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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
mauve church yarmulke
  09/18/17
uh because it's a perk and perks help influence people's dec...
Pearly Library
  09/18/17
how about just increase the salary and not resources stuff o...
mauve church yarmulke
  09/18/17
(Biglawyer)
sooty legal warrant
  09/18/17
nope. more like salesman.
mauve church yarmulke
  09/18/17
(guy who doesn't understand taxes)
Plum floppy church building mediation
  09/19/17
...
Swashbuckling hunting ground macaca
  09/19/17
...
charismatic set
  09/19/17
...
Red diverse electric furnace
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Talented dead garrison mexican
  09/18/17
i don't know man...
mauve church yarmulke
  09/18/17
you always go AT LEAST to the match. it's free money that y...
rambunctious flushed famous landscape painting
  09/19/17
CR
effete ape theater
  09/19/17
JFC you are way too dumb to post here.
rose heady address
  09/18/17
*invests in 401k* *loses more than half of it during a re...
mauve church yarmulke
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
henna faggot firefighter
  09/18/17
do you mean you dont vest so they match 100% automatically u...
slimy spot dysfunction
  09/18/17
How much do they match for you bozos
naked azn
  09/18/17
why do you hate me?
slimy spot dysfunction
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
mauve church yarmulke
  09/18/17
Because it's free money for them - part of what otherwise wo...
Hairraiser People Who Are Hurt Immigrant
  09/18/17
...
charcoal headpube
  09/18/17
hmm...
mauve church yarmulke
  09/18/17
Employer contributions are a tax write off.
charismatic set
  09/18/17
Isn't salary a write off?
cyan ungodly nursing home
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
adulterous clear fat ankles
  09/18/17
Price discrimination. They tell all potential employees that...
irate blood rage national security agency
  09/19/17
Is there any tax benefit that employer match has over a sala...
Laughsome friendly grandma
  09/19/17
hehe
chartreuse disrespectful weed whacker dilemma
  09/19/17
rare cr from you ted. its a scam
chartreuse disrespectful weed whacker dilemma
  09/19/17
Ty
mauve church yarmulke
  09/19/17
Tax favored contributions to executives are limited to a mul...
maniacal menage wagecucks
  09/19/17
...
sinister vivacious nowag station
  09/19/17
gotta incentivize somehow.
rambunctious flushed famous landscape painting
  09/19/17
Avoid failing the IRS' nondiscrimination test?
fuchsia clown half-breed
  09/19/17
...
rambunctious flushed famous landscape painting
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
slimy spot dysfunction
  09/19/17
Euro/international stock funds are doing super well
effete ape theater
  09/19/17
music will end any day now...
slimy spot dysfunction
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
territorial flesh gaming laptop stock car
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: mauve church yarmulke

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Pearly Library

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: mauve church yarmulke

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: sooty legal warrant

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: mauve church yarmulke

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Plum floppy church building mediation

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Swashbuckling hunting ground macaca



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: charismatic set



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Red diverse electric furnace



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Talented dead garrison mexican

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: mauve church yarmulke

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: rambunctious flushed famous landscape painting

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: effete ape theater

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: rose heady address

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: mauve church yarmulke

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: henna faggot firefighter

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: slimy spot dysfunction

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: naked azn

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: slimy spot dysfunction

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: mauve church yarmulke

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Hairraiser People Who Are Hurt Immigrant

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: charcoal headpube



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: mauve church yarmulke

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: charismatic set

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: cyan ungodly nursing home

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: adulterous clear fat ankles

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: irate blood rage national security agency

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Laughsome friendly grandma

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: chartreuse disrespectful weed whacker dilemma

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: chartreuse disrespectful weed whacker dilemma

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: mauve church yarmulke

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: maniacal menage wagecucks

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: sinister vivacious nowag station



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: rambunctious flushed famous landscape painting

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: fuchsia clown half-breed

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: rambunctious flushed famous landscape painting



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: slimy spot dysfunction

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: effete ape theater

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: slimy spot dysfunction

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: territorial flesh gaming laptop stock car

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)