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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Violent Chestnut Stage
  09/18/17
uh because it's a perk and perks help influence people's dec...
cracking snowy ladyboy senate
  09/18/17
how about just increase the salary and not resources stuff o...
Violent Chestnut Stage
  09/18/17
(Biglawyer)
Vivacious obsidian masturbator
  09/18/17
nope. more like salesman.
Violent Chestnut Stage
  09/18/17
(guy who doesn't understand taxes)
zippy aquamarine turdskin parlour
  09/19/17
...
Painfully honest purple business firm
  09/19/17
...
Beady-eyed carnelian genital piercing university
  09/19/17
...
Brass Spot Mad-dog Skullcap
  09/18/17
free money is not a $cam bro. at least contribute up to the...
At-the-ready flushed point
  09/18/17
i don't know man...
Violent Chestnut Stage
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Lemon electric furnace fat ankles
  09/19/17
CR
gold haunting gaping lodge
  09/19/17
JFC you are way too dumb to post here.
avocado pit
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Violent Chestnut Stage
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
sadistic diverse haunted graveyard
  09/18/17
do you mean you dont vest so they match 100% automatically u...
milky corner
  09/18/17
How much do they match for you bozos
Autistic orchestra pit filthpig
  09/18/17
why do you hate me?
milky corner
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Violent Chestnut Stage
  09/18/17
Because it's free money for them - part of what otherwise wo...
puce violent theater
  09/18/17
...
cerebral azure plaza skinny woman
  09/18/17
hmm...
Violent Chestnut Stage
  09/18/17
Employer contributions are a tax write off.
Beady-eyed carnelian genital piercing university
  09/18/17
Isn't salary a write off?
swollen space
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Arrogant Mahogany Kitchen Antidepressant Drug
  09/18/17
Price discrimination. They tell all potential employees that...
Exhilarant Hyperactive Becky
  09/19/17
Is there any tax benefit that employer match has over a sala...
Hateful brindle hominid
  09/19/17
hehe
Ebony School Cafeteria
  09/19/17
rare cr from you ted. its a scam
Ebony School Cafeteria
  09/19/17
Ty
Violent Chestnut Stage
  09/19/17
Tax favored contributions to executives are limited to a mul...
Insanely creepy bespoke faggotry
  09/19/17
...
180 stain
  09/19/17
gotta incentivize somehow.
Lemon electric furnace fat ankles
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Grizzly sex offender
  09/19/17
...
Lemon electric furnace fat ankles
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
milky corner
  09/19/17
Euro/international stock funds are doing super well
gold haunting gaping lodge
  09/19/17
music will end any day now...
milky corner
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
copper national security agency state
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Violent Chestnut Stage

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: cracking snowy ladyboy senate

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Violent Chestnut Stage

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Vivacious obsidian masturbator

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Violent Chestnut Stage

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: zippy aquamarine turdskin parlour

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Painfully honest purple business firm



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Beady-eyed carnelian genital piercing university



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Brass Spot Mad-dog Skullcap



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: At-the-ready flushed point

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Violent Chestnut Stage

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Lemon electric furnace fat ankles

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: gold haunting gaping lodge

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: avocado pit

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Violent Chestnut Stage

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: sadistic diverse haunted graveyard

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: milky corner

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Autistic orchestra pit filthpig

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: milky corner

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Violent Chestnut Stage

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: puce violent theater

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: cerebral azure plaza skinny woman



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Violent Chestnut Stage

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Beady-eyed carnelian genital piercing university

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: swollen space

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Arrogant Mahogany Kitchen Antidepressant Drug

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Exhilarant Hyperactive Becky

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Hateful brindle hominid

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Ebony School Cafeteria

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Ebony School Cafeteria

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Violent Chestnut Stage

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Insanely creepy bespoke faggotry

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: 180 stain



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Lemon electric furnace fat ankles

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Grizzly sex offender

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Lemon electric furnace fat ankles



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: milky corner

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: gold haunting gaping lodge

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: milky corner

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: copper national security agency state

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)