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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
Claret Startled Alpha Partner
  07/22/17
yeah but then the gubmint takes 35% of that shit
lilac heady police squad keepsake machete
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
impertinent fanboi
  07/22/17
You say that as if there is zero risk. The treasuries that a...
Claret Startled Alpha Partner
  07/22/17
How do you know REITS won't decline in value
Claret Startled Alpha Partner
  07/22/17
just buy intc and msft and let do
lilac heady police squad keepsake machete
  07/22/17
why even bother? there are savings accounts that earn 1%.
thirsty bronze stead
  07/22/17
link?
shaky self-centered rehab
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
thirsty bronze stead
  07/22/17
not to be overly boomerish but wtf is ally bank?
shaky self-centered rehab
  07/22/17
its online. if you just need a place to park your money with...
thirsty bronze stead
  07/22/17
It's an online-only bank. No physical branches. You can depo...
Contagious bat shit crazy gaming laptop church
  07/22/17
i imagine there are deposit limits?
lilac heady police squad keepsake machete
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
Contagious bat shit crazy gaming laptop church
  07/22/17
Money market accounts typically yield more than savings acco...
Claret Startled Alpha Partner
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
Galvanic irate ape space
  07/22/17
this
lilac heady police squad keepsake machete
  07/22/17
Ty, ty
Galvanic irate ape space
  07/22/17
ally offers 1%
thirsty bronze stead
  07/22/17
1% < 1.2%
topaz kink-friendly dilemma legend
  07/22/17
Capital One is better because of the access to branches and ...
Claret Startled Alpha Partner
  07/22/17
Just copped Ally 1.15%
Angry glittery quadroon
  07/22/17
cr
thirsty bronze stead
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
Claret Startled Alpha Partner
  07/22/17
Just do lose effective buying power from inflation. Great.
massive factory reset button
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: Claret Startled Alpha Partner

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



Reply Favorite

Date: July 22nd, 2017 6:50 PM
Author: lilac heady police squad keepsake machete

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



Reply Favorite

Date: July 22nd, 2017 6:51 PM
Author: impertinent fanboi

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: Claret Startled Alpha Partner

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: Claret Startled Alpha Partner

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: lilac heady police squad keepsake machete

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: thirsty bronze stead

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: shaky self-centered rehab

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: thirsty bronze stead

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: shaky self-centered rehab

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: thirsty bronze stead

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



Reply Favorite

Date: July 22nd, 2017 6:57 PM
Author: Contagious bat shit crazy gaming laptop church

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



Reply Favorite

Date: July 22nd, 2017 7:05 PM
Author: lilac heady police squad keepsake machete

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: Contagious bat shit crazy gaming laptop church

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



Reply Favorite

Date: July 22nd, 2017 7:08 PM
Author: Claret Startled Alpha Partner

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: Galvanic irate ape space

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: lilac heady police squad keepsake machete

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Galvanic irate ape space

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: thirsty bronze stead

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



Reply Favorite

Date: July 22nd, 2017 7:03 PM
Author: topaz kink-friendly dilemma legend

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



Reply Favorite

Date: July 22nd, 2017 7:10 PM
Author: Claret Startled Alpha Partner

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: Angry glittery quadroon

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: thirsty bronze stead

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



Reply Favorite

Date: July 22nd, 2017 7:07 PM
Author: Claret Startled Alpha Partner

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: massive factory reset button

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)