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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Vermilion very tactful private investor
  09/18/17
uh because it's a perk and perks help influence people's dec...
godawful location
  09/18/17
how about just increase the salary and not resources stuff o...
Vermilion very tactful private investor
  09/18/17
(Biglawyer)
Claret Church
  09/18/17
nope. more like salesman.
Vermilion very tactful private investor
  09/18/17
(guy who doesn't understand taxes)
Talking Well-lubricated Digit Ratio
  09/19/17
...
Marvelous hall pervert
  09/19/17
...
Canary stimulating forum
  09/19/17
...
Peach faggotry
  09/18/17
free money is not a $cam bro. at least contribute up to the...
hyperventilating umber immigrant depressive
  09/18/17
i don't know man...
Vermilion very tactful private investor
  09/18/17
you always go AT LEAST to the match. it's free money that y...
wine filthy idea he suggested
  09/19/17
CR
Sticky garnet state scourge upon the earth
  09/19/17
JFC you are way too dumb to post here.
Ocher Principal's Office
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Vermilion very tactful private investor
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
diverse love of her life useless brakes
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Razzmatazz Cerise School Cafeteria Organic Girlfriend
  09/18/17
How much do they match for you bozos
greedy dull library hairy legs
  09/18/17
why do you hate me?
Razzmatazz Cerise School Cafeteria Organic Girlfriend
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Vermilion very tactful private investor
  09/18/17
Because it's free money for them - part of what otherwise wo...
Chest-beating soul-stirring queen of the night
  09/18/17
...
cyan stubborn hell ape
  09/18/17
hmm...
Vermilion very tactful private investor
  09/18/17
Employer contributions are a tax write off.
Canary stimulating forum
  09/18/17
Isn't salary a write off?
Lascivious lemon theater stage
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Glittery balding corner dingle berry
  09/18/17
Price discrimination. They tell all potential employees that...
Wonderful multi-billionaire philosopher-king
  09/19/17
Is there any tax benefit that employer match has over a sala...
Histrionic pisswyrm
  09/19/17
hehe
Demanding masturbator lay
  09/19/17
rare cr from you ted. its a scam
Demanding masturbator lay
  09/19/17
Ty
Vermilion very tactful private investor
  09/19/17
Tax favored contributions to executives are limited to a mul...
federal parlor
  09/19/17
...
chestnut exciting field
  09/19/17
gotta incentivize somehow.
wine filthy idea he suggested
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Frisky Heaven Pozpig
  09/19/17
...
wine filthy idea he suggested
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Razzmatazz Cerise School Cafeteria Organic Girlfriend
  09/19/17
Euro/international stock funds are doing super well
Sticky garnet state scourge upon the earth
  09/19/17
music will end any day now...
Razzmatazz Cerise School Cafeteria Organic Girlfriend
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
razzle-dazzle market
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Vermilion very tactful private investor

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: godawful location

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Vermilion very tactful private investor

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Claret Church

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Vermilion very tactful private investor

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Talking Well-lubricated Digit Ratio

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Marvelous hall pervert



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Canary stimulating forum



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Peach faggotry



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: hyperventilating umber immigrant depressive

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Vermilion very tactful private investor

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: wine filthy idea he suggested

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Sticky garnet state scourge upon the earth

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Ocher Principal's Office

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Vermilion very tactful private investor

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: diverse love of her life useless brakes

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Razzmatazz Cerise School Cafeteria Organic Girlfriend

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: greedy dull library hairy legs

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Razzmatazz Cerise School Cafeteria Organic Girlfriend

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Vermilion very tactful private investor

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Chest-beating soul-stirring queen of the night

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: cyan stubborn hell ape



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Vermilion very tactful private investor

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Canary stimulating forum

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Lascivious lemon theater stage

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Glittery balding corner dingle berry

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Wonderful multi-billionaire philosopher-king

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Histrionic pisswyrm

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Demanding masturbator lay

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Demanding masturbator lay

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Vermilion very tactful private investor

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: federal parlor

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: chestnut exciting field



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: wine filthy idea he suggested

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Frisky Heaven Pozpig

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: wine filthy idea he suggested



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Razzmatazz Cerise School Cafeteria Organic Girlfriend

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Sticky garnet state scourge upon the earth

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Razzmatazz Cerise School Cafeteria Organic Girlfriend

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: razzle-dazzle market

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)