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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Stirring insane hell yarmulke
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Chest-beating windowlicker
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Stirring insane hell yarmulke
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
cracking gay wizard
  12/15/25
...
impertinent hominid
  12/14/25
go to grad school
laughsome scarlet resort
  12/14/25
...
dashing deep kitty
  12/14/25
Post bacc MD cr?
Stirring insane hell yarmulke
  12/15/25
yeah you gotta be careful though. some are better than other...
laughsome scarlet resort
  12/15/25
time for you to pay off mine
milky pontificating cruise ship nowag
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Translucent 180 digit ratio nursing home
  12/15/25
...
impertinent hominid
  12/15/25
...
salmon doctorate macaca
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
laughsome scarlet resort
  12/15/25
I have zero debt, I love my freedom.
Translucent 180 digit ratio nursing home
  12/15/25
...
snowy senate rigor
  12/15/25
you won this gen
cyan indian lodge ceo
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
pearl spectacular school cafeteria
  12/15/25
current weight?
glittery trailer park
  12/15/25
372 or so. It's been a rough holiday season.
pearl spectacular school cafeteria
  12/15/25
what are some things that have happened to you that forced y...
Aphrodisiac library
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
pearl spectacular school cafeteria
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
hideous appetizing den
  12/15/25
how much was the original loan balance and how much (((inter...
hideous appetizing den
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Stirring insane hell yarmulke
  12/15/25
I want to stab you
Arrogant Chocolate Meetinghouse Associate
  12/15/25
Being echo gen x has its privileges
Stirring insane hell yarmulke
  12/15/25
hookers and blow? pretty much whatever you want
Mischievous church dingle berry
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Diverse tank death wish
  12/15/25
Where the fuck did you get 2.75% interest student loans?
excitant athletic conference orchestra pit
  12/15/25
Around 2007 and 2008, there were some great rates.
mauve stimulating lodge trump supporter
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Stirring insane hell yarmulke
  12/15/25
Undergrad?
mauve stimulating lodge trump supporter
  12/16/25
...
Translucent 180 digit ratio nursing home
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
mauve stimulating lodge trump supporter
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
excitant athletic conference orchestra pit
  12/15/25
two girls, same time
unhinged effete elastic band internal respiration
  12/15/25
borrow more money from jews asap
insanely creepy disturbing brethren
  12/15/25
Uncle Sam is a goy, shitlib
Stirring insane hell yarmulke
  12/15/25
who benefits? COHEN BENEFITS!
insanely creepy disturbing brethren
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Stirring insane hell yarmulke

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Chest-beating windowlicker

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Stirring insane hell yarmulke

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: cracking gay wizard

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: impertinent hominid



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: laughsome scarlet resort

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: dashing deep kitty



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Stirring insane hell yarmulke

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: laughsome scarlet resort

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: milky pontificating cruise ship nowag

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Translucent 180 digit ratio nursing home

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: impertinent hominid



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: salmon doctorate macaca



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: laughsome scarlet resort

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Translucent 180 digit ratio nursing home

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: snowy senate rigor



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: cyan indian lodge ceo

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: pearl spectacular school cafeteria

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: glittery trailer park

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: pearl spectacular school cafeteria

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Aphrodisiac library

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: pearl spectacular school cafeteria

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: hideous appetizing den

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: hideous appetizing den

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Stirring insane hell yarmulke

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Arrogant Chocolate Meetinghouse Associate

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Stirring insane hell yarmulke

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Mischievous church dingle berry

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Diverse tank death wish

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: excitant athletic conference orchestra pit

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: mauve stimulating lodge trump supporter

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Stirring insane hell yarmulke

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: mauve stimulating lodge trump supporter

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Translucent 180 digit ratio nursing home



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: mauve stimulating lodge trump supporter

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: excitant athletic conference orchestra pit

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: unhinged effete elastic band internal respiration

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: insanely creepy disturbing brethren

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Stirring insane hell yarmulke

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: insanely creepy disturbing brethren

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512587)