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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
glassy menage
  12/14/25
Congrats on paying off ur absolute lowest cost liability
frozen razzle-dazzle hospital regret
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
glassy menage
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Insanely creepy property dingle berry
  12/15/25
...
Aromatic fishy dopamine
  12/14/25
go to grad school
Contagious location
  12/14/25
...
apoplectic marketing idea native
  12/14/25
Post bacc MD cr?
glassy menage
  12/15/25
yeah you gotta be careful though. some are better than other...
Contagious location
  12/15/25
time for you to pay off mine
Aquamarine Naked Legal Warrant Goal In Life
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
nofapping site dysfunction
  12/15/25
...
Aromatic fishy dopamine
  12/15/25
...
fluffy factory reset button
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Contagious location
  12/15/25
I have zero debt, I love my freedom.
nofapping site dysfunction
  12/15/25
...
Beady-eyed water buffalo
  12/15/25
you won this gen
bistre sanctuary
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
bisexual french chef parlour
  12/15/25
current weight?
violent curious garrison
  12/15/25
372 or so. It's been a rough holiday season.
bisexual french chef parlour
  12/15/25
what are some things that have happened to you that forced y...
splenetic codepig kitchen
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
bisexual french chef parlour
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
black station
  12/15/25
how much was the original loan balance and how much (((inter...
black station
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
glassy menage
  12/15/25
I want to stab you
maroon deer antler stage
  12/15/25
Being echo gen x has its privileges
glassy menage
  12/15/25
hookers and blow? pretty much whatever you want
Lascivious theater
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
twisted university
  12/15/25
Where the fuck did you get 2.75% interest student loans?
pea-brained hell
  12/15/25
Around 2007 and 2008, there were some great rates.
Pale appetizing institution incel
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
glassy menage
  12/15/25
Undergrad?
Pale appetizing institution incel
  12/16/25
...
nofapping site dysfunction
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Pale appetizing institution incel
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
pea-brained hell
  12/15/25
two girls, same time
cheese-eating soul-stirring locale bbw
  12/15/25
borrow more money from jews asap
silver gas station
  12/15/25
Uncle Sam is a goy, shitlib
glassy menage
  12/15/25
who benefits? COHEN BENEFITS!
silver gas station
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: glassy menage

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: frozen razzle-dazzle hospital regret

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: glassy menage

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Insanely creepy property dingle berry

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Aromatic fishy dopamine



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Contagious location

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: apoplectic marketing idea native



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: glassy menage

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Contagious location

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Aquamarine Naked Legal Warrant Goal In Life

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: nofapping site dysfunction

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Aromatic fishy dopamine



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: fluffy factory reset button



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Contagious location

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: nofapping site dysfunction

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Beady-eyed water buffalo



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: bistre sanctuary

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: bisexual french chef parlour

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: violent curious garrison

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: bisexual french chef parlour

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: splenetic codepig kitchen

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: bisexual french chef parlour

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: black station

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: black station

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: glassy menage

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: maroon deer antler stage

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: glassy menage

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Lascivious theater

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: twisted university

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: pea-brained hell

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Pale appetizing institution incel

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: glassy menage

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Pale appetizing institution incel

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: nofapping site dysfunction



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Pale appetizing institution incel

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: pea-brained hell

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: cheese-eating soul-stirring locale bbw

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: silver gas station

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: glassy menage

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: silver gas station

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2id.#49512587)