\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
Barry Stanton
  09/22/25
Weird
wink and a nod
  09/22/25
What types of vehicles do they drive? I picture him with a f...
31-year-old shirtless guitar player
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
Barry Stanton
  09/22/25
Guessing they are big Israel supporters
oderus urungus
  09/22/25
...
seething mediocre white guy
  09/22/25
I’m not sure either could even tell you who the curren...
Barry Stanton
  09/22/25
...
propecia mathematica
  09/22/25
...
.,.,...,..,.,.,:,,:,.,.,:::,...,:,...:..:.,:.::,.
  09/22/25
its a story as old as recent times
Mr Right
  09/22/25
...
excellent subthread
  09/22/25
...
31-year-old shirtless guitar player
  09/22/25
...
gedood persoon
  09/22/25
...
OYT: Dinosaur Hunter
  09/22/25
...
Barry Stanton
  09/22/25
...
propecia mathematica
  09/22/25
...
...,....,,........
  09/22/25
...
beta-caryophyllene
  09/22/25
...
.,.,...,..,.,.,:,,:,.,.,:::,...,:,...:..:.,:.::,.
  09/22/25
Sounds very Gen X
charles XII
  09/22/25
...
OYT: Dinosaur Hunter
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
Barry Stanton
  09/22/25
Double Big Fed?
excellent subthread
  09/22/25
Not saying, but yep
Barry Stanton
  09/22/25
Good for you
excellent subthread
  09/22/25
Any kids?
artificial intelligence
  09/22/25
He’s already graduated from college and doing well on ...
Barry Stanton
  09/22/25
It probably will work out for him though.
George Jetson
  09/22/25
Sadly yeah
oderus urungus
  09/22/25
Tell us more about the wife's fake business
biglaw associate asking if link is worksafe @ 11pm
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
Barry Stanton
  09/22/25
How can that lose 3k/month?
excellent subthread
  09/22/25
She's putting way too much scent in them
Gay Grandpa
  09/22/25
...
Nazca Redlines
  09/22/25
...
*yawn*
  09/22/25
...
seething mediocre white guy
  09/22/25
...
Cousin Greg
  09/22/25
...
Metal Up Your Ass
  09/22/25
...
can you hear the angel numbers
  09/22/25
...
Hyderabadass
  09/22/25
...
Barry Stanton
  09/22/25
...
propecia mathematica
  09/22/25
...
Paralegal Gianfranco
  09/22/25
...
Emperor CRISPR Chad von Neumann III
  09/22/25
...
fulano
  09/22/25
...
Charlie Kirk Did Nothing Wrong
  09/22/25
...
sealclubber
  09/22/25
All he has to do to maek it is pay off his house over the ne...
wagecuck who has lost the joie de vivre
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
Barry Stanton
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
wagecuck who has lost the joie de vivre
  09/22/25
He hates his job and wants to killself daily.
Barry Stanton
  09/22/25
He should work harder, save more, get that house paid off or...
wagecuck who has lost the joie de vivre
  09/22/25
nah, before he turns 65 that shit's gonna be means tested
Greetings
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
OYT: Dinosaur Hunter
  09/22/25
You seem to struggle with the idea that someone could build ...
charles XII
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
OYT: Dinosaur Hunter
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
charles XII
  09/22/25
are you saying I should Sell High?
OYT: Dinosaur Hunter
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
OYT: Dinosaur Hunter
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
wagecuck who has lost the joie de vivre
  09/22/25
Sounds like if he told his wife to close her stupid “b...
QueenLaBEEFah
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
wagecuck who has lost the joie de vivre
  09/22/25
this is retarded, which is expected from you. his PITI is li...
OYT: Dinosaur Hunter
  09/22/25
Cr. It would be much better if he paid in installments, like...
preventive strike
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
.,.,,...,...,..,....,...,...,...
  09/22/25
Why would you have several thousand per month in health care...
OYT: Dinosaur Hunter
  09/22/25
He has social security and a good paying job and will have a...
preventive strike
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
OYT: Dinosaur Hunter
  09/22/25
Once his kids are out of the house he can just downsize and ...
preventive strike
  09/22/25
He's going to be fine
Mr Right
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
Sigmund Groid
  09/22/25
For the financially retarded putting extra into your house i...
Cousin Greg
  09/22/25
This guy gets it
excellent subthread
  09/22/25
Raymondnomics
OYT: Dinosaur Hunter
  09/22/25
...
Barry Stanton
  09/22/25
...
seething mediocre white guy
  09/22/25
...
propecia mathematica
  09/22/25
...
David Poaster Wallace
  09/22/25
...
Emperor CRISPR Chad von Neumann III
  09/22/25
...
charismatic violent lowlife fan stage
  09/22/25
Many such cases
Cousin Greg
  09/22/25
This seems to be about the median life outcome ITE
excellent subthread
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
Hyderabadass
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
excellent subthread
  09/22/25
Is your friend still in high school? My brother, in all h...
Barry Stanton
  09/22/25
He is early 30s lol
Hyderabadass
  09/22/25
alpha af
Paralegal Padmabandhu
  09/22/25
I feel like there are more good stories about your brother, ...
Emperor CRISPR Chad von Neumann III
  09/22/25
He’s got a “system” for playing slots in V...
Barry Stanton
  09/22/25
He's going to need at least two new trucks before he retires...
.,.,.;.,..,..,.,:.,:,..,..,::,..,:,.,.:,..:.,:.:,
  09/22/25
...
excellent subthread
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
Totally not a troon named Robin Westman
  09/22/25
There's nothing else a man can reasonably drive
.,.,.;.,..,..,.,:.,:,..,..,::,..,:,.,.:,..:.,:.:,
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
Rampart
  09/22/25
...
propecia mathematica
  09/22/25
...
Charlie Kirk Did Nothing Wrong
  09/22/25
what are your heights?
Charlie Kirk Did Nothing Wrong
  09/22/25
He’s 6’3 and I’m 6’1
Barry Stanton
  09/22/25
he has you pwned 4lyfe
Charlie Kirk Did Nothing Wrong
  09/22/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: Barry Stanton

