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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
haunting concupiscible water buffalo old irish cottage
  07/22/17
yeah but then the gubmint takes 35% of that shit
Judgmental Legend Church Building
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
adventurous brethren bbw
  07/22/17
You say that as if there is zero risk. The treasuries that a...
haunting concupiscible water buffalo old irish cottage
  07/22/17
How do you know REITS won't decline in value
haunting concupiscible water buffalo old irish cottage
  07/22/17
just buy intc and msft and let do
Judgmental Legend Church Building
  07/22/17
why even bother? there are savings accounts that earn 1%.
Swollen chapel selfie
  07/22/17
link?
Exhilarant prole
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
Swollen chapel selfie
  07/22/17
not to be overly boomerish but wtf is ally bank?
Exhilarant prole
  07/22/17
its online. if you just need a place to park your money with...
Swollen chapel selfie
  07/22/17
It's an online-only bank. No physical branches. You can depo...
Alcoholic orchestra pit potus
  07/22/17
i imagine there are deposit limits?
Judgmental Legend Church Building
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
Alcoholic orchestra pit potus
  07/22/17
Money market accounts typically yield more than savings acco...
haunting concupiscible water buffalo old irish cottage
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
supple cyan degenerate nursing home
  07/22/17
this
Judgmental Legend Church Building
  07/22/17
Ty, ty
supple cyan degenerate nursing home
  07/22/17
ally offers 1%
Swollen chapel selfie
  07/22/17
1% < 1.2%
pearly dopamine kitchen
  07/22/17
Capital One is better because of the access to branches and ...
haunting concupiscible water buffalo old irish cottage
  07/22/17
Just copped Ally 1.15%
geriatric onyx church
  07/22/17
cr
Swollen chapel selfie
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
haunting concupiscible water buffalo old irish cottage
  07/22/17
Just do lose effective buying power from inflation. Great.
Pea-brained Useless National
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: haunting concupiscible water buffalo old irish cottage

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



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Date: July 22nd, 2017 6:50 PM
Author: Judgmental Legend Church Building

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



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Date: July 22nd, 2017 6:51 PM
Author: adventurous brethren bbw

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



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Date: July 22nd, 2017 7:11 PM
Author: haunting concupiscible water buffalo old irish cottage

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



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Date: July 22nd, 2017 7:11 PM
Author: haunting concupiscible water buffalo old irish cottage

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



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Date: July 22nd, 2017 7:13 PM
Author: Judgmental Legend Church Building

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



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Date: July 22nd, 2017 6:52 PM
Author: Swollen chapel selfie

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Exhilarant prole

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: Swollen chapel selfie

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Exhilarant prole

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Swollen chapel selfie

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: Alcoholic orchestra pit potus

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: Judgmental Legend Church Building

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: Alcoholic orchestra pit potus

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: haunting concupiscible water buffalo old irish cottage

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: supple cyan degenerate nursing home

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: Judgmental Legend Church Building

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: supple cyan degenerate nursing home

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Swollen chapel selfie

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: pearly dopamine kitchen

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



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Date: July 22nd, 2017 7:10 PM
Author: haunting concupiscible water buffalo old irish cottage

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: geriatric onyx church

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



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Date: July 22nd, 2017 6:56 PM
Author: Swollen chapel selfie

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



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Date: July 22nd, 2017 7:07 PM
Author: haunting concupiscible water buffalo old irish cottage

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: Pea-brained Useless National

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)