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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
Bearded masturbator
  07/22/17
yeah but then the gubmint takes 35% of that shit
canary pit
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
Cerebral goyim
  07/22/17
You say that as if there is zero risk. The treasuries that a...
Bearded masturbator
  07/22/17
How do you know REITS won't decline in value
Bearded masturbator
  07/22/17
just buy intc and msft and let do
canary pit
  07/22/17
why even bother? there are savings accounts that earn 1%.
Diverse Ticket Booth People Who Are Hurt
  07/22/17
link?
motley elastic band
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
Diverse Ticket Booth People Who Are Hurt
  07/22/17
not to be overly boomerish but wtf is ally bank?
motley elastic band
  07/22/17
its online. if you just need a place to park your money with...
Diverse Ticket Booth People Who Are Hurt
  07/22/17
It's an online-only bank. No physical branches. You can depo...
Alcoholic Trailer Park
  07/22/17
i imagine there are deposit limits?
canary pit
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
Alcoholic Trailer Park
  07/22/17
Money market accounts typically yield more than savings acco...
Bearded masturbator
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
vivacious stag film patrolman
  07/22/17
this
canary pit
  07/22/17
Ty, ty
vivacious stag film patrolman
  07/22/17
ally offers 1%
Diverse Ticket Booth People Who Are Hurt
  07/22/17
1% < 1.2%
Spectacular Space Factory Reset Button
  07/22/17
Capital One is better because of the access to branches and ...
Bearded masturbator
  07/22/17
Just copped Ally 1.15%
Carmine Dilemma Ratface
  07/22/17
cr
Diverse Ticket Booth People Who Are Hurt
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
Bearded masturbator
  07/22/17
Just do lose effective buying power from inflation. Great.
slate personal credit line
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: Bearded masturbator

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



Reply Favorite

Date: July 22nd, 2017 6:50 PM
Author: canary pit

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



Reply Favorite

Date: July 22nd, 2017 6:51 PM
Author: Cerebral goyim

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



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Date: July 22nd, 2017 7:11 PM
Author: Bearded masturbator

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: Bearded masturbator

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: canary pit

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



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Date: July 22nd, 2017 6:52 PM
Author: Diverse Ticket Booth People Who Are Hurt

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: motley elastic band

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: Diverse Ticket Booth People Who Are Hurt

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: motley elastic band

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Diverse Ticket Booth People Who Are Hurt

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: Alcoholic Trailer Park

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: canary pit

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: Alcoholic Trailer Park

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: Bearded masturbator

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: vivacious stag film patrolman

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: canary pit

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: vivacious stag film patrolman

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Diverse Ticket Booth People Who Are Hurt

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



Reply Favorite

Date: July 22nd, 2017 7:03 PM
Author: Spectacular Space Factory Reset Button

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



Reply Favorite

Date: July 22nd, 2017 7:10 PM
Author: Bearded masturbator

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: Carmine Dilemma Ratface

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Diverse Ticket Booth People Who Are Hurt

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



Reply Favorite

Date: July 22nd, 2017 7:07 PM
Author: Bearded masturbator

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: slate personal credit line

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)