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Wasted 25-35 in biglaw, but now can retire with 1.5M

Not sure if it was worth it, but looking forward to next pha...
spectacular mental disorder
  07/24/17
what investment strategy are you going to employ brother?
180 shimmering stock car hunting ground
  07/24/17
65/35 stocks/bonds, low cost index funds
spectacular mental disorder
  07/24/17
does that spit out dividend income or sth? what do you live ...
180 shimmering stock car hunting ground
  07/24/17
yeah some, or you sell and take gains. Same difference.
spectacular mental disorder
  07/24/17
seems kinda risky. i wouldnt want to eat away at my capital ...
180 shimmering stock car hunting ground
  07/24/17
Makes no difference whether your investments spit out $40K d...
spectacular mental disorder
  07/24/17
CR. Dividend growth investing is for boomers who don't reali...
light talking azn
  07/24/17
Yep. Too many boomers chase dividend stocks so most of th...
Appetizing Gas Station
  07/24/17
Yep. Look no further than GE or IBM.
light talking azn
  07/24/17
lmao these are the exact stocks my boomer in laws' financial...
stirring sex offender
  07/24/17
Lmao just do assume there are always 10% ROIC projects layin...
hyperventilating stage
  07/25/17
tbqf i prefer the safety of knowing that my capital is in on...
180 shimmering stock car hunting ground
  07/24/17
this is a false comfort though. dividends can easily be cut....
light talking azn
  07/24/17
(guy who has never heard of DEM DIVIDEND ARISTOCRATS)
180 shimmering stock car hunting ground
  07/24/17
COP was a dividend aristocrat. CVX still is a dividend ar...
light talking azn
  07/24/17
just do xom lil breh
180 shimmering stock car hunting ground
  07/24/17
It's not a preference man, you just are ill-informed.
spectacular mental disorder
  07/24/17
very likely. im a dim bulb in many ways.
180 shimmering stock car hunting ground
  07/24/17
...
Up-to-no-good bbw faggotry
  07/24/17
hmmm. how you gonna retire on that brother?
pink electric furnace
  07/24/17
Could easily retire on that outside of sf/ny/dc/la live on 4...
Stubborn fishy stage
  07/24/17
no, 45k is too low
free-loading gaping property
  07/24/17
you can spend 60k on 1.5M. 4% is fine.
spectacular mental disorder
  07/24/17
(Boomer buying boats and going on cruses)
crystalline mood
  08/28/17
*poasts eth address*
Iridescent stag film brethren
  07/24/17
...
wine hairraiser hominid turdskin
  07/24/17
wtf? 1.5 million? fucking lol. kill yourself for thinking th...
Pearl yapping office
  07/24/17
Not worth it dude
Frum base roast beef
  07/24/17
Ship has sailed bro
spectacular mental disorder
  07/24/17
net worth it
free-loading gaping property
  07/24/17
Just do move to South America and live like a king.
green alpha institution
  07/24/17
dey keel you
free-loading gaping property
  07/24/17
I had a cash net worth of $1mm (now $1mm in real estate) but...
Appetizing Gas Station
  07/24/17
lol oh yeah inflation has been such a beast the last decade....
spectacular mental disorder
  07/24/17
I do both, but real estate has returned much more for me tha...
Appetizing Gas Station
  07/24/17
Plenty of examples to follow. See ERE forum.
spectacular mental disorder
  07/24/17
link pls
180 shimmering stock car hunting ground
  07/24/17
http://forum.earlyretirementextreme.com/viewtopic.php?t=5061
spectacular mental disorder
  07/24/17
lol fuck that domain name is hardcore
180 shimmering stock car hunting ground
  07/24/17
...
Tripping nighttime orchestra pit
  07/26/17
Owner of that site just lives off his wife htfhxoxo
bright mediation
  08/28/17
tbf his poast was more sarcasm than trolling.
180 shimmering stock car hunting ground
  07/24/17
There are many markets where you can earn an 8-10% cash on c...
Glittery ticket booth
  07/24/17
Such as? This seems false. Cap rates are terrible most place...
Onyx big cuck
  07/25/17
Mississippi, Ohio, Michigan, etc
crystalline mood
  08/28/17
Lol brej I guarantee you won't get 6% real returns over the ...
hyperventilating stage
  07/25/17
Lol if you think the published inflation is the real inflati...
Floppy brass hairy legs parlour
  07/26/17
