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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
vigorous sienna international law enforcement agency locus
  09/18/17
uh because it's a perk and perks help influence people's dec...
Angry Doctorate Mad Cow Disease
  09/18/17
how about just increase the salary and not resources stuff o...
vigorous sienna international law enforcement agency locus
  09/18/17
(Biglawyer)
dead big-titted market kitty
  09/18/17
nope. more like salesman.
vigorous sienna international law enforcement agency locus
  09/18/17
(guy who doesn't understand taxes)
Arousing canary public bath quadroon
  09/19/17
...
bronze frozen mood
  09/19/17
...
Wild amethyst nowag chapel
  09/19/17
...
puce sound barrier
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Avocado Parlour Sandwich
  09/18/17
i don't know man...
vigorous sienna international law enforcement agency locus
  09/18/17
you always go AT LEAST to the match. it's free money that y...
smoky sanctuary
  09/19/17
CR
Unhinged carnelian alpha
  09/19/17
JFC you are way too dumb to post here.
violet jewess faggotry
  09/18/17
*invests in 401k* *loses more than half of it during a re...
vigorous sienna international law enforcement agency locus
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Sadistic flatulent skinny woman macaca
  09/18/17
do you mean you dont vest so they match 100% automatically u...
dun wrinkle
  09/18/17
How much do they match for you bozos
vermilion disturbing chad
  09/18/17
why do you hate me?
dun wrinkle
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
vigorous sienna international law enforcement agency locus
  09/18/17
Because it's free money for them - part of what otherwise wo...
Razzmatazz Brilliant Brunch Depressive
  09/18/17
...
aromatic costumed messiness
  09/18/17
hmm...
vigorous sienna international law enforcement agency locus
  09/18/17
Employer contributions are a tax write off.
Wild amethyst nowag chapel
  09/18/17
Isn't salary a write off?
Bat shit crazy translucent house useless brakes
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
abusive mexican state
  09/18/17
Price discrimination. They tell all potential employees that...
Sexy gaming laptop hell
  09/19/17
Is there any tax benefit that employer match has over a sala...
Glittery Bearded Patrolman Gaping
  09/19/17
hehe
Erotic Property
  09/19/17
rare cr from you ted. its a scam
Erotic Property
  09/19/17
Ty
vigorous sienna international law enforcement agency locus
  09/19/17
Tax favored contributions to executives are limited to a mul...
impertinent office boistinker
  09/19/17
...
Startled tan dog poop plaza
  09/19/17
gotta incentivize somehow.
smoky sanctuary
  09/19/17
Avoid failing the IRS' nondiscrimination test?
scarlet dopamine
  09/19/17
...
smoky sanctuary
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
dun wrinkle
  09/19/17
Euro/international stock funds are doing super well
Unhinged carnelian alpha
  09/19/17
music will end any day now...
dun wrinkle
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Soul-stirring sticky windowlicker
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: vigorous sienna international law enforcement agency locus

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Angry Doctorate Mad Cow Disease

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: vigorous sienna international law enforcement agency locus

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: dead big-titted market kitty

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: vigorous sienna international law enforcement agency locus

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Arousing canary public bath quadroon

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: bronze frozen mood



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Wild amethyst nowag chapel



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: puce sound barrier



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Avocado Parlour Sandwich

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: vigorous sienna international law enforcement agency locus

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: smoky sanctuary

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Unhinged carnelian alpha

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: violet jewess faggotry

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: vigorous sienna international law enforcement agency locus

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Sadistic flatulent skinny woman macaca

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: dun wrinkle

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: vermilion disturbing chad

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: dun wrinkle

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: vigorous sienna international law enforcement agency locus

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Razzmatazz Brilliant Brunch Depressive

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: aromatic costumed messiness



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: vigorous sienna international law enforcement agency locus

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Wild amethyst nowag chapel

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Bat shit crazy translucent house useless brakes

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: abusive mexican state

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Sexy gaming laptop hell

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Glittery Bearded Patrolman Gaping

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Erotic Property

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Erotic Property

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: vigorous sienna international law enforcement agency locus

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: impertinent office boistinker

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Startled tan dog poop plaza



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: smoky sanctuary

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: scarlet dopamine

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: smoky sanctuary



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: dun wrinkle

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Unhinged carnelian alpha

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: dun wrinkle

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Soul-stirring sticky windowlicker

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)