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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
Henna Set Generalized Bond
  07/22/17
yeah but then the gubmint takes 35% of that shit
chartreuse hyperventilating lettuce telephone
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
disrespectful church reading party
  07/22/17
You say that as if there is zero risk. The treasuries that a...
Henna Set Generalized Bond
  07/22/17
How do you know REITS won't decline in value
Henna Set Generalized Bond
  07/22/17
just buy intc and msft and let do
chartreuse hyperventilating lettuce telephone
  07/22/17
why even bother? there are savings accounts that earn 1%.
Razzle Cumskin
  07/22/17
link?
mind-boggling crackhouse
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
Razzle Cumskin
  07/22/17
not to be overly boomerish but wtf is ally bank?
mind-boggling crackhouse
  07/22/17
its online. if you just need a place to park your money with...
Razzle Cumskin
  07/22/17
It's an online-only bank. No physical branches. You can depo...
Concupiscible cyan mad cow disease cuck
  07/22/17
i imagine there are deposit limits?
chartreuse hyperventilating lettuce telephone
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
Concupiscible cyan mad cow disease cuck
  07/22/17
Money market accounts typically yield more than savings acco...
Henna Set Generalized Bond
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
outnumbered macaca
  07/22/17
this
chartreuse hyperventilating lettuce telephone
  07/22/17
Ty, ty
outnumbered macaca
  07/22/17
ally offers 1%
Razzle Cumskin
  07/22/17
1% < 1.2%
demanding boyish meetinghouse skinny woman
  07/22/17
Capital One is better because of the access to branches and ...
Henna Set Generalized Bond
  07/22/17
Just copped Ally 1.15%
Cocky dilemma wrinkle
  07/22/17
cr
Razzle Cumskin
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
Henna Set Generalized Bond
  07/22/17
Just do lose effective buying power from inflation. Great.
Very Tactful Center
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: Henna Set Generalized Bond

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



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Date: July 22nd, 2017 6:50 PM
Author: chartreuse hyperventilating lettuce telephone

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



Reply Favorite

Date: July 22nd, 2017 6:51 PM
Author: disrespectful church reading party

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: Henna Set Generalized Bond

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: Henna Set Generalized Bond

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: chartreuse hyperventilating lettuce telephone

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



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Date: July 22nd, 2017 6:52 PM
Author: Razzle Cumskin

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: mind-boggling crackhouse

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: Razzle Cumskin

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: mind-boggling crackhouse

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Razzle Cumskin

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: Concupiscible cyan mad cow disease cuck

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: chartreuse hyperventilating lettuce telephone

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: Concupiscible cyan mad cow disease cuck

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: Henna Set Generalized Bond

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: outnumbered macaca

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: chartreuse hyperventilating lettuce telephone

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: outnumbered macaca

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



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Date: July 22nd, 2017 6:53 PM
Author: Razzle Cumskin

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: demanding boyish meetinghouse skinny woman

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



Reply Favorite

Date: July 22nd, 2017 7:10 PM
Author: Henna Set Generalized Bond

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: Cocky dilemma wrinkle

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Razzle Cumskin

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



Reply Favorite

Date: July 22nd, 2017 7:07 PM
Author: Henna Set Generalized Bond

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: Very Tactful Center

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)