(Guy who thinks increases in the prices of specific goods = ...
Marvelous bipolar theatre coffee pot
  08/28/17
How did you get 1.5mm by 30 or whatever you claim? Inheritan...
Effete Feces Corn Cake
  07/24/17
35
spectacular mental disorder
  07/24/17
I'm asking inambro. 1.5 by 35 is believable/standard for big...
Effete Feces Corn Cake
  07/24/17
Not really, no.
Onyx big cuck
  07/25/17
its not realistic. 1M would be a good outcome by 35
diverse box office stain
  08/28/17
TCR if you are living in NYC or SF, which are the markets wh...
Hyperactive Sanctuary
  08/28/17
For me, my parents paid for college and my grandmother gave ...
Appetizing Gas Station
  07/24/17
UW-Madison followed by Northwestern?
free-loading gaping property
  07/24/17
Nope, never got an MBA. Top ugrad is all I'll say, no doobs....
Appetizing Gas Station
  07/24/17
lol what is the job that you "love"
Splenetic coral deer antler
  09/16/17
that'd be so fucking CR
Self-absorbed turquoise tattoo indian lodge
  07/24/17
0x295a9bf1647c3790824DFeD2507338Ff897De075
180 shimmering stock car hunting ground
  07/24/17
Gotcha ty ty. Congrats. Yeah seems early inheritance is key....
Effete Feces Corn Cake
  07/24/17
Yeah, much of it is luck and I won't deny that. Also I r...
Appetizing Gas Station
  07/24/17
Did you just 1031 exchange and keep getting bigger tax free?...
Onyx big cuck
  07/25/17
just do inherit half a million dollars bro, guys in my high ...
twisted field
  08/28/17
...
violet tanning salon
  07/25/17
*die unhappily.
multi-colored rough-skinned masturbator
  07/26/17
Nice bro. I'm sitting at 1.25MM and I plan to do the same on...
light talking azn
  07/24/17
about a decade ago, this was my dream. it did not work ...
free-loading gaping property
  07/24/17
relevant to muh interests.... as i asked above - how do you ...
180 shimmering stock car hunting ground
  07/24/17
Div/bond yield on 2M is about 45-50k. I'll supplement the re...
light talking azn
  07/24/17
so if i can maek it on just 30k a year i only need 1mn capit...
180 shimmering stock car hunting ground
  07/24/17
Yep.
light talking azn
  07/24/17
fma i could have sold all of my eth at 400 and been done wit...
180 shimmering stock car hunting ground
  07/24/17
...
bisexual sandwich meetinghouse
  07/26/17
Woops!
Blathering bawdyhouse
  09/16/17
...
Up-to-no-good bbw faggotry
  07/24/17
Unless you get a wife or a family -- and ever man should hav...
Onyx big cuck
  07/25/17
180
stirring sex offender
  07/24/17
how did you saev that much? rich parents? YOU WERE BOR...
Self-absorbed turquoise tattoo indian lodge
  07/24/17
you can't retire on that, it's not 1960.
Thriller vermilion genital piercing
  07/24/17
...
Frum base roast beef
  08/28/17
bro i would do ten years in prison for that 180 enjoy lyfe u...
Iridescent stag film brethren
  07/24/17
...
180 shimmering stock car hunting ground
  07/25/17
...
titillating carmine theater
  07/25/17
...
Tripping nighttime orchestra pit
  07/26/17
Paying taxes on qualified dividends and long term capital ga...
aggressive lodge
  07/26/17
UNGH
Exciting stead rigpig
  09/16/17
why not work a chill job for a few years and use that cash o...
Razzmatazz rehab
  08/28/17
do you plan on having kids? what are you going to tell yo...
boyish hot incel preventive strike
  08/28/17
Just go to Thailand and live like a king on $3 a day.
vigorous emerald twinkling uncleanness
  08/28/17
CR
violet tanning salon
  08/28/17
Pick a low COL place and you'll be fine. I have 3 kids and ...
Razzle-dazzle Address
  08/28/17
you can take a low 6 figures job now but you can't retire. ...
Flushed Contagious Church Toaster
  09/16/17
Youre a clown. Shitty decision. You will never be what you h...
Elite Party Of The First Part Nibblets
  09/16/17
Thanks bro
spectacular mental disorder
  09/16/17
All the $$$$$$$$ in the world will never replace losing the ...
scarlet adventurous garrison degenerate
  09/16/17
Now imagine losing those years and not having the money.
Blathering bawdyhouse
  09/16/17
Even worse.
scarlet adventurous garrison degenerate
  09/16/17
But presumably they paid off their loans, WORTH IT?
stirring sex offender
  09/16/17


