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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
bearded useless brakes den
  07/22/17
yeah but then the gubmint takes 35% of that shit
Zombie-like selfie wrinkle
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
hyperactive magical faggot firefighter stock car
  07/22/17
You say that as if there is zero risk. The treasuries that a...
bearded useless brakes den
  07/22/17
How do you know REITS won't decline in value
bearded useless brakes den
  07/22/17
just buy intc and msft and let do
Zombie-like selfie wrinkle
  07/22/17
why even bother? there are savings accounts that earn 1%.
balding institution
  07/22/17
link?
ivory well-lubricated marketing idea
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
balding institution
  07/22/17
not to be overly boomerish but wtf is ally bank?
ivory well-lubricated marketing idea
  07/22/17
its online. if you just need a place to park your money with...
balding institution
  07/22/17
It's an online-only bank. No physical branches. You can depo...
yellow mind-boggling menage boiling water
  07/22/17
i imagine there are deposit limits?
Zombie-like selfie wrinkle
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
yellow mind-boggling menage boiling water
  07/22/17
Money market accounts typically yield more than savings acco...
bearded useless brakes den
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
Misunderstood Curious Puppy Dilemma
  07/22/17
this
Zombie-like selfie wrinkle
  07/22/17
Ty, ty
Misunderstood Curious Puppy Dilemma
  07/22/17
ally offers 1%
balding institution
  07/22/17
1% < 1.2%
Flesh appetizing church gaming laptop
  07/22/17
Capital One is better because of the access to branches and ...
bearded useless brakes den
  07/22/17
Just copped Ally 1.15%
floppy flushed candlestick maker native
  07/22/17
cr
balding institution
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
bearded useless brakes den
  07/22/17
Just do lose effective buying power from inflation. Great.
Emerald Ticket Booth Mad Cow Disease
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: bearded useless brakes den

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



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Date: July 22nd, 2017 6:50 PM
Author: Zombie-like selfie wrinkle

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



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Date: July 22nd, 2017 6:51 PM
Author: hyperactive magical faggot firefighter stock car

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



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Date: July 22nd, 2017 7:11 PM
Author: bearded useless brakes den

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



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Date: July 22nd, 2017 7:11 PM
Author: bearded useless brakes den

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



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Date: July 22nd, 2017 7:13 PM
Author: Zombie-like selfie wrinkle

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



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Date: July 22nd, 2017 6:52 PM
Author: balding institution

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



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Date: July 22nd, 2017 6:53 PM
Author: ivory well-lubricated marketing idea

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: balding institution

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



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Date: July 22nd, 2017 6:56 PM
Author: ivory well-lubricated marketing idea

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



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Date: July 22nd, 2017 6:56 PM
Author: balding institution

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: yellow mind-boggling menage boiling water

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: Zombie-like selfie wrinkle

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: yellow mind-boggling menage boiling water

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: bearded useless brakes den

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: Misunderstood Curious Puppy Dilemma

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: Zombie-like selfie wrinkle

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



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Date: July 22nd, 2017 6:53 PM
Author: Misunderstood Curious Puppy Dilemma

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



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Date: July 22nd, 2017 6:53 PM
Author: balding institution

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: Flesh appetizing church gaming laptop

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



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Date: July 22nd, 2017 7:10 PM
Author: bearded useless brakes den

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: floppy flushed candlestick maker native

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



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Date: July 22nd, 2017 6:56 PM
Author: balding institution

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



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Date: July 22nd, 2017 7:07 PM
Author: bearded useless brakes den

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: Emerald Ticket Booth Mad Cow Disease

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)