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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Copper underhanded death wish station
  09/18/17
uh because it's a perk and perks help influence people's dec...
Bearded boyish church stain
  09/18/17
how about just increase the salary and not resources stuff o...
Copper underhanded death wish station
  09/18/17
(Biglawyer)
Gay Field
  09/18/17
nope. more like salesman.
Copper underhanded death wish station
  09/18/17
(guy who doesn't understand taxes)
buck-toothed 180 trailer park
  09/19/17
...
ultramarine stag film azn
  09/19/17
...
coral laughsome casino gay wizard
  09/19/17
...
trip poppy ticket booth
  09/18/17
free money is not a $cam bro. at least contribute up to the...
curious corner weed whacker
  09/18/17
i don't know man...
Copper underhanded death wish station
  09/18/17
you always go AT LEAST to the match. it's free money that y...
contagious institution national security agency
  09/19/17
CR
Sepia brunch sound barrier
  09/19/17
JFC you are way too dumb to post here.
Startled massive set fat ankles
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Copper underhanded death wish station
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Self-absorbed bat-shit-crazy heaven yarmulke
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Marvelous clear school mexican
  09/18/17
How much do they match for you bozos
nofapping chartreuse parlor
  09/18/17
why do you hate me?
Marvelous clear school mexican
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Copper underhanded death wish station
  09/18/17
Because it's free money for them - part of what otherwise wo...
wonderful senate
  09/18/17
...
Indecent parlour
  09/18/17
hmm...
Copper underhanded death wish station
  09/18/17
Employer contributions are a tax write off.
coral laughsome casino gay wizard
  09/18/17
Isn't salary a write off?
Nudist irradiated box office blood rage
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
comical queen of the night voyeur
  09/18/17
Price discrimination. They tell all potential employees that...
Adventurous alcoholic stead boiling water
  09/19/17
Is there any tax benefit that employer match has over a sala...
cruel-hearted location
  09/19/17
hehe
unholy idea he suggested
  09/19/17
rare cr from you ted. its a scam
unholy idea he suggested
  09/19/17
Ty
Copper underhanded death wish station
  09/19/17
Tax favored contributions to executives are limited to a mul...
Mahogany site
  09/19/17
...
tripping razzle-dazzle business firm volcanic crater
  09/19/17
gotta incentivize somehow.
contagious institution national security agency
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Startling erotic theatre
  09/19/17
...
contagious institution national security agency
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Marvelous clear school mexican
  09/19/17
Euro/international stock funds are doing super well
Sepia brunch sound barrier
  09/19/17
music will end any day now...
Marvelous clear school mexican
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Awkward market hominid
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Copper underhanded death wish station

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Bearded boyish church stain

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Copper underhanded death wish station

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Gay Field

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Copper underhanded death wish station

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: buck-toothed 180 trailer park

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: ultramarine stag film azn



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: coral laughsome casino gay wizard



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: trip poppy ticket booth



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: curious corner weed whacker

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Copper underhanded death wish station

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: contagious institution national security agency

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Sepia brunch sound barrier

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Startled massive set fat ankles

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Copper underhanded death wish station

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Self-absorbed bat-shit-crazy heaven yarmulke

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Marvelous clear school mexican

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: nofapping chartreuse parlor

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Marvelous clear school mexican

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Copper underhanded death wish station

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: wonderful senate

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Indecent parlour



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Copper underhanded death wish station

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: coral laughsome casino gay wizard

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Nudist irradiated box office blood rage

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: comical queen of the night voyeur

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Adventurous alcoholic stead boiling water

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: cruel-hearted location

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: unholy idea he suggested

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: unholy idea he suggested

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Copper underhanded death wish station

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Mahogany site

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: tripping razzle-dazzle business firm volcanic crater



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: contagious institution national security agency

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Startling erotic theatre

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: contagious institution national security agency



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Marvelous clear school mexican

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Sepia brunch sound barrier

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Marvelous clear school mexican

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Awkward market hominid

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)