Poast new message in this thread



Reply Favorite

Date: July 24th, 2017 10:27 PM
Author: spectacular mental disorder

Not sure if it was worth it, but looking forward to next phase of life living off investment returns.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33847752)



Reply Favorite

Date: July 24th, 2017 10:27 PM
Author: 180 shimmering stock car hunting ground

what investment strategy are you going to employ brother?

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33847758)



Reply Favorite

Date: July 24th, 2017 11:00 PM
Author: spectacular mental disorder

65/35 stocks/bonds, low cost index funds

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848047)



Reply Favorite

Date: July 24th, 2017 11:00 PM
Author: 180 shimmering stock car hunting ground

does that spit out dividend income or sth? what do you live on?

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848051)



Reply Favorite

Date: July 24th, 2017 11:03 PM
Author: spectacular mental disorder

yeah some, or you sell and take gains. Same difference.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848063)



Reply Favorite

Date: July 24th, 2017 11:04 PM
Author: 180 shimmering stock car hunting ground

seems kinda risky. i wouldnt want to eat away at my capital in the event my stocks/bonds werent appreciating.

have you looked into "dividend growth investing"?

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848070)



Reply Favorite

Date: July 24th, 2017 11:06 PM
Author: spectacular mental disorder

Makes no difference whether your investments spit out $40K dividends or appreciate $40K. Same difference.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848081)



Reply Favorite

Date: July 24th, 2017 11:08 PM
Author: light talking azn

CR. Dividend growth investing is for boomers who don't realize that a stock paying 4% dividend yield is going to appreciate 4% less than a stock of an identical company that pays no dividend.

Since cap gains and dividend tax rates are equal as well, there is really no difference.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848102)



Reply Favorite

Date: July 24th, 2017 11:10 PM
Author: Appetizing Gas Station

Yep.

Too many boomers chase dividend stocks so most of the time these are companies that are overvalued even when you net out their dividend.

The 4% dividend they pay would be much better used on ROIC projects which return 10%+. Many times, these stocks run sideways for years or get hit with multiple compression in the long-term as they lose their competitive positioning, i.e. retail/industrials.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848130)



Reply Favorite

Date: July 24th, 2017 11:13 PM
Author: light talking azn

Yep. Look no further than GE or IBM.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848144)



Reply Favorite

Date: July 24th, 2017 11:29 PM
Author: stirring sex offender

lmao these are the exact stocks my boomer in laws' financial adviser told them to buy

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848262)



Reply Favorite

Date: July 25th, 2017 9:14 PM
Author: hyperventilating stage

Lmao just do assume there are always 10% ROIC projects laying around

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33854969)



Reply Favorite

Date: July 24th, 2017 11:14 PM
Author: 180 shimmering stock car hunting ground

tbqf i prefer the safety of knowing that my capital is in one place and that it spits out income that i can use for spending moeny and stuff.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848154)



Reply Favorite

Date: July 24th, 2017 11:18 PM
Author: light talking azn

this is a false comfort though. dividends can easily be cut. just look at dividend paying stocks during any recession. or oil company stocks now, which were supposed to be some of the most stable dividend paying companies.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848180)



Reply Favorite

Date: July 24th, 2017 11:28 PM
Author: 180 shimmering stock car hunting ground

(guy who has never heard of DEM DIVIDEND ARISTOCRATS)

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848255)



Reply Favorite

Date: July 24th, 2017 11:29 PM
Author: light talking azn

COP was a dividend aristocrat.

CVX still is a dividend aristocrat.

