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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Spectacular Gaping Dragon
  09/18/17
uh because it's a perk and perks help influence people's dec...
silver native
  09/18/17
how about just increase the salary and not resources stuff o...
Spectacular Gaping Dragon
  09/18/17
(Biglawyer)
arousing cuckoldry
  09/18/17
nope. more like salesman.
Spectacular Gaping Dragon
  09/18/17
(guy who doesn't understand taxes)
Adventurous chartreuse nibblets temple
  09/19/17
...
Sooty spot puppy
  09/19/17
...
bearded heaven
  09/19/17
...
vigorous marketing idea windowlicker
  09/18/17
free money is not a $cam bro. at least contribute up to the...
unhinged elite ticket booth community account
  09/18/17
i don't know man...
Spectacular Gaping Dragon
  09/18/17
you always go AT LEAST to the match. it's free money that y...
stimulating cordovan point hairy legs
  09/19/17
CR
Metal Black Woman
  09/19/17
JFC you are way too dumb to post here.
milky marvelous coldplay fan wrinkle
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Spectacular Gaping Dragon
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
swashbuckling mischievous mother
  09/18/17
do you mean you dont vest so they match 100% automatically u...
bateful bonkers azn mad-dog skullcap
  09/18/17
How much do they match for you bozos
supple faggotry
  09/18/17
why do you hate me?
bateful bonkers azn mad-dog skullcap
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Spectacular Gaping Dragon
  09/18/17
Because it's free money for them - part of what otherwise wo...
electric prole hall
  09/18/17
...
provocative striped hyena gas station
  09/18/17
hmm...
Spectacular Gaping Dragon
  09/18/17
Employer contributions are a tax write off.
bearded heaven
  09/18/17
Isn't salary a write off?
Impertinent Rigor Personal Credit Line
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Slimy Turdskin Useless Brakes
  09/18/17
Price discrimination. They tell all potential employees that...
hilarious lay rigpig
  09/19/17
Is there any tax benefit that employer match has over a sala...
Drab Field Voyeur
  09/19/17
hehe
Outnumbered associate
  09/19/17
rare cr from you ted. its a scam
Outnumbered associate
  09/19/17
Ty
Spectacular Gaping Dragon
  09/19/17
Tax favored contributions to executives are limited to a mul...
avocado out-of-control mediation pit
  09/19/17
...
flirting canary love of her life chapel
  09/19/17
gotta incentivize somehow.
stimulating cordovan point hairy legs
  09/19/17
Avoid failing the IRS' nondiscrimination test?
multi-colored goal in life
  09/19/17
...
stimulating cordovan point hairy legs
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
bateful bonkers azn mad-dog skullcap
  09/19/17
Euro/international stock funds are doing super well
Metal Black Woman
  09/19/17
music will end any day now...
bateful bonkers azn mad-dog skullcap
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
free-loading main people keepsake machete
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Spectacular Gaping Dragon

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: silver native

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Spectacular Gaping Dragon

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: arousing cuckoldry

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Spectacular Gaping Dragon

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Adventurous chartreuse nibblets temple

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Sooty spot puppy



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: bearded heaven



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: vigorous marketing idea windowlicker



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: unhinged elite ticket booth community account

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Spectacular Gaping Dragon

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: stimulating cordovan point hairy legs

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Metal Black Woman

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: milky marvelous coldplay fan wrinkle

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Spectacular Gaping Dragon

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: swashbuckling mischievous mother

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: bateful bonkers azn mad-dog skullcap

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: supple faggotry

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: bateful bonkers azn mad-dog skullcap

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Spectacular Gaping Dragon

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: electric prole hall

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: provocative striped hyena gas station



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Spectacular Gaping Dragon

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: bearded heaven

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Impertinent Rigor Personal Credit Line

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Slimy Turdskin Useless Brakes

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: hilarious lay rigpig

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Drab Field Voyeur

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Outnumbered associate

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Outnumbered associate

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Spectacular Gaping Dragon

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: avocado out-of-control mediation pit

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: flirting canary love of her life chapel



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: stimulating cordovan point hairy legs

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: multi-colored goal in life

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: stimulating cordovan point hairy legs



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: bateful bonkers azn mad-dog skullcap

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Metal Black Woman

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: bateful bonkers azn mad-dog skullcap

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: free-loading main people keepsake machete

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)