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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
Low-t step-uncle's house degenerate
  07/22/17
yeah but then the gubmint takes 35% of that shit
Chestnut razzle rehab mood
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
Swashbuckling black set newt
  07/22/17
You say that as if there is zero risk. The treasuries that a...
Low-t step-uncle's house degenerate
  07/22/17
How do you know REITS won't decline in value
Low-t step-uncle's house degenerate
  07/22/17
just buy intc and msft and let do
Chestnut razzle rehab mood
  07/22/17
why even bother? there are savings accounts that earn 1%.
hairraiser angry depressive
  07/22/17
link?
Learning disabled multi-colored abode national security agency
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
hairraiser angry depressive
  07/22/17
not to be overly boomerish but wtf is ally bank?
Learning disabled multi-colored abode national security agency
  07/22/17
its online. if you just need a place to park your money with...
hairraiser angry depressive
  07/22/17
It's an online-only bank. No physical branches. You can depo...
Heady Gold Church
  07/22/17
i imagine there are deposit limits?
Chestnut razzle rehab mood
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
Heady Gold Church
  07/22/17
Money market accounts typically yield more than savings acco...
Low-t step-uncle's house degenerate
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
Nighttime contagious point police squad
  07/22/17
this
Chestnut razzle rehab mood
  07/22/17
Ty, ty
Nighttime contagious point police squad
  07/22/17
ally offers 1%
hairraiser angry depressive
  07/22/17
1% < 1.2%
Fiercely-loyal stead
  07/22/17
Capital One is better because of the access to branches and ...
Low-t step-uncle's house degenerate
  07/22/17
Just copped Ally 1.15%
supple den
  07/22/17
cr
hairraiser angry depressive
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
Low-t step-uncle's house degenerate
  07/22/17
Just do lose effective buying power from inflation. Great.
sienna love of her life
  07/22/17


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Date: July 22nd, 2017 6:49 PM
Author: Low-t step-uncle's house degenerate

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



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Date: July 22nd, 2017 6:50 PM
Author: Chestnut razzle rehab mood

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



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Date: July 22nd, 2017 6:51 PM
Author: Swashbuckling black set newt

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



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Date: July 22nd, 2017 7:11 PM
Author: Low-t step-uncle's house degenerate

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



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Date: July 22nd, 2017 7:11 PM
Author: Low-t step-uncle's house degenerate

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



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Date: July 22nd, 2017 7:13 PM
Author: Chestnut razzle rehab mood

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



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Date: July 22nd, 2017 6:52 PM
Author: hairraiser angry depressive

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



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Date: July 22nd, 2017 6:53 PM
Author: Learning disabled multi-colored abode national security agency

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



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Date: July 22nd, 2017 6:54 PM
Author: hairraiser angry depressive

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



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Date: July 22nd, 2017 6:56 PM
Author: Learning disabled multi-colored abode national security agency

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: hairraiser angry depressive

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: Heady Gold Church

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: Chestnut razzle rehab mood

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: Heady Gold Church

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: Low-t step-uncle's house degenerate

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: Nighttime contagious point police squad

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: Chestnut razzle rehab mood

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



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Date: July 22nd, 2017 6:53 PM
Author: Nighttime contagious point police squad

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



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Date: July 22nd, 2017 6:53 PM
Author: hairraiser angry depressive

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: Fiercely-loyal stead

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



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Date: July 22nd, 2017 7:10 PM
Author: Low-t step-uncle's house degenerate

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: supple den

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



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Date: July 22nd, 2017 6:56 PM
Author: hairraiser angry depressive

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



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Date: July 22nd, 2017 7:07 PM
Author: Low-t step-uncle's house degenerate

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: sienna love of her life

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)