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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
blathering stead
  09/18/17
uh because it's a perk and perks help influence people's dec...
Fighting tanning salon pocket flask
  09/18/17
how about just increase the salary and not resources stuff o...
blathering stead
  09/18/17
(Biglawyer)
Razzle-dazzle School
  09/18/17
nope. more like salesman.
blathering stead
  09/18/17
(guy who doesn't understand taxes)
wonderful nofapping legend
  09/19/17
...
useless party of the first part office
  09/19/17
...
Fantasy-prone harsh elastic band hell
  09/19/17
...
Marvelous orchestra pit
  09/18/17
free money is not a $cam bro. at least contribute up to the...
stirring flickering house immigrant
  09/18/17
i don't know man...
blathering stead
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Diverse Mentally Impaired Parlour
  09/19/17
CR
Big-titted spruce whorehouse
  09/19/17
JFC you are way too dumb to post here.
learning disabled maniacal selfie
  09/18/17
*invests in 401k* *loses more than half of it during a re...
blathering stead
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
ivory exhilarant factory reset button
  09/18/17
do you mean you dont vest so they match 100% automatically u...
180 nubile therapy cumskin
  09/18/17
How much do they match for you bozos
Mind-boggling Mildly Autistic Rehab
  09/18/17
why do you hate me?
180 nubile therapy cumskin
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
blathering stead
  09/18/17
Because it's free money for them - part of what otherwise wo...
Up-to-no-good crackhouse police squad
  09/18/17
...
Floppy Trailer Park
  09/18/17
hmm...
blathering stead
  09/18/17
Employer contributions are a tax write off.
Fantasy-prone harsh elastic band hell
  09/18/17
Isn't salary a write off?
Irate center gunner
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Carnelian gaping
  09/18/17
Price discrimination. They tell all potential employees that...
heady soggy deer antler nibblets
  09/19/17
Is there any tax benefit that employer match has over a sala...
curious chapel
  09/19/17
hehe
glittery church building giraffe
  09/19/17
rare cr from you ted. its a scam
glittery church building giraffe
  09/19/17
Ty
blathering stead
  09/19/17
Tax favored contributions to executives are limited to a mul...
Indigo national goal in life
  09/19/17
...
tripping nighttime theater fat ankles
  09/19/17
gotta incentivize somehow.
Diverse Mentally Impaired Parlour
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Dull Bawdyhouse Antidepressant Drug
  09/19/17
...
Diverse Mentally Impaired Parlour
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
180 nubile therapy cumskin
  09/19/17
Euro/international stock funds are doing super well
Big-titted spruce whorehouse
  09/19/17
music will end any day now...
180 nubile therapy cumskin
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
brilliant trip locus jewess
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: blathering stead

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Fighting tanning salon pocket flask

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: blathering stead

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Razzle-dazzle School

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: blathering stead

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: wonderful nofapping legend

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: useless party of the first part office



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Fantasy-prone harsh elastic band hell



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Marvelous orchestra pit



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: stirring flickering house immigrant

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: blathering stead

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Diverse Mentally Impaired Parlour

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Big-titted spruce whorehouse

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: learning disabled maniacal selfie

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: blathering stead

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: ivory exhilarant factory reset button

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: 180 nubile therapy cumskin

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Mind-boggling Mildly Autistic Rehab

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: 180 nubile therapy cumskin

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: blathering stead

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Up-to-no-good crackhouse police squad

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Floppy Trailer Park



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: blathering stead

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Fantasy-prone harsh elastic band hell

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Irate center gunner

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Carnelian gaping

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: heady soggy deer antler nibblets

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: curious chapel

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: glittery church building giraffe

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: glittery church building giraffe

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: blathering stead

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Indigo national goal in life

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: tripping nighttime theater fat ankles



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Diverse Mentally Impaired Parlour

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Dull Bawdyhouse Antidepressant Drug

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Diverse Mentally Impaired Parlour



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: 180 nubile therapy cumskin

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Big-titted spruce whorehouse

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: 180 nubile therapy cumskin

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: brilliant trip locus jewess

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)