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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
Electric gold forum kitty cat
  07/22/17
yeah but then the gubmint takes 35% of that shit
Canary vivacious corner
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
Soul-stirring elite tank rehab
  07/22/17
You say that as if there is zero risk. The treasuries that a...
Electric gold forum kitty cat
  07/22/17
How do you know REITS won't decline in value
Electric gold forum kitty cat
  07/22/17
just buy intc and msft and let do
Canary vivacious corner
  07/22/17
why even bother? there are savings accounts that earn 1%.
White Talented Casino Sweet Tailpipe
  07/22/17
link?
Yellow twisted school cafeteria
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
White Talented Casino Sweet Tailpipe
  07/22/17
not to be overly boomerish but wtf is ally bank?
Yellow twisted school cafeteria
  07/22/17
its online. if you just need a place to park your money with...
White Talented Casino Sweet Tailpipe
  07/22/17
It's an online-only bank. No physical branches. You can depo...
Confused nursing home famous landscape painting
  07/22/17
i imagine there are deposit limits?
Canary vivacious corner
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
Confused nursing home famous landscape painting
  07/22/17
Money market accounts typically yield more than savings acco...
Electric gold forum kitty cat
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
razzle cyan area ceo
  07/22/17
this
Canary vivacious corner
  07/22/17
Ty, ty
razzle cyan area ceo
  07/22/17
ally offers 1%
White Talented Casino Sweet Tailpipe
  07/22/17
1% < 1.2%
contagious jet-lagged church building
  07/22/17
Capital One is better because of the access to branches and ...
Electric gold forum kitty cat
  07/22/17
Just copped Ally 1.15%
Bipolar khaki roommate
  07/22/17
cr
White Talented Casino Sweet Tailpipe
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
Electric gold forum kitty cat
  07/22/17
Just do lose effective buying power from inflation. Great.
sickened toilet seat lay
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: Electric gold forum kitty cat

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



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Date: July 22nd, 2017 6:50 PM
Author: Canary vivacious corner

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



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Date: July 22nd, 2017 6:51 PM
Author: Soul-stirring elite tank rehab

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



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Date: July 22nd, 2017 7:11 PM
Author: Electric gold forum kitty cat

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



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Date: July 22nd, 2017 7:11 PM
Author: Electric gold forum kitty cat

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



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Date: July 22nd, 2017 7:13 PM
Author: Canary vivacious corner

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



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Date: July 22nd, 2017 6:52 PM
Author: White Talented Casino Sweet Tailpipe

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



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Date: July 22nd, 2017 6:53 PM
Author: Yellow twisted school cafeteria

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: White Talented Casino Sweet Tailpipe

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



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Date: July 22nd, 2017 6:56 PM
Author: Yellow twisted school cafeteria

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: White Talented Casino Sweet Tailpipe

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: Confused nursing home famous landscape painting

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: Canary vivacious corner

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: Confused nursing home famous landscape painting

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: Electric gold forum kitty cat

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: razzle cyan area ceo

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: Canary vivacious corner

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



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Date: July 22nd, 2017 6:53 PM
Author: razzle cyan area ceo

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



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Date: July 22nd, 2017 6:53 PM
Author: White Talented Casino Sweet Tailpipe

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: contagious jet-lagged church building

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



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Date: July 22nd, 2017 7:10 PM
Author: Electric gold forum kitty cat

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: Bipolar khaki roommate

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



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Date: July 22nd, 2017 6:56 PM
Author: White Talented Casino Sweet Tailpipe

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



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Date: July 22nd, 2017 7:07 PM
Author: Electric gold forum kitty cat

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: sickened toilet seat lay

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)