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Finally buying some BND to diversify my portfolio
Poast new message in this thread
Date: October 11th, 2025 10:04 AM Author: multi-colored thirsty piazza Never purchased a bond before this but I assume it will outperform HYSAs relatively soon (http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2most#49341621) |
Date: October 11th, 2025 10:34 AM Author: Fragrant church international law enforcement agency Note: you still haven't purchased a bond. Bond funds are retarded. Buy individual munis that you can hold until maturity/redemption (http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2most#49341664) |
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Date: October 11th, 2025 10:42 AM Author: Violet genital piercing personal credit line TITCR (http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2most#49341672) |
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Date: October 11th, 2025 10:47 AM Author: Black box office blood rage us treasuries may be better than munis for someone depending on their tax situation
but otherwise agree 100%
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Date: October 11th, 2025 1:30 PM Author: Fragrant church international law enforcement agency Chandler makes $5 million/year (http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2most#49342001) |
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Date: October 11th, 2025 10:40 AM Author: exciting cheese-eating trailer park i just moved 125k into BND in the last couple weeks so congrats, its TURDSKIN approved! Welcome to bond funds, my friend! (http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2most#49341669) |
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Date: October 11th, 2025 10:59 AM Author: multi-colored thirsty piazza Just cancelled my BND transaction and put it all back into the market (http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2most#49341699) |
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Date: October 11th, 2025 11:12 AM Author: exciting cheese-eating trailer park im gonna buy whatever u buy (http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2most#49341719) |
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Date: October 11th, 2025 1:30 PM Author: Fragrant church international law enforcement agency Absolutely devastating (http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2most#49342003) |
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Date: October 11th, 2025 11:07 AM Author: titillating parlor really tough guy Whenever I owned BND it would not go up when normal stocks were going up (obvious), but would also still go down when normal stocks tanked. Seemed pretty pointless. (http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2most#49341709) |
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Date: October 11th, 2025 11:12 AM Author: exciting cheese-eating trailer park sorta feel like it was SPS too when i had it in past, in 2022 it even lost 13% which is insane
GSY or SGOV are better prob
i only bought cause since rates will go down BND usually goes up
on fri it went up in trumps rout |
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Date: October 11th, 2025 12:34 PM Author: Violet genital piercing personal credit line With rising interest rates value of bond fund goes down and you are constantly in a struggle with your yield be chipped away by capital losses.
Whereas if you buy an actual bond and interest rates go up you can just hold to maturity and keep your promised yield (obviously there is more DEFAULT RISK there, but you can just buy shorter - medium term bonds). |
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Date: October 11th, 2025 1:09 PM Author: exciting cheese-eating trailer park but if hold actual bond harder to get rid of though possible to resell but for a faggot like me the idea of holding something for 30 years or even 5 yeras is insane, also i cannot necessarily see numbers go up on computer screen everyday, wtf wld i do at night (http://www.autoadmit.com/thread.php?thread_id=5785358&forum_id=2most#49341947) |
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Date: October 11th, 2025 1:15 PM Author: Black box office blood rage Just buy 4 or 8 week treasury bills and keep rolling them over
That way you never have to wait long if you need the $ or decide you want to do something else with it
Been doing this since interest rates went up a couple years ago
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Date: October 11th, 2025 1:16 PM Author: exciting cheese-eating trailer park ljl how is that better than just buying SGOV short term treasury ETF? thats like 5% dividend whatever the rate is and is basically liquid cause u can sell anytime
inshallah BND will go up a few percent cause of rate cuts then next year i will move it to SGOV |
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Date: October 11th, 2025 1:20 PM Author: Black box office blood rage Value of a bond fund can always go down as the poaster noted above and you’ve experienced with BND
granted it’s less of an issue for short term stuff but there still can be fluctuation plus with any fund there is some expense they are passing to you
With an actual bond you will get what you signed up for barring default, and you don’t have to sweat interest rate changes cause you’re holding to maturity (and you can resell individual bonds if you really want to, just more hassle than a fund) |
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Date: October 11th, 2025 1:34 PM Author: exciting cheese-eating trailer park nigga when interest rates go down BND will go up
for short term bond funds like SGOV the price wont fluctuate that much, its only long and medium term that get raped |