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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
Big son of senegal base
  07/22/17
yeah but then the gubmint takes 35% of that shit
hairraiser lime pervert voyeur
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
tan gunner parlor
  07/22/17
You say that as if there is zero risk. The treasuries that a...
Big son of senegal base
  07/22/17
How do you know REITS won't decline in value
Big son of senegal base
  07/22/17
just buy intc and msft and let do
hairraiser lime pervert voyeur
  07/22/17
why even bother? there are savings accounts that earn 1%.
glassy filthpig
  07/22/17
link?
Charcoal Locale Shitlib
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
glassy filthpig
  07/22/17
not to be overly boomerish but wtf is ally bank?
Charcoal Locale Shitlib
  07/22/17
its online. if you just need a place to park your money with...
glassy filthpig
  07/22/17
It's an online-only bank. No physical branches. You can depo...
Soul-stirring Business Firm Kitty Cat
  07/22/17
i imagine there are deposit limits?
hairraiser lime pervert voyeur
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
Soul-stirring Business Firm Kitty Cat
  07/22/17
Money market accounts typically yield more than savings acco...
Big son of senegal base
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
Bright adventurous native
  07/22/17
this
hairraiser lime pervert voyeur
  07/22/17
Ty, ty
Bright adventurous native
  07/22/17
ally offers 1%
glassy filthpig
  07/22/17
1% < 1.2%
Thriller frozen depressive
  07/22/17
Capital One is better because of the access to branches and ...
Big son of senegal base
  07/22/17
Just copped Ally 1.15%
Fantasy-prone Gaping
  07/22/17
cr
glassy filthpig
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
Big son of senegal base
  07/22/17
Just do lose effective buying power from inflation. Great.
Violet wonderful trump supporter center
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: Big son of senegal base

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



Reply Favorite

Date: July 22nd, 2017 6:50 PM
Author: hairraiser lime pervert voyeur

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



Reply Favorite

Date: July 22nd, 2017 6:51 PM
Author: tan gunner parlor

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: Big son of senegal base

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: Big son of senegal base

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: hairraiser lime pervert voyeur

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: glassy filthpig

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Charcoal Locale Shitlib

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: glassy filthpig

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Charcoal Locale Shitlib

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: glassy filthpig

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



Reply Favorite

Date: July 22nd, 2017 6:57 PM
Author: Soul-stirring Business Firm Kitty Cat

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: hairraiser lime pervert voyeur

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: Soul-stirring Business Firm Kitty Cat

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: Big son of senegal base

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: Bright adventurous native

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: hairraiser lime pervert voyeur

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Bright adventurous native

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: glassy filthpig

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



Reply Favorite

Date: July 22nd, 2017 7:03 PM
Author: Thriller frozen depressive

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



Reply Favorite

Date: July 22nd, 2017 7:10 PM
Author: Big son of senegal base

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: Fantasy-prone Gaping

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: glassy filthpig

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



Reply Favorite

Date: July 22nd, 2017 7:07 PM
Author: Big son of senegal base

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: Violet wonderful trump supporter center

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)