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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
bateful crusty generalized bond
  07/22/17
yeah but then the gubmint takes 35% of that shit
alcoholic rebellious hominid tanning salon
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
spectacular umber box office
  07/22/17
You say that as if there is zero risk. The treasuries that a...
bateful crusty generalized bond
  07/22/17
How do you know REITS won't decline in value
bateful crusty generalized bond
  07/22/17
just buy intc and msft and let do
alcoholic rebellious hominid tanning salon
  07/22/17
why even bother? there are savings accounts that earn 1%.
Violent Fragrant Parlor
  07/22/17
link?
crawly frozen mood
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
Violent Fragrant Parlor
  07/22/17
not to be overly boomerish but wtf is ally bank?
crawly frozen mood
  07/22/17
its online. if you just need a place to park your money with...
Violent Fragrant Parlor
  07/22/17
It's an online-only bank. No physical branches. You can depo...
cracking aqua water buffalo
  07/22/17
i imagine there are deposit limits?
alcoholic rebellious hominid tanning salon
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
cracking aqua water buffalo
  07/22/17
Money market accounts typically yield more than savings acco...
bateful crusty generalized bond
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
dun home faggot firefighter
  07/22/17
this
alcoholic rebellious hominid tanning salon
  07/22/17
Ty, ty
dun home faggot firefighter
  07/22/17
ally offers 1%
Violent Fragrant Parlor
  07/22/17
1% < 1.2%
twinkling old irish cottage national
  07/22/17
Capital One is better because of the access to branches and ...
bateful crusty generalized bond
  07/22/17
Just copped Ally 1.15%
vivacious metal business firm
  07/22/17
cr
Violent Fragrant Parlor
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
bateful crusty generalized bond
  07/22/17
Just do lose effective buying power from inflation. Great.
drunken chapel hairy legs
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: bateful crusty generalized bond

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



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Date: July 22nd, 2017 6:50 PM
Author: alcoholic rebellious hominid tanning salon

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



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Date: July 22nd, 2017 6:51 PM
Author: spectacular umber box office

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



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Date: July 22nd, 2017 7:11 PM
Author: bateful crusty generalized bond

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



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Date: July 22nd, 2017 7:11 PM
Author: bateful crusty generalized bond

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: alcoholic rebellious hominid tanning salon

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



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Date: July 22nd, 2017 6:52 PM
Author: Violent Fragrant Parlor

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



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Date: July 22nd, 2017 6:53 PM
Author: crawly frozen mood

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: Violent Fragrant Parlor

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: crawly frozen mood

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Violent Fragrant Parlor

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: cracking aqua water buffalo

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: alcoholic rebellious hominid tanning salon

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: cracking aqua water buffalo

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: bateful crusty generalized bond

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: dun home faggot firefighter

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: alcoholic rebellious hominid tanning salon

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



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Date: July 22nd, 2017 6:53 PM
Author: dun home faggot firefighter

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



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Date: July 22nd, 2017 6:53 PM
Author: Violent Fragrant Parlor

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: twinkling old irish cottage national

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



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Date: July 22nd, 2017 7:10 PM
Author: bateful crusty generalized bond

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: vivacious metal business firm

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



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Date: July 22nd, 2017 6:56 PM
Author: Violent Fragrant Parlor

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



Reply Favorite

Date: July 22nd, 2017 7:07 PM
Author: bateful crusty generalized bond

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: drunken chapel hairy legs

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)