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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Curious Death Wish Menage
  09/18/17
uh because it's a perk and perks help influence people's dec...
soul-stirring legal warrant
  09/18/17
how about just increase the salary and not resources stuff o...
Curious Death Wish Menage
  09/18/17
(Biglawyer)
marvelous pea-brained locale knife
  09/18/17
nope. more like salesman.
Curious Death Wish Menage
  09/18/17
(guy who doesn't understand taxes)
Peach balding stock car boiling water
  09/19/17
...
hilarious rigpig
  09/19/17
...
sienna range
  09/19/17
...
Idiotic multi-billionaire incel
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Electric Background Story
  09/18/17
i don't know man...
Curious Death Wish Menage
  09/18/17
you always go AT LEAST to the match. it's free money that y...
razzle-dazzle french gas station
  09/19/17
CR
multi-colored disgusting trump supporter theater stage
  09/19/17
JFC you are way too dumb to post here.
Plum toilet seat love of her life
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Curious Death Wish Menage
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
beta ungodly senate faggot firefighter
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Purple unhinged reading party
  09/18/17
How much do they match for you bozos
stimulating cuck place of business
  09/18/17
why do you hate me?
Purple unhinged reading party
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Curious Death Wish Menage
  09/18/17
Because it's free money for them - part of what otherwise wo...
Excitant hall
  09/18/17
...
Flushed circlehead
  09/18/17
hmm...
Curious Death Wish Menage
  09/18/17
Employer contributions are a tax write off.
sienna range
  09/18/17
Isn't salary a write off?
exciting weed whacker
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Chartreuse stag film
  09/18/17
Price discrimination. They tell all potential employees that...
Amber gay wizard rigor
  09/19/17
Is there any tax benefit that employer match has over a sala...
180 site legend
  09/19/17
hehe
lake point
  09/19/17
rare cr from you ted. its a scam
lake point
  09/19/17
Ty
Curious Death Wish Menage
  09/19/17
Tax favored contributions to executives are limited to a mul...
yapping razzmatazz hell
  09/19/17
...
glittery awkward filthpig
  09/19/17
gotta incentivize somehow.
razzle-dazzle french gas station
  09/19/17
Avoid failing the IRS' nondiscrimination test?
scarlet nighttime center codepig
  09/19/17
...
razzle-dazzle french gas station
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Purple unhinged reading party
  09/19/17
Euro/international stock funds are doing super well
multi-colored disgusting trump supporter theater stage
  09/19/17
music will end any day now...
Purple unhinged reading party
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
violent learning disabled national security agency mad-dog skullcap
  09/19/17


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Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Curious Death Wish Menage

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: soul-stirring legal warrant

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Curious Death Wish Menage

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: marvelous pea-brained locale knife

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Curious Death Wish Menage

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Peach balding stock car boiling water

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: hilarious rigpig



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: sienna range



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Idiotic multi-billionaire incel



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Electric Background Story

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Curious Death Wish Menage

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: razzle-dazzle french gas station

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: multi-colored disgusting trump supporter theater stage

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Plum toilet seat love of her life

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Curious Death Wish Menage

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: beta ungodly senate faggot firefighter

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Purple unhinged reading party

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: stimulating cuck place of business

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Purple unhinged reading party

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Curious Death Wish Menage

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Excitant hall

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Flushed circlehead



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Curious Death Wish Menage

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: sienna range

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: exciting weed whacker

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Chartreuse stag film

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Amber gay wizard rigor

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: 180 site legend

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: lake point

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: lake point

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Curious Death Wish Menage

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: yapping razzmatazz hell

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: glittery awkward filthpig



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: razzle-dazzle french gas station

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: scarlet nighttime center codepig

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: razzle-dazzle french gas station



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Purple unhinged reading party

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: multi-colored disgusting trump supporter theater stage

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Purple unhinged reading party

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: violent learning disabled national security agency mad-dog skullcap

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)