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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
electric wagecucks
  07/22/17
yeah but then the gubmint takes 35% of that shit
french coldplay fan roommate
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
Useless Famous Landscape Painting Hospital
  07/22/17
You say that as if there is zero risk. The treasuries that a...
electric wagecucks
  07/22/17
How do you know REITS won't decline in value
electric wagecucks
  07/22/17
just buy intc and msft and let do
french coldplay fan roommate
  07/22/17
why even bother? there are savings accounts that earn 1%.
Exciting bright lay
  07/22/17
link?
tripping galvanic ticket booth
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
Exciting bright lay
  07/22/17
not to be overly boomerish but wtf is ally bank?
tripping galvanic ticket booth
  07/22/17
its online. if you just need a place to park your money with...
Exciting bright lay
  07/22/17
It's an online-only bank. No physical branches. You can depo...
Hairless Stirring Affirmative Action Field
  07/22/17
i imagine there are deposit limits?
french coldplay fan roommate
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
Hairless Stirring Affirmative Action Field
  07/22/17
Money market accounts typically yield more than savings acco...
electric wagecucks
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
provocative yapping station azn
  07/22/17
this
french coldplay fan roommate
  07/22/17
Ty, ty
provocative yapping station azn
  07/22/17
ally offers 1%
Exciting bright lay
  07/22/17
1% < 1.2%
Bronze Stock Car
  07/22/17
Capital One is better because of the access to branches and ...
electric wagecucks
  07/22/17
Just copped Ally 1.15%
Violet sickened institution
  07/22/17
cr
Exciting bright lay
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
electric wagecucks
  07/22/17
Just do lose effective buying power from inflation. Great.
bull headed nibblets useless brakes
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: electric wagecucks

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



Reply Favorite

Date: July 22nd, 2017 6:50 PM
Author: french coldplay fan roommate

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



Reply Favorite

Date: July 22nd, 2017 6:51 PM
Author: Useless Famous Landscape Painting Hospital

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: electric wagecucks

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: electric wagecucks

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: french coldplay fan roommate

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: Exciting bright lay

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: tripping galvanic ticket booth

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: Exciting bright lay

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: tripping galvanic ticket booth

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Exciting bright lay

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



Reply Favorite

Date: July 22nd, 2017 6:57 PM
Author: Hairless Stirring Affirmative Action Field

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



Reply Favorite

Date: July 22nd, 2017 7:05 PM
Author: french coldplay fan roommate

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: Hairless Stirring Affirmative Action Field

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: electric wagecucks

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: provocative yapping station azn

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: french coldplay fan roommate

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: provocative yapping station azn

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Exciting bright lay

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



Reply Favorite

Date: July 22nd, 2017 7:03 PM
Author: Bronze Stock Car

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



Reply Favorite

Date: July 22nd, 2017 7:10 PM
Author: electric wagecucks

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



Reply Favorite

Date: July 22nd, 2017 6:55 PM
Author: Violet sickened institution

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Exciting bright lay

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



Reply Favorite

Date: July 22nd, 2017 7:07 PM
Author: electric wagecucks

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



Reply Favorite

Date: July 22nd, 2017 7:33 PM
Author: bull headed nibblets useless brakes

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)