Guess how they've done since 2014?

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848271)



Reply Favorite

Date: July 24th, 2017 11:30 PM
Author: 180 shimmering stock car hunting ground

just do xom lil breh

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848286)



Reply Favorite

Date: July 24th, 2017 11:29 PM
Author: spectacular mental disorder

It's not a preference man, you just are ill-informed.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848261)



Reply Favorite

Date: July 24th, 2017 11:31 PM
Author: 180 shimmering stock car hunting ground

very likely. im a dim bulb in many ways.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848290)



Reply Favorite

Date: July 24th, 2017 10:29 PM
Author: Up-to-no-good bbw faggotry



(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33847770)



Reply Favorite

Date: July 24th, 2017 10:30 PM
Author: pink electric furnace

hmmm. how you gonna retire on that brother?

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33847784)



Reply Favorite

Date: July 24th, 2017 10:58 PM
Author: Stubborn fishy stage

Could easily retire on that outside of sf/ny/dc/la live on 45k passive 3% returns and chill.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848023)



Reply Favorite

Date: July 24th, 2017 11:14 PM
Author: free-loading gaping property

no, 45k is too low

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848147)



Reply Favorite

Date: July 24th, 2017 11:29 PM
Author: spectacular mental disorder

you can spend 60k on 1.5M. 4% is fine.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848269)



Reply Favorite

Date: August 28th, 2017 10:22 AM
Author: crystalline mood

(Boomer buying boats and going on cruses)

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34083773)



Reply Favorite

Date: July 24th, 2017 10:31 PM
Author: Iridescent stag film brethren

*poasts eth address*

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33847788)



Reply Favorite

Date: July 24th, 2017 10:42 PM
Author: wine hairraiser hominid turdskin



(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33847910)



Reply Favorite

Date: July 24th, 2017 10:32 PM
Author: Pearl yapping office

wtf? 1.5 million? fucking lol. kill yourself for thinking this is money.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33847805)



Reply Favorite

Date: July 24th, 2017 10:41 PM
Author: Frum base roast beef

Not worth it dude

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33847891)



Reply Favorite

Date: July 24th, 2017 11:00 PM
Author: spectacular mental disorder

Ship has sailed bro

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848050)



Reply Favorite

Date: July 24th, 2017 11:14 PM
Author: free-loading gaping property

net worth it

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848152)



Reply Favorite

Date: July 24th, 2017 10:59 PM
Author: green alpha institution

Just do move to South America and live like a king.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848037)



Reply Favorite

Date: July 24th, 2017 11:29 PM
Author: free-loading gaping property

dey keel you

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848267)



Reply Favorite

Date: July 24th, 2017 11:00 PM
Author: Appetizing Gas Station

I had a cash net worth of $1mm (now $1mm in real estate) but I am much younger than you and there is no way you can live off that.

Inflation alone will kill your living costs, so your best shot is to do what I did and buy 2-3 properties which hedge against inflation.

Once you do that, you will be forced to work a few more years to pay off the mortgage(s). Of course then you also need to eat/have fun so you will need to add on another few years to that while you are paying off the mortgage(s).

That gets you to about age 40. Then if you want kids you need to work until you're 50. If there are any emergencies (health issues, divorce, etc.) you probably should work until age 60 before you retire happily.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848048)



Reply Favorite

Date: July 24th, 2017 11:02 PM
Author: spectacular mental disorder

lol oh yeah inflation has been such a beast the last decade. Such a good idea to pile up "investment property" instead of getting 6% real returns in the stock market.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848056)



Reply Favorite

Date: July 24th, 2017 11:03 PM
Author: Appetizing Gas Station

I do both, but real estate has returned much more for me than the stock market has. You know Austin property saw 100% gains in the past 2 years right? LA was a great real estate market too. Excluding the ~$7k of rent I get every month, real estate has still been a better investment than a 100% net long portfolio. FYI I had a 10% IRR the past 3 years in the stock market, so a bit above market (i.e. S&P 500).

Anyways.

Your troll post is one I've made multiple times on different boards. Good to think about, but in no way realistic.

