of a bond fund can always go down as the poaster noted...
Significant Anal Pain
  10/11/25
nigga when interest rates go down BND will go up for shor...
AZNgirl taking Dead Israeli Hostage on Date
  10/11/25


Poast new message in this thread



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Date: October 11th, 2025 10:04 AM
Author: chandler (retired)

Never purchased a bond before this but I assume it will outperform HYSAs relatively soon

(http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2id.#49341621)



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Date: October 11th, 2025 10:34 AM
Author: I don't collect things, I collect experiences

Note: you still haven't purchased a bond. Bond funds are retarded. Buy individual munis that you can hold until maturity/redemption

(http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2id.#49341664)



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Date: October 11th, 2025 10:42 AM
Author: N904PD

TITCR

(http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2id.#49341672)



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Date: October 11th, 2025 10:47 AM
Author: Significant Anal Pain

us treasuries may be better than munis for someone depending on their tax situation

but otherwise agree 100%



(http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2id.#49341677)



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Date: October 11th, 2025 1:30 PM
Author: I don't collect things, I collect experiences

Chandler makes $5 million/year

(http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2id.#49342001)



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Date: October 11th, 2025 10:40 AM
Author: AZNgirl taking Dead Israeli Hostage on Date

i just moved 125k into BND in the last couple weeks so congrats, its TURDSKIN approved! Welcome to bond funds, my friend!

(http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2id.#49341669)



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Date: October 11th, 2025 10:59 AM
Author: chandler (retired)

Just cancelled my BND transaction and put it all back into the market

(http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2id.#49341699)



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Date: October 11th, 2025 11:12 AM
Author: AZNgirl taking Dead Israeli Hostage on Date

im gonna buy whatever u buy

(http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2id.#49341719)



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Date: October 11th, 2025 1:30 PM
Author: I don't collect things, I collect experiences

Absolutely devastating

(http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2id.#49342003)



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Date: October 11th, 2025 11:07 AM
Author: .,..,..,.,,..,..,,,,,,,,..,...,.,.,.,


Whenever I owned BND it would not go up when normal stocks were going up (obvious), but would also still go down when normal stocks tanked. Seemed pretty pointless.

(http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2id.#49341709)



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Date: October 11th, 2025 11:12 AM
Author: AZNgirl taking Dead Israeli Hostage on Date

sorta feel like it was SPS too when i had it in past, in 2022 it even lost 13% which is insane

GSY or SGOV are better prob

i only bought cause since rates will go down BND usually goes up

on fri it went up in trumps rout

(http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2id.#49341717)



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Date: October 11th, 2025 12:34 PM
Author: N904PD

With rising interest rates value of bond fund goes down and you are constantly in a struggle with your yield be chipped away by capital losses.

Whereas if you buy an actual bond and interest rates go up you can just hold to maturity and keep your promised yield (obviously there is more DEFAULT RISK there, but you can just buy shorter - medium term bonds).

(http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2id.#49341871)



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Date: October 11th, 2025 1:09 PM
Author: AZNgirl taking Dead Israeli Hostage on Date

but if hold actual bond harder to get rid of though possible to resell but for a faggot like me the idea of holding something for 30 years or even 5 yeras is insane, also i cannot necessarily see numbers go up on computer screen everyday, wtf wld i do at night

(http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2id.#49341947)



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Date: October 11th, 2025 1:15 PM
Author: Significant Anal Pain

Just buy 4 or 8 week treasury bills and keep rolling them over

That way you never have to wait long if you need the $ or decide you want to do something else with it

Been doing this since interest rates went up a couple years ago



(http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2id.#49341962)



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Date: October 11th, 2025 1:16 PM
Author: AZNgirl taking Dead Israeli Hostage on Date

ljl how is that better than just buying SGOV short term treasury ETF? thats like 5% dividend whatever the rate is and is basically liquid cause u can sell anytime

inshallah BND will go up a few percent cause of rate cuts then next year i will move it to SGOV

(http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2id.#49341965)



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Date: October 11th, 2025 1:20 PM
Author: Significant Anal Pain

Value of a bond fund can always go down as the poaster noted above and you’ve experienced with BND

granted it’s less of an issue for short term stuff but there still can be fluctuation plus with any fund there is some expense they are passing to you

With an actual bond you will get what you signed up for barring default, and you don’t have to sweat interest rate changes cause you’re holding to maturity (and you can resell individual bonds if you really want to, just more hassle than a fund)

(http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2id.#49341974)



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Date: October 11th, 2025 1:34 PM
Author: AZNgirl taking Dead Israeli Hostage on Date

nigga when interest rates go down BND will go up

for short term bond funds like SGOV the price wont fluctuate that much, its only long and medium term that get raped

(http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2id.#49342014)