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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
Big market potus
  07/22/17
yeah but then the gubmint takes 35% of that shit
pea-brained cerise spot
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
Flatulent geriatric faggotry
  07/22/17
You say that as if there is zero risk. The treasuries that a...
Big market potus
  07/22/17
How do you know REITS won't decline in value
Big market potus
  07/22/17
just buy intc and msft and let do
pea-brained cerise spot
  07/22/17
why even bother? there are savings accounts that earn 1%.
saffron really tough guy
  07/22/17
link?
stimulating parlour gaping
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
saffron really tough guy
  07/22/17
not to be overly boomerish but wtf is ally bank?
stimulating parlour gaping
  07/22/17
its online. if you just need a place to park your money with...
saffron really tough guy
  07/22/17
It's an online-only bank. No physical branches. You can depo...
mind-boggling theater stage
  07/22/17
i imagine there are deposit limits?
pea-brained cerise spot
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
mind-boggling theater stage
  07/22/17
Money market accounts typically yield more than savings acco...
Big market potus
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
hilarious umber scourge upon the earth
  07/22/17
this
pea-brained cerise spot
  07/22/17
Ty, ty
hilarious umber scourge upon the earth
  07/22/17
ally offers 1%
saffron really tough guy
  07/22/17
1% < 1.2%
Magenta theatre nowag
  07/22/17
Capital One is better because of the access to branches and ...
Big market potus
  07/22/17
Just copped Ally 1.15%
learning disabled property goyim
  07/22/17
cr
saffron really tough guy
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
Big market potus
  07/22/17
Just do lose effective buying power from inflation. Great.
Carmine Step-uncle's House Voyeur
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: Big market potus

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



Reply Favorite

Date: July 22nd, 2017 6:50 PM
Author: pea-brained cerise spot

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



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Date: July 22nd, 2017 6:51 PM
Author: Flatulent geriatric faggotry

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



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Date: July 22nd, 2017 7:11 PM
Author: Big market potus

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



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Date: July 22nd, 2017 7:11 PM
Author: Big market potus

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: pea-brained cerise spot

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



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Date: July 22nd, 2017 6:52 PM
Author: saffron really tough guy

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: stimulating parlour gaping

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: saffron really tough guy

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



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Date: July 22nd, 2017 6:56 PM
Author: stimulating parlour gaping

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: saffron really tough guy

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: mind-boggling theater stage

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: pea-brained cerise spot

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: mind-boggling theater stage

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: Big market potus

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: hilarious umber scourge upon the earth

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: pea-brained cerise spot

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



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Date: July 22nd, 2017 6:53 PM
Author: hilarious umber scourge upon the earth

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



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Date: July 22nd, 2017 6:53 PM
Author: saffron really tough guy

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: Magenta theatre nowag

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



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Date: July 22nd, 2017 7:10 PM
Author: Big market potus

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: learning disabled property goyim

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



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Date: July 22nd, 2017 6:56 PM
Author: saffron really tough guy

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



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Date: July 22nd, 2017 7:07 PM
Author: Big market potus

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: Carmine Step-uncle's House Voyeur

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)