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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
exciting kitty
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Concupiscible Garrison
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
exciting kitty
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Galvanic queen of the night trump supporter
  12/15/25
u sound mad
Splenetic menage twinkling uncleanness
  12/14/25
go to grad school
razzle-dazzle temple
  12/14/25
...
stimulating public bath jew
  12/14/25
Post bacc MD cr?
exciting kitty
  12/15/25
yeah you gotta be careful though. some are better than other...
razzle-dazzle temple
  12/15/25
time for you to pay off mine
Curious Sickened Coffee Pot
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Flushed theater stage messiness
  12/15/25
...
Splenetic menage twinkling uncleanness
  12/15/25
...
Cerebral Elastic Band Nursing Home
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
razzle-dazzle temple
  12/15/25
I have zero debt, I love my freedom.
Flushed theater stage messiness
  12/15/25
...
cordovan rehab
  12/15/25
you won this gen
Bonkers house
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
massive milky church building
  12/15/25
current weight?
Carnelian point juggernaut
  12/15/25
372 or so. It's been a rough holiday season.
massive milky church building
  12/15/25
what are some things that have happened to you that forced y...
Soul-stirring opaque idea he suggested
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
massive milky church building
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
mischievous racy box office round eye
  12/15/25
how much was the original loan balance and how much (((inter...
mischievous racy box office round eye
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
exciting kitty
  12/15/25
I want to stab you
Gaped feces pit
  12/15/25
Being echo gen x has its privileges
exciting kitty
  12/15/25
hookers and blow? pretty much whatever you want
Irradiated Toilet Seat
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
lilac prole trailer park
  12/15/25
Where the fuck did you get 2.75% interest student loans?
bateful indian lodge
  12/15/25
Around 2007 and 2008, there were some great rates.
Violent Headpube
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
exciting kitty
  12/15/25
Undergrad?
Violent Headpube
  12/16/25
...
Flushed theater stage messiness
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Violent Headpube
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
bateful indian lodge
  12/15/25
two girls, same time
brass passionate pistol
  12/15/25
borrow more money from jews asap
spectacular gas station
  12/15/25
Uncle Sam is a goy, shitlib
exciting kitty
  12/15/25
who benefits? COHEN BENEFITS!
spectacular gas station
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: exciting kitty

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Concupiscible Garrison

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: exciting kitty

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Galvanic queen of the night trump supporter

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Splenetic menage twinkling uncleanness

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: razzle-dazzle temple

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: stimulating public bath jew



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: exciting kitty

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: razzle-dazzle temple

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Curious Sickened Coffee Pot

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Flushed theater stage messiness

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Splenetic menage twinkling uncleanness



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Cerebral Elastic Band Nursing Home



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: razzle-dazzle temple

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Flushed theater stage messiness

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: cordovan rehab



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Bonkers house

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: massive milky church building

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Carnelian point juggernaut

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: massive milky church building

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Soul-stirring opaque idea he suggested

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: massive milky church building

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: mischievous racy box office round eye

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: mischievous racy box office round eye

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: exciting kitty

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Gaped feces pit

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: exciting kitty

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Irradiated Toilet Seat

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: lilac prole trailer park

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: bateful indian lodge

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Violent Headpube

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: exciting kitty

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Violent Headpube

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Flushed theater stage messiness



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Violent Headpube

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: bateful indian lodge

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: brass passionate pistol

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: spectacular gas station

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: exciting kitty

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: spectacular gas station

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512587)