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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
cerebral main people
  09/18/17
uh because it's a perk and perks help influence people's dec...
Orchid flirting pistol rehab
  09/18/17
how about just increase the salary and not resources stuff o...
cerebral main people
  09/18/17
(Biglawyer)
gay heaven incel
  09/18/17
nope. more like salesman.
cerebral main people
  09/18/17
(guy who doesn't understand taxes)
Learning disabled piazza
  09/19/17
...
aphrodisiac mad cow disease reading party
  09/19/17
...
Primrose candlestick maker location
  09/19/17
...
Twinkling hall
  09/18/17
free money is not a $cam bro. at least contribute up to the...
pearl domesticated hospital
  09/18/17
i don't know man...
cerebral main people
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Stimulating background story menage
  09/19/17
CR
Topaz swashbuckling orchestra pit son of senegal
  09/19/17
JFC you are way too dumb to post here.
coral appetizing forum
  09/18/17
*invests in 401k* *loses more than half of it during a re...
cerebral main people
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
glassy very tactful dysfunction
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Disrespectful rose indian lodge
  09/18/17
How much do they match for you bozos
filthy laughsome hissy fit karate
  09/18/17
why do you hate me?
Disrespectful rose indian lodge
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
cerebral main people
  09/18/17
Because it's free money for them - part of what otherwise wo...
blathering parlour round eye
  09/18/17
...
Bistre trump supporter toaster
  09/18/17
hmm...
cerebral main people
  09/18/17
Employer contributions are a tax write off.
Primrose candlestick maker location
  09/18/17
Isn't salary a write off?
Insecure know-it-all theatre death wish
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
razzle selfie national
  09/18/17
Price discrimination. They tell all potential employees that...
Avocado twinkling uncleanness
  09/19/17
Is there any tax benefit that employer match has over a sala...
Sable pit digit ratio
  09/19/17
hehe
Histrionic Den Quadroon
  09/19/17
rare cr from you ted. its a scam
Histrionic Den Quadroon
  09/19/17
Ty
cerebral main people
  09/19/17
Tax favored contributions to executives are limited to a mul...
charcoal fiercely-loyal meetinghouse
  09/19/17
...
Awkward Public Bath Really Tough Guy
  09/19/17
gotta incentivize somehow.
Stimulating background story menage
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Wonderful hominid house
  09/19/17
...
Stimulating background story menage
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Disrespectful rose indian lodge
  09/19/17
Euro/international stock funds are doing super well
Topaz swashbuckling orchestra pit son of senegal
  09/19/17
music will end any day now...
Disrespectful rose indian lodge
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Comical hyperactive scourge upon the earth haunted graveyard
  09/19/17


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Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: cerebral main people

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Orchid flirting pistol rehab

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: cerebral main people

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: gay heaven incel

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: cerebral main people

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Learning disabled piazza

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: aphrodisiac mad cow disease reading party



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Primrose candlestick maker location



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Twinkling hall



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: pearl domesticated hospital

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: cerebral main people

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Stimulating background story menage

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Topaz swashbuckling orchestra pit son of senegal

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: coral appetizing forum

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: cerebral main people

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: glassy very tactful dysfunction

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Disrespectful rose indian lodge

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: filthy laughsome hissy fit karate

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Disrespectful rose indian lodge

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: cerebral main people

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: blathering parlour round eye

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Bistre trump supporter toaster



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: cerebral main people

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Primrose candlestick maker location

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Insecure know-it-all theatre death wish

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: razzle selfie national

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Avocado twinkling uncleanness

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Sable pit digit ratio

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Histrionic Den Quadroon

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Histrionic Den Quadroon

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: cerebral main people

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: charcoal fiercely-loyal meetinghouse

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Awkward Public Bath Really Tough Guy



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Stimulating background story menage

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Wonderful hominid house

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Stimulating background story menage



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Disrespectful rose indian lodge

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Topaz swashbuckling orchestra pit son of senegal

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Disrespectful rose indian lodge

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Comical hyperactive scourge upon the earth haunted graveyard

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)