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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
judgmental crusty stead mexican
  07/22/17
yeah but then the gubmint takes 35% of that shit
Filthy pearl property useless brakes
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
Slimy nighttime karate
  07/22/17
You say that as if there is zero risk. The treasuries that a...
judgmental crusty stead mexican
  07/22/17
How do you know REITS won't decline in value
judgmental crusty stead mexican
  07/22/17
just buy intc and msft and let do
Filthy pearl property useless brakes
  07/22/17
why even bother? there are savings accounts that earn 1%.
Sable headpube
  07/22/17
link?
Lilac Angry Set
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
Sable headpube
  07/22/17
not to be overly boomerish but wtf is ally bank?
Lilac Angry Set
  07/22/17
its online. if you just need a place to park your money with...
Sable headpube
  07/22/17
It's an online-only bank. No physical branches. You can depo...
motley poppy elastic band
  07/22/17
i imagine there are deposit limits?
Filthy pearl property useless brakes
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
motley poppy elastic band
  07/22/17
Money market accounts typically yield more than savings acco...
judgmental crusty stead mexican
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
razzmatazz sienna brethren
  07/22/17
this
Filthy pearl property useless brakes
  07/22/17
Ty, ty
razzmatazz sienna brethren
  07/22/17
ally offers 1%
Sable headpube
  07/22/17
1% < 1.2%
harsh magenta forum national security agency
  07/22/17
Capital One is better because of the access to branches and ...
judgmental crusty stead mexican
  07/22/17
Just copped Ally 1.15%
Charismatic People Who Are Hurt
  07/22/17
cr
Sable headpube
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
judgmental crusty stead mexican
  07/22/17
Just do lose effective buying power from inflation. Great.
Lavender floppy spot yarmulke
  07/22/17


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Date: July 22nd, 2017 6:49 PM
Author: judgmental crusty stead mexican

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



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Date: July 22nd, 2017 6:50 PM
Author: Filthy pearl property useless brakes

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



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Date: July 22nd, 2017 6:51 PM
Author: Slimy nighttime karate

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



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Date: July 22nd, 2017 7:11 PM
Author: judgmental crusty stead mexican

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



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Date: July 22nd, 2017 7:11 PM
Author: judgmental crusty stead mexican

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



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Date: July 22nd, 2017 7:13 PM
Author: Filthy pearl property useless brakes

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



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Date: July 22nd, 2017 6:52 PM
Author: Sable headpube

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



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Date: July 22nd, 2017 6:53 PM
Author: Lilac Angry Set

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



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Date: July 22nd, 2017 6:54 PM
Author: Sable headpube

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



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Date: July 22nd, 2017 6:56 PM
Author: Lilac Angry Set

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



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Date: July 22nd, 2017 6:56 PM
Author: Sable headpube

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: motley poppy elastic band

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: Filthy pearl property useless brakes

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



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Date: July 22nd, 2017 7:25 PM
Author: motley poppy elastic band

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: judgmental crusty stead mexican

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: razzmatazz sienna brethren

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: Filthy pearl property useless brakes

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



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Date: July 22nd, 2017 6:53 PM
Author: razzmatazz sienna brethren

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



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Date: July 22nd, 2017 6:53 PM
Author: Sable headpube

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: harsh magenta forum national security agency

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



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Date: July 22nd, 2017 7:10 PM
Author: judgmental crusty stead mexican

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: Charismatic People Who Are Hurt

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



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Date: July 22nd, 2017 6:56 PM
Author: Sable headpube

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



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Date: July 22nd, 2017 7:07 PM
Author: judgmental crusty stead mexican

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: Lavender floppy spot yarmulke

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)