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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
Chestnut Hot Windowlicker
  07/22/17
yeah but then the gubmint takes 35% of that shit
Cracking feces trailer park
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
domesticated startled keepsake machete
  07/22/17
You say that as if there is zero risk. The treasuries that a...
Chestnut Hot Windowlicker
  07/22/17
How do you know REITS won't decline in value
Chestnut Hot Windowlicker
  07/22/17
just buy intc and msft and let do
Cracking feces trailer park
  07/22/17
why even bother? there are savings accounts that earn 1%.
vigorous fanboi
  07/22/17
link?
Flickering Spruce Genital Piercing Love Of Her Life
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
vigorous fanboi
  07/22/17
not to be overly boomerish but wtf is ally bank?
Flickering Spruce Genital Piercing Love Of Her Life
  07/22/17
its online. if you just need a place to park your money with...
vigorous fanboi
  07/22/17
It's an online-only bank. No physical branches. You can depo...
zombie-like police squad
  07/22/17
i imagine there are deposit limits?
Cracking feces trailer park
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
zombie-like police squad
  07/22/17
Money market accounts typically yield more than savings acco...
Chestnut Hot Windowlicker
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
Citrine heaven
  07/22/17
this
Cracking feces trailer park
  07/22/17
Ty, ty
Citrine heaven
  07/22/17
ally offers 1%
vigorous fanboi
  07/22/17
1% < 1.2%
Supple Persian
  07/22/17
Capital One is better because of the access to branches and ...
Chestnut Hot Windowlicker
  07/22/17
Just copped Ally 1.15%
multi-colored adulterous trust fund
  07/22/17
cr
vigorous fanboi
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
Chestnut Hot Windowlicker
  07/22/17
Just do lose effective buying power from inflation. Great.
seedy yellow box office preventive strike
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: Chestnut Hot Windowlicker

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



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Date: July 22nd, 2017 6:50 PM
Author: Cracking feces trailer park

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



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Date: July 22nd, 2017 6:51 PM
Author: domesticated startled keepsake machete

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: Chestnut Hot Windowlicker

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: Chestnut Hot Windowlicker

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: Cracking feces trailer park

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



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Date: July 22nd, 2017 6:52 PM
Author: vigorous fanboi

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Flickering Spruce Genital Piercing Love Of Her Life

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: vigorous fanboi

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



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Date: July 22nd, 2017 6:56 PM
Author: Flickering Spruce Genital Piercing Love Of Her Life

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: vigorous fanboi

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: zombie-like police squad

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: Cracking feces trailer park

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: zombie-like police squad

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: Chestnut Hot Windowlicker

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: Citrine heaven

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: Cracking feces trailer park

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Citrine heaven

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



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Date: July 22nd, 2017 6:53 PM
Author: vigorous fanboi

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: Supple Persian

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



Reply Favorite

Date: July 22nd, 2017 7:10 PM
Author: Chestnut Hot Windowlicker

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: multi-colored adulterous trust fund

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: vigorous fanboi

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



Reply Favorite

Date: July 22nd, 2017 7:07 PM
Author: Chestnut Hot Windowlicker

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: seedy yellow box office preventive strike

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)