Sorry, I'll leave now, carry on with your thread.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848066)



Reply Favorite

Date: July 24th, 2017 11:05 PM
Author: spectacular mental disorder

Plenty of examples to follow. See ERE forum.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848072)



Reply Favorite

Date: July 24th, 2017 11:05 PM
Author: 180 shimmering stock car hunting ground

link pls

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848075)



Reply Favorite

Date: July 24th, 2017 11:07 PM
Author: spectacular mental disorder

http://forum.earlyretirementextreme.com/viewtopic.php?t=5061

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848096)



Reply Favorite

Date: July 24th, 2017 11:15 PM
Author: 180 shimmering stock car hunting ground

lol fuck that domain name is hardcore

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848159)



Reply Favorite

Date: July 26th, 2017 1:26 AM
Author: Tripping nighttime orchestra pit



(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33856998)



Reply Favorite

Date: August 28th, 2017 2:50 PM
Author: bright mediation

Owner of that site just lives off his wife htfhxoxo

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34085909)



Reply Favorite

Date: July 24th, 2017 11:05 PM
Author: 180 shimmering stock car hunting ground

tbf his poast was more sarcasm than trolling.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848074)



Reply Favorite

Date: July 24th, 2017 11:09 PM
Author: Glittery ticket booth

There are many markets where you can earn an 8-10% cash on cash return on real estate, not including equity and appreciation in the asset.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848117)



Reply Favorite

Date: July 25th, 2017 9:10 PM
Author: Onyx big cuck

Such as? This seems false. Cap rates are terrible most places.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33854955)



Reply Favorite

Date: August 28th, 2017 10:24 AM
Author: crystalline mood

Mississippi, Ohio, Michigan, etc

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34083789)



Reply Favorite

Date: July 25th, 2017 9:16 PM
Author: hyperventilating stage

Lol brej I guarantee you won't get 6% real returns over the next decade

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33854988)



Reply Favorite

Date: July 26th, 2017 8:51 AM
Author: Floppy brass hairy legs parlour

Lol if you think the published inflation is the real inflation. Look at how much your medical and housing costs have increased.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33857744)



Reply Favorite

Date: August 28th, 2017 9:55 AM
Author: Marvelous bipolar theatre coffee pot

(Guy who thinks increases in the prices of specific goods = inflation)

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34083594)



Reply Favorite

Date: July 24th, 2017 11:10 PM
Author: Effete Feces Corn Cake

How did you get 1.5mm by 30 or whatever you claim? Inheritance?

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848123)



Reply Favorite

Date: July 24th, 2017 11:12 PM
Author: spectacular mental disorder

35

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848139)



Reply Favorite

Date: July 24th, 2017 11:14 PM
Author: Effete Feces Corn Cake

I'm asking inambro. 1.5 by 35 is believable/standard for biglaw (I'm young and finance tho so what do I know)

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848155)



Reply Favorite

Date: July 25th, 2017 9:10 PM
Author: Onyx big cuck

Not really, no.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33854956)



Reply Favorite

Date: August 28th, 2017 10:28 AM
Author: diverse box office stain

its not realistic. 1M would be a good outcome by 35

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34083818)



Reply Favorite

Date: August 28th, 2017 10:33 AM
Author: Hyperactive Sanctuary

TCR if you are living in NYC or SF, which are the markets where this is most realistic. Maybe could happen at a firm that pays NYC market in DC, ATL, or Chicago.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34083849)



Reply Favorite

Date: July 24th, 2017 11:14 PM
Author: Appetizing Gas Station

For me, my parents paid for college and my grandmother gave me $500k. Most of that is in an ETF the past 5 years which has really helped.

I did ibanking at 22 and work at a fund now. Bought my first property which appreciated by 50%. My second property appreciated almost 100%. My third property was a year ago and already appreciated 10%.

Basically inheritance and compounding capital. It helps that my work is 100% lined up to leverage my PA.



(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848149)



Reply Favorite

Date: July 24th, 2017 11:15 PM
Author: free-loading gaping property

UW-Madison followed by Northwestern?

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848160)



Reply Favorite

Date: July 24th, 2017 11:16 PM
Author: Appetizing Gas Station

Nope, never got an MBA. Top ugrad is all I'll say, no doobs.