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290851)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: wink and a nod

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: 31-year-old shirtless guitar player

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: Barry Stanton

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: oderus urungus

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: seething mediocre white guy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Barry Stanton

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291076)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: propecia mathematica



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: .,.,...,..,.,.,:,,:,.,.,:::,...,:,...:..:.,:.::,.




(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Mr Right

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: excellent subthread



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: 31-year-old shirtless guitar player



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: gedood persoon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: OYT: Dinosaur Hunter ( )



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Barry Stanton



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: propecia mathematica



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: ...,....,,........



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: beta-caryophyllene



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: .,.,...,..,.,.,:,,:,.,.,:::,...,:,...:..:.,:.::,.




(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49292143)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: charles XII

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: OYT: Dinosaur Hunter ( )



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Barry Stanton

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: excellent subthread

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Barry Stanton

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: excellent subthread

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: artificial intelligence

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: Barry Stanton

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: George Jetson

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: oderus urungus

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: biglaw associate asking if link is worksafe @ 11pm

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: Barry Stanton

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: excellent subthread

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: Gay Grandpa

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: Nazca Redlines



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: *yawn* (gunneratttt)



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: seething mediocre white guy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Cousin Greg



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Metal Up Your Ass



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: can you hear the angel numbers



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: Hyderabadass



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Barry Stanton



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: propecia mathematica



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: Paralegal Gianfranco (✅🍑)



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: Emperor CRISPR Chad von Neumann III



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: fulano



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Charlie Kirk Did Nothing Wrong (TDNW)



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: sealclubber



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49292032)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: wagecuck who has lost the joie de vivre (his own flesh as well as all space was still a cage)

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Barry Stanton

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: wagecuck who has lost the joie de vivre (his own flesh as well as all space was still a cage)

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Barry Stanton

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: wagecuck who has lost the joie de vivre (his own flesh as well as all space was still a cage)

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290894)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: Greetings

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291118)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: OYT: Dinosaur Hunter ( )

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: charles XII

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: OYT: Dinosaur Hunter ( )

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: charles XII

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: OYT: Dinosaur Hunter ( )

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: OYT: Dinosaur Hunter ( )

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: wagecuck who has lost the joie de vivre (his own flesh as well as all space was still a cage)

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: QueenLaBEEFah

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: wagecuck who has lost the joie de vivre (his own flesh as well as all space was still a cage)

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290919)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: OYT: Dinosaur Hunter ( )

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290921)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: preventive strike

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290903)



Reply Favorite

Date: September 22nd, 2025 11:34 AM
Author: .,.,,...,...,..,....,...,...,...


Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: OYT: Dinosaur Hunter ( )

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291106)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: preventive strike

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: OYT: Dinosaur Hunter ( )

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: preventive strike

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290906)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Mr Right

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: Sigmund Groid

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49290992)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: Cousin Greg

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291014)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: excellent subthread

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291017)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: OYT: Dinosaur Hunter ( )

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: Barry Stanton



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: seething mediocre white guy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291132)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: propecia mathematica



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: David Poaster Wallace



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: Emperor CRISPR Chad von Neumann III



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291500)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: charismatic violent lowlife fan stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: Cousin Greg

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: excellent subthread

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291015)



Reply Favorite

Date: September 22nd, 2025 11:06 AM
Author: Hyderabadass

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: excellent subthread

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: Barry Stanton

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: Hyderabadass

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: Paralegal Padmabandhu

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: Emperor CRISPR Chad von Neumann III

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: Barry Stanton

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291952)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: .,.,.;.,..,..,.,:.,:,..,..,::,..,:,.,.:,..:.,:.:,


He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: excellent subthread



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: Totally not a troon named Robin Westman (blowing myself to kingdom cum - пиздец)

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: .,.,.;.,..,..,.,:.,:,..,..,::,..,:,.,.:,..:.,:.:,


There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: Rampart ( )

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: propecia mathematica



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Charlie Kirk Did Nothing Wrong (TDNW)



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291975)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: Charlie Kirk Did Nothing Wrong (TDNW)

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: Barry Stanton

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: Charlie Kirk Did Nothing Wrong (TDNW)

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2most#49292028)