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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
Cracking Demanding Friendly Grandma Tank
  07/22/17
yeah but then the gubmint takes 35% of that shit
Crawly wrinkle
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
fear-inspiring university
  07/22/17
You say that as if there is zero risk. The treasuries that a...
Cracking Demanding Friendly Grandma Tank
  07/22/17
How do you know REITS won't decline in value
Cracking Demanding Friendly Grandma Tank
  07/22/17
just buy intc and msft and let do
Crawly wrinkle
  07/22/17
why even bother? there are savings accounts that earn 1%.
drab center rigpig
  07/22/17
link?
Titillating big-titted church affirmative action
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
drab center rigpig
  07/22/17
not to be overly boomerish but wtf is ally bank?
Titillating big-titted church affirmative action
  07/22/17
its online. if you just need a place to park your money with...
drab center rigpig
  07/22/17
It's an online-only bank. No physical branches. You can depo...
Khaki Jew
  07/22/17
i imagine there are deposit limits?
Crawly wrinkle
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
Khaki Jew
  07/22/17
Money market accounts typically yield more than savings acco...
Cracking Demanding Friendly Grandma Tank
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
Pungent den
  07/22/17
this
Crawly wrinkle
  07/22/17
Ty, ty
Pungent den
  07/22/17
ally offers 1%
drab center rigpig
  07/22/17
1% < 1.2%
soul-stirring stubborn kitty cat
  07/22/17
Capital One is better because of the access to branches and ...
Cracking Demanding Friendly Grandma Tank
  07/22/17
Just copped Ally 1.15%
offensive white piazza roommate
  07/22/17
cr
drab center rigpig
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
Cracking Demanding Friendly Grandma Tank
  07/22/17
Just do lose effective buying power from inflation. Great.
iridescent ceo
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: Cracking Demanding Friendly Grandma Tank

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



Reply Favorite

Date: July 22nd, 2017 6:50 PM
Author: Crawly wrinkle

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



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Date: July 22nd, 2017 6:51 PM
Author: fear-inspiring university

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: Cracking Demanding Friendly Grandma Tank

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



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Date: July 22nd, 2017 7:11 PM
Author: Cracking Demanding Friendly Grandma Tank

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: Crawly wrinkle

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: drab center rigpig

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Titillating big-titted church affirmative action

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: drab center rigpig

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



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Date: July 22nd, 2017 6:56 PM
Author: Titillating big-titted church affirmative action

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: drab center rigpig

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: Khaki Jew

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: Crawly wrinkle

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: Khaki Jew

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: Cracking Demanding Friendly Grandma Tank

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: Pungent den

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: Crawly wrinkle

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Pungent den

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: drab center rigpig

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



Reply Favorite

Date: July 22nd, 2017 7:03 PM
Author: soul-stirring stubborn kitty cat

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



Reply Favorite

Date: July 22nd, 2017 7:10 PM
Author: Cracking Demanding Friendly Grandma Tank

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: offensive white piazza roommate

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



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Date: July 22nd, 2017 6:56 PM
Author: drab center rigpig

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



Reply Favorite

Date: July 22nd, 2017 7:07 PM
Author: Cracking Demanding Friendly Grandma Tank

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: iridescent ceo

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)