To get back to the OP though, I have definitely thought about retiring at 35 or 40. But if you want kids and you don't marry an above average girl, you're better off just finding a job you love where you can at least net even paying off your mortgage and keeping up with your PA.

That you way you can 100% retire with about $5mm liquid net worth which is what I think the minimum is for those who want to keep an above average lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848167)



Reply Favorite

Date: September 16th, 2017 9:45 PM
Author: Splenetic coral deer antler

lol what is the job that you "love"

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34226621)



Reply Favorite

Date: July 24th, 2017 11:30 PM
Author: Self-absorbed turquoise tattoo indian lodge

that'd be so fucking CR

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848282)



Reply Favorite

Date: July 24th, 2017 11:16 PM
Author: 180 shimmering stock car hunting ground

0x295a9bf1647c3790824DFeD2507338Ff897De075

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848164)



Reply Favorite

Date: July 24th, 2017 11:18 PM
Author: Effete Feces Corn Cake

Gotcha ty ty. Congrats. Yeah seems early inheritance is key. 500k at 22 makes it look easy. You got into real estate at a great time. Good job on selling them

Yeah my work lines up as well so in just focused on bootstrapping and getting the salary up. Although I'm a trader so living off 1.5 would be easy

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848177)



Reply Favorite

Date: July 24th, 2017 11:20 PM
Author: Appetizing Gas Station

Yeah, much of it is luck and I won't deny that.

Also I realized that I would be bored if I fully retired. I prefer working, but actually doing something you enjoy. The major comfort I enjoy is that I don't need to worry about saving money every year. As long as I break even and can pay off the rest of my mortgages, I'm happy.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848200)



Reply Favorite

Date: July 25th, 2017 9:12 PM
Author: Onyx big cuck

Did you just 1031 exchange and keep getting bigger tax free? Any books you'd rec?

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33854963)



Reply Favorite

Date: August 28th, 2017 10:28 AM
Author: twisted field

just do inherit half a million dollars bro, guys in my high school did it all the time

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34083820)



Reply Favorite

Date: July 25th, 2017 4:56 PM
Author: violet tanning salon



(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33853352)



Reply Favorite

Date: July 26th, 2017 1:28 AM
Author: multi-colored rough-skinned masturbator

*die unhappily.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33857010)



Reply Favorite

Date: July 24th, 2017 11:10 PM
Author: light talking azn

Nice bro. I'm sitting at 1.25MM and I plan to do the same once I hit around 2MM. That's enough to live on 65k in today's dollars forever. Since I only spend 40k/year now it seems more than adequate.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848127)



Reply Favorite

Date: July 24th, 2017 11:16 PM
Author: free-loading gaping property

about a decade ago, this was my dream.

it did not work out.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848166)



Reply Favorite

Date: July 24th, 2017 11:16 PM
Author: 180 shimmering stock car hunting ground

relevant to muh interests.... as i asked above - how do you plan to get your capital to spit out that much in income?

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848169)



Reply Favorite

Date: July 24th, 2017 11:21 PM
Author: light talking azn

Div/bond yield on 2M is about 45-50k. I'll supplement the rest by selling shares.

Google "safe withdrawal rate in early retirement." Anything less than 3.5% has been 100% safe in all prior 50+ year periods.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848204)



Reply Favorite

Date: July 24th, 2017 11:28 PM
Author: 180 shimmering stock car hunting ground

so if i can maek it on just 30k a year i only need 1mn capital amirite?

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848260)



Reply Favorite

Date: July 24th, 2017 11:30 PM
Author: light talking azn

Yep.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848279)



Reply Favorite

Date: July 24th, 2017 11:30 PM
Author: 180 shimmering stock car hunting ground

fma i could have sold all of my eth at 400 and been done with irl.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848284)



Reply Favorite

Date: July 26th, 2017 1:23 AM
Author: bisexual sandwich meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33856980)



Reply Favorite

Date: September 16th, 2017 9:41 PM
Author: Blathering bawdyhouse

Woops!

