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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Big Private Investor
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Arrogant exhilarant yarmulke field
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Big Private Investor
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
beady-eyed center
  12/15/25
u sound mad
olive point
  12/14/25
go to grad school
fluffy heaven
  12/14/25
...
crusty trailer park people who are hurt
  12/14/25
Post bacc MD cr?
Big Private Investor
  12/15/25
yeah you gotta be careful though. some are better than other...
fluffy heaven
  12/15/25
time for you to pay off mine
Comical charcoal location
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Swashbuckling navy round eye
  12/15/25
...
olive point
  12/15/25
...
salmon stimulating rehab national security agency
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
fluffy heaven
  12/15/25
I have zero debt, I love my freedom.
Swashbuckling navy round eye
  12/15/25
...
vermilion startled toaster
  12/15/25
you won this gen
Fiercely-loyal Weed Whacker
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Chocolate hairraiser nursing home boistinker
  12/15/25
current weight?
Cocky Excitant Abode Candlestick Maker
  12/15/25
372 or so. It's been a rough holiday season.
Chocolate hairraiser nursing home boistinker
  12/15/25
what are some things that have happened to you that forced y...
Brilliant ladyboy
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Chocolate hairraiser nursing home boistinker
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Heady Cruise Ship Gaping
  12/15/25
how much was the original loan balance and how much (((inter...
Heady Cruise Ship Gaping
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Big Private Investor
  12/15/25
I want to stab you
Geriatric pearly mood
  12/15/25
Being echo gen x has its privileges
Big Private Investor
  12/15/25
hookers and blow? pretty much whatever you want
Multi-colored menage stain
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
topaz vivacious personal credit line
  12/15/25
Where the fuck did you get 2.75% interest student loans?
passionate carnelian sneaky criminal
  12/15/25
Around 2007 and 2008, there were some great rates.
Amber partner institution
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Big Private Investor
  12/15/25
Undergrad?
Amber partner institution
  12/16/25
...
Swashbuckling navy round eye
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Amber partner institution
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
passionate carnelian sneaky criminal
  12/15/25
two girls, same time
Lascivious Translucent Library
  12/15/25
borrow more money from jews asap
titillating organic girlfriend headpube
  12/15/25
Uncle Sam is a goy, shitlib
Big Private Investor
  12/15/25
who benefits? COHEN BENEFITS!
titillating organic girlfriend headpube
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Big Private Investor

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Arrogant exhilarant yarmulke field

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Big Private Investor

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: beady-eyed center

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: olive point

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: fluffy heaven

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: crusty trailer park people who are hurt



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Big Private Investor

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: fluffy heaven

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Comical charcoal location

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Swashbuckling navy round eye

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: olive point



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: salmon stimulating rehab national security agency



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: fluffy heaven

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Swashbuckling navy round eye

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: vermilion startled toaster



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Fiercely-loyal Weed Whacker

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Chocolate hairraiser nursing home boistinker

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Cocky Excitant Abode Candlestick Maker

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Chocolate hairraiser nursing home boistinker

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Brilliant ladyboy

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Chocolate hairraiser nursing home boistinker

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Heady Cruise Ship Gaping

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Heady Cruise Ship Gaping

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Big Private Investor

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Geriatric pearly mood

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Big Private Investor

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Multi-colored menage stain

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: topaz vivacious personal credit line

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: passionate carnelian sneaky criminal

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Amber partner institution

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Big Private Investor

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Amber partner institution

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Swashbuckling navy round eye



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Amber partner institution

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: passionate carnelian sneaky criminal

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Lascivious Translucent Library

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: titillating organic girlfriend headpube

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Big Private Investor

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: titillating organic girlfriend headpube

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512587)