\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
Violent Philosopher-king
  07/22/17
yeah but then the gubmint takes 35% of that shit
dull underhanded field
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
brilliant arousing senate doctorate
  07/22/17
You say that as if there is zero risk. The treasuries that a...
Violent Philosopher-king
  07/22/17
How do you know REITS won't decline in value
Violent Philosopher-king
  07/22/17
just buy intc and msft and let do
dull underhanded field
  07/22/17
why even bother? there are savings accounts that earn 1%.
silver private investor box office
  07/22/17
link?
learning disabled church cuck
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
silver private investor box office
  07/22/17
not to be overly boomerish but wtf is ally bank?
learning disabled church cuck
  07/22/17
its online. if you just need a place to park your money with...
silver private investor box office
  07/22/17
It's an online-only bank. No physical branches. You can depo...
cream multi-colored locus
  07/22/17
i imagine there are deposit limits?
dull underhanded field
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
cream multi-colored locus
  07/22/17
Money market accounts typically yield more than savings acco...
Violent Philosopher-king
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
indigo stain
  07/22/17
this
dull underhanded field
  07/22/17
Ty, ty
indigo stain
  07/22/17
ally offers 1%
silver private investor box office
  07/22/17
1% < 1.2%
disturbing outnumbered gaming laptop
  07/22/17
Capital One is better because of the access to branches and ...
Violent Philosopher-king
  07/22/17
Just copped Ally 1.15%
mind-boggling toaster knife
  07/22/17
cr
silver private investor box office
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
Violent Philosopher-king
  07/22/17
Just do lose effective buying power from inflation. Great.
Costumed big shrine
  07/22/17


Poast new message in this thread



Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: Violent Philosopher-king

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



Reply Favorite

Date: July 22nd, 2017 6:50 PM
Author: dull underhanded field

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



Reply Favorite

Date: July 22nd, 2017 6:51 PM
Author: brilliant arousing senate doctorate

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: Violent Philosopher-king

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: Violent Philosopher-king

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: dull underhanded field

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: silver private investor box office

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: learning disabled church cuck

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: silver private investor box office

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: learning disabled church cuck

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: silver private investor box office

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



Reply Favorite

Date: July 22nd, 2017 6:57 PM
Author: cream multi-colored locus

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



Reply Favorite

Date: July 22nd, 2017 7:05 PM
Author: dull underhanded field

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: cream multi-colored locus

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



Reply Favorite

Date: July 22nd, 2017 7:08 PM
Author: Violent Philosopher-king

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: indigo stain

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: dull underhanded field

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: indigo stain

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: silver private investor box office

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



Reply Favorite

Date: July 22nd, 2017 7:03 PM
Author: disturbing outnumbered gaming laptop

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



Reply Favorite

Date: July 22nd, 2017 7:10 PM
Author: Violent Philosopher-king

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



Reply Favorite

Date: July 22nd, 2017 6:55 PM
Author: mind-boggling toaster knife

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: silver private investor box office

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



Reply Favorite

Date: July 22nd, 2017 7:07 PM
Author: Violent Philosopher-king

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



Reply Favorite

Date: July 22nd, 2017 7:33 PM
Author: Costumed big shrine

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)