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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
Flirting Crystalline Coldplay Fan
  07/22/17
yeah but then the gubmint takes 35% of that shit
mustard passionate orchestra pit
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
Bull headed misanthropic lettuce
  07/22/17
You say that as if there is zero risk. The treasuries that a...
Flirting Crystalline Coldplay Fan
  07/22/17
How do you know REITS won't decline in value
Flirting Crystalline Coldplay Fan
  07/22/17
just buy intc and msft and let do
mustard passionate orchestra pit
  07/22/17
why even bother? there are savings accounts that earn 1%.
Glittery pozpig institution
  07/22/17
link?
Erotic School Cafeteria
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
Glittery pozpig institution
  07/22/17
not to be overly boomerish but wtf is ally bank?
Erotic School Cafeteria
  07/22/17
its online. if you just need a place to park your money with...
Glittery pozpig institution
  07/22/17
It's an online-only bank. No physical branches. You can depo...
Yellow Free-loading Principal's Office
  07/22/17
i imagine there are deposit limits?
mustard passionate orchestra pit
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
Yellow Free-loading Principal's Office
  07/22/17
Money market accounts typically yield more than savings acco...
Flirting Crystalline Coldplay Fan
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
buff spot
  07/22/17
this
mustard passionate orchestra pit
  07/22/17
Ty, ty
buff spot
  07/22/17
ally offers 1%
Glittery pozpig institution
  07/22/17
1% < 1.2%
bateful mahogany gunner cuckold
  07/22/17
Capital One is better because of the access to branches and ...
Flirting Crystalline Coldplay Fan
  07/22/17
Just copped Ally 1.15%
up-to-no-good feces
  07/22/17
cr
Glittery pozpig institution
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
Flirting Crystalline Coldplay Fan
  07/22/17
Just do lose effective buying power from inflation. Great.
galvanic headpube box office
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: Flirting Crystalline Coldplay Fan

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



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Date: July 22nd, 2017 6:50 PM
Author: mustard passionate orchestra pit

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



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Date: July 22nd, 2017 6:51 PM
Author: Bull headed misanthropic lettuce

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



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Date: July 22nd, 2017 7:11 PM
Author: Flirting Crystalline Coldplay Fan

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



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Date: July 22nd, 2017 7:11 PM
Author: Flirting Crystalline Coldplay Fan

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



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Date: July 22nd, 2017 7:13 PM
Author: mustard passionate orchestra pit

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



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Date: July 22nd, 2017 6:52 PM
Author: Glittery pozpig institution

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Erotic School Cafeteria

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: Glittery pozpig institution

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



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Date: July 22nd, 2017 6:56 PM
Author: Erotic School Cafeteria

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Glittery pozpig institution

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: Yellow Free-loading Principal's Office

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: mustard passionate orchestra pit

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: Yellow Free-loading Principal's Office

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: Flirting Crystalline Coldplay Fan

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: buff spot

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: mustard passionate orchestra pit

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: buff spot

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



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Date: July 22nd, 2017 6:53 PM
Author: Glittery pozpig institution

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: bateful mahogany gunner cuckold

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



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Date: July 22nd, 2017 7:10 PM
Author: Flirting Crystalline Coldplay Fan

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: up-to-no-good feces

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



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Date: July 22nd, 2017 6:56 PM
Author: Glittery pozpig institution

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



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Date: July 22nd, 2017 7:07 PM
Author: Flirting Crystalline Coldplay Fan

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: galvanic headpube box office

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)