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34226594)



Reply Favorite

Date: July 24th, 2017 11:36 PM
Author: Up-to-no-good bbw faggotry



(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848332)



Reply Favorite

Date: July 25th, 2017 9:13 PM
Author: Onyx big cuck

Unless you get a wife or a family -- and ever man should have a family.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33854968)



Reply Favorite

Date: July 24th, 2017 11:28 PM
Author: stirring sex offender

180

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848254)



Reply Favorite

Date: July 24th, 2017 11:29 PM
Author: Self-absorbed turquoise tattoo indian lodge

how did you saev that much?

rich parents?

YOU WERE BORN ON THIRD BASE NOT IMPRESSIVE

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848273)



Reply Favorite

Date: July 24th, 2017 11:31 PM
Author: Thriller vermilion genital piercing

you can't retire on that, it's not 1960.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848291)



Reply Favorite

Date: August 28th, 2017 3:14 PM
Author: Frum base roast beef



(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34086094)



Reply Favorite

Date: July 24th, 2017 11:36 PM
Author: Iridescent stag film brethren

bro i would do ten years in prison for that 180 enjoy lyfe u are good

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33848341)



Reply Favorite

Date: July 25th, 2017 8:45 PM
Author: 180 shimmering stock car hunting ground



(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33854832)



Reply Favorite

Date: July 25th, 2017 9:12 PM
Author: titillating carmine theater



(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33854962)



Reply Favorite

Date: July 26th, 2017 1:28 AM
Author: Tripping nighttime orchestra pit



(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33857004)



Reply Favorite

Date: July 26th, 2017 7:56 AM
Author: aggressive lodge

Paying taxes on qualified dividends and long term capital gains is TCR. You can make up to $49,000 tax free.

4% is considered a safe withdrawal rate, so with $1.2 mill you could be drawing $4/month tax-free!

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#33857634)



Reply Favorite

Date: September 16th, 2017 9:38 PM
Author: Exciting stead rigpig

UNGH

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34226578)



Reply Favorite

Date: August 28th, 2017 10:12 AM
Author: Razzmatazz rehab

why not work a chill job for a few years and use that cash on high risk investments?

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34083701)



Reply Favorite

Date: August 28th, 2017 10:24 AM
Author: boyish hot incel preventive strike

do you plan on having kids?

what are you going to tell you kids, you turned documents for other people for 10 years and now you can bum around living on the same income as a roofer?

if i were going to be a bachelor and die alone this would be a good path, but jfc it sounds horrible if you want to have a normal life.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34083797)



Reply Favorite

Date: August 28th, 2017 10:38 AM
Author: vigorous emerald twinkling uncleanness

Just go to Thailand and live like a king on $3 a day.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34083892)



Reply Favorite

Date: August 28th, 2017 2:46 PM
Author: violet tanning salon

CR

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34085883)



Reply Favorite

Date: August 28th, 2017 3:16 PM
Author: Razzle-dazzle Address

Pick a low COL place and you'll be fine. I have 3 kids and it doesn't have to cost that much.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34086108)



Reply Favorite

Date: September 16th, 2017 8:26 PM
Author: Flushed Contagious Church Toaster

you can take a low 6 figures job now but you can't retire. or you could but dumb. just get a breezy 9-5 for $100k until 50. or be a teacher and get summers off to travel plus a pension.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34226249)



Reply Favorite

Date: September 16th, 2017 9:49 PM
Author: Elite Party Of The First Part Nibblets

Youre a clown. Shitty decision. You will never be what you hoped to be.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34226640)



Reply Favorite

Date: September 16th, 2017 11:32 PM
Author: spectacular mental disorder

Thanks bro

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34227160)



Reply Favorite

Date: September 16th, 2017 9:51 PM
Author: scarlet adventurous garrison degenerate

All the $$$$$$$$ in the world will never replace losing the prime years of your life. Sorry man.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34226645)



Reply Favorite

Date: September 16th, 2017 9:59 PM
Author: Blathering bawdyhouse

Now imagine losing those years and not having the money.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34226696)



Reply Favorite

Date: September 16th, 2017 10:02 PM
Author: scarlet adventurous garrison degenerate

Even worse.

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34226717)



Reply Favorite

Date: September 16th, 2017 11:34 PM
Author: stirring sex offender

But presumably they paid off their loans, WORTH IT?

(http://www.autoadmit.com/thread.php?thread_id=3684041&forum_id=2#34227182)