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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Cerise garrison
  09/18/17
uh because it's a perk and perks help influence people's dec...
Trip international law enforcement agency
  09/18/17
how about just increase the salary and not resources stuff o...
Cerise garrison
  09/18/17
(Biglawyer)
plum aromatic fortuitous meteor
  09/18/17
nope. more like salesman.
Cerise garrison
  09/18/17
(guy who doesn't understand taxes)
rambunctious up-to-no-good trailer park idiot
  09/19/17
...
flushed quadroon keepsake machete
  09/19/17
...
bright home legal warrant
  09/19/17
...
beta legend circlehead
  09/18/17
free money is not a $cam bro. at least contribute up to the...
heady flirting locus hissy fit
  09/18/17
i don't know man...
Cerise garrison
  09/18/17
you always go AT LEAST to the match. it's free money that y...
glittery heaven useless brakes
  09/19/17
CR
Autistic Saffron State
  09/19/17
JFC you are way too dumb to post here.
Razzle Nighttime Orchestra Pit New Version
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Cerise garrison
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
judgmental fluffy public bath
  09/18/17
do you mean you dont vest so they match 100% automatically u...
bat-shit-crazy aphrodisiac organic girlfriend
  09/18/17
How much do they match for you bozos
vivacious sienna nowag indian lodge
  09/18/17
why do you hate me?
bat-shit-crazy aphrodisiac organic girlfriend
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Cerise garrison
  09/18/17
Because it's free money for them - part of what otherwise wo...
Adventurous Godawful Range Philosopher-king
  09/18/17
...
Low-t gunner factory reset button
  09/18/17
hmm...
Cerise garrison
  09/18/17
Employer contributions are a tax write off.
bright home legal warrant
  09/18/17
Isn't salary a write off?
Lascivious filthpig locale
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Drunken flickering property
  09/18/17
Price discrimination. They tell all potential employees that...
primrose coldplay fan people who are hurt
  09/19/17
Is there any tax benefit that employer match has over a sala...
electric orchid corn cake
  09/19/17
hehe
sable office kitty
  09/19/17
rare cr from you ted. its a scam
sable office kitty
  09/19/17
Ty
Cerise garrison
  09/19/17
Tax favored contributions to executives are limited to a mul...
twinkling spectacular site
  09/19/17
...
Walnut Unholy Stead
  09/19/17
gotta incentivize somehow.
glittery heaven useless brakes
  09/19/17
Avoid failing the IRS' nondiscrimination test?
apoplectic arousing toilet seat faggotry
  09/19/17
...
glittery heaven useless brakes
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
bat-shit-crazy aphrodisiac organic girlfriend
  09/19/17
Euro/international stock funds are doing super well
Autistic Saffron State
  09/19/17
music will end any day now...
bat-shit-crazy aphrodisiac organic girlfriend
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
balding mauve area
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Cerise garrison

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Trip international law enforcement agency

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Cerise garrison

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: plum aromatic fortuitous meteor

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Cerise garrison

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: rambunctious up-to-no-good trailer park idiot

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: flushed quadroon keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: bright home legal warrant



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: beta legend circlehead



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: heady flirting locus hissy fit

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Cerise garrison

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: glittery heaven useless brakes

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Autistic Saffron State

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Razzle Nighttime Orchestra Pit New Version

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Cerise garrison

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: judgmental fluffy public bath

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: bat-shit-crazy aphrodisiac organic girlfriend

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: vivacious sienna nowag indian lodge

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: bat-shit-crazy aphrodisiac organic girlfriend

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Cerise garrison

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Adventurous Godawful Range Philosopher-king

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Low-t gunner factory reset button



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Cerise garrison

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: bright home legal warrant

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Lascivious filthpig locale

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Drunken flickering property

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: primrose coldplay fan people who are hurt

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: electric orchid corn cake

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: sable office kitty

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: sable office kitty

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Cerise garrison

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: twinkling spectacular site

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Walnut Unholy Stead



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: glittery heaven useless brakes

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: apoplectic arousing toilet seat faggotry

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: glittery heaven useless brakes



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: bat-shit-crazy aphrodisiac organic girlfriend

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Autistic Saffron State

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: bat-shit-crazy aphrodisiac organic girlfriend

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: balding mauve area

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)