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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
glittery hominid laser beams
  07/22/17
yeah but then the gubmint takes 35% of that shit
sick vivacious water buffalo
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
dun roast beef
  07/22/17
You say that as if there is zero risk. The treasuries that a...
glittery hominid laser beams
  07/22/17
How do you know REITS won't decline in value
glittery hominid laser beams
  07/22/17
just buy intc and msft and let do
sick vivacious water buffalo
  07/22/17
why even bother? there are savings accounts that earn 1%.
crawly base quadroon
  07/22/17
link?
ruddy charismatic address
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
crawly base quadroon
  07/22/17
not to be overly boomerish but wtf is ally bank?
ruddy charismatic address
  07/22/17
its online. if you just need a place to park your money with...
crawly base quadroon
  07/22/17
It's an online-only bank. No physical branches. You can depo...
drunken school cafeteria
  07/22/17
i imagine there are deposit limits?
sick vivacious water buffalo
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
drunken school cafeteria
  07/22/17
Money market accounts typically yield more than savings acco...
glittery hominid laser beams
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
up-to-no-good fragrant tanning salon tattoo
  07/22/17
this
sick vivacious water buffalo
  07/22/17
Ty, ty
up-to-no-good fragrant tanning salon tattoo
  07/22/17
ally offers 1%
crawly base quadroon
  07/22/17
1% < 1.2%
razzle feces brethren
  07/22/17
Capital One is better because of the access to branches and ...
glittery hominid laser beams
  07/22/17
Just copped Ally 1.15%
Heady olive haunted graveyard
  07/22/17
cr
crawly base quadroon
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
glittery hominid laser beams
  07/22/17
Just do lose effective buying power from inflation. Great.
clear parlor
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: glittery hominid laser beams

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



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Date: July 22nd, 2017 6:50 PM
Author: sick vivacious water buffalo

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



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Date: July 22nd, 2017 6:51 PM
Author: dun roast beef

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



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Date: July 22nd, 2017 7:11 PM
Author: glittery hominid laser beams

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



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Date: July 22nd, 2017 7:11 PM
Author: glittery hominid laser beams

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: sick vivacious water buffalo

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



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Date: July 22nd, 2017 6:52 PM
Author: crawly base quadroon

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



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Date: July 22nd, 2017 6:53 PM
Author: ruddy charismatic address

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: crawly base quadroon

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



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Date: July 22nd, 2017 6:56 PM
Author: ruddy charismatic address

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: crawly base quadroon

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: drunken school cafeteria

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: sick vivacious water buffalo

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: drunken school cafeteria

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: glittery hominid laser beams

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: up-to-no-good fragrant tanning salon tattoo

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: sick vivacious water buffalo

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: up-to-no-good fragrant tanning salon tattoo

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: crawly base quadroon

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: razzle feces brethren

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



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Date: July 22nd, 2017 7:10 PM
Author: glittery hominid laser beams

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: Heady olive haunted graveyard

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



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Date: July 22nd, 2017 6:56 PM
Author: crawly base quadroon

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



Reply Favorite

Date: July 22nd, 2017 7:07 PM
Author: glittery hominid laser beams

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: clear parlor

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)