\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
Nubile At-the-ready Alpha Institution
  07/22/17
yeah but then the gubmint takes 35% of that shit
Lake comical lay legal warrant
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
judgmental aphrodisiac fortuitous meteor
  07/22/17
You say that as if there is zero risk. The treasuries that a...
Nubile At-the-ready Alpha Institution
  07/22/17
How do you know REITS won't decline in value
Nubile At-the-ready Alpha Institution
  07/22/17
just buy intc and msft and let do
Lake comical lay legal warrant
  07/22/17
why even bother? there are savings accounts that earn 1%.
180 messiness
  07/22/17
link?
bateful ruddy mad-dog skullcap love of her life
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
180 messiness
  07/22/17
not to be overly boomerish but wtf is ally bank?
bateful ruddy mad-dog skullcap love of her life
  07/22/17
its online. if you just need a place to park your money with...
180 messiness
  07/22/17
It's an online-only bank. No physical branches. You can depo...
pale locus gunner
  07/22/17
i imagine there are deposit limits?
Lake comical lay legal warrant
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
pale locus gunner
  07/22/17
Money market accounts typically yield more than savings acco...
Nubile At-the-ready Alpha Institution
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
odious range
  07/22/17
this
Lake comical lay legal warrant
  07/22/17
Ty, ty
odious range
  07/22/17
ally offers 1%
180 messiness
  07/22/17
1% < 1.2%
Chestnut Cracking School Cafeteria
  07/22/17
Capital One is better because of the access to branches and ...
Nubile At-the-ready Alpha Institution
  07/22/17
Just copped Ally 1.15%
ruby frozen boiling water point
  07/22/17
cr
180 messiness
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
Nubile At-the-ready Alpha Institution
  07/22/17
Just do lose effective buying power from inflation. Great.
Charcoal soul-stirring dysfunction
  07/22/17


Poast new message in this thread



Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: Nubile At-the-ready Alpha Institution

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



Reply Favorite

Date: July 22nd, 2017 6:50 PM
Author: Lake comical lay legal warrant

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



Reply Favorite

Date: July 22nd, 2017 6:51 PM
Author: judgmental aphrodisiac fortuitous meteor

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: Nubile At-the-ready Alpha Institution

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: Nubile At-the-ready Alpha Institution

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: Lake comical lay legal warrant

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: 180 messiness

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: bateful ruddy mad-dog skullcap love of her life

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: 180 messiness

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: bateful ruddy mad-dog skullcap love of her life

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: 180 messiness

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



Reply Favorite

Date: July 22nd, 2017 6:57 PM
Author: pale locus gunner

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



Reply Favorite

Date: July 22nd, 2017 7:05 PM
Author: Lake comical lay legal warrant

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: pale locus gunner

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



Reply Favorite

Date: July 22nd, 2017 7:08 PM
Author: Nubile At-the-ready Alpha Institution

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: odious range

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: Lake comical lay legal warrant

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: odious range

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: 180 messiness

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



Reply Favorite

Date: July 22nd, 2017 7:03 PM
Author: Chestnut Cracking School Cafeteria

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



Reply Favorite

Date: July 22nd, 2017 7:10 PM
Author: Nubile At-the-ready Alpha Institution

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



Reply Favorite

Date: July 22nd, 2017 6:55 PM
Author: ruby frozen boiling water point

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: 180 messiness

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



Reply Favorite

Date: July 22nd, 2017 7:07 PM
Author: Nubile At-the-ready Alpha Institution

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



Reply Favorite

Date: July 22nd, 2017 7:33 PM
Author: Charcoal soul-stirring dysfunction

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)