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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
underhanded tripping ceo ratface
  09/18/17
uh because it's a perk and perks help influence people's dec...
excitant lodge
  09/18/17
how about just increase the salary and not resources stuff o...
underhanded tripping ceo ratface
  09/18/17
(Biglawyer)
stirring flatulent regret pit
  09/18/17
nope. more like salesman.
underhanded tripping ceo ratface
  09/18/17
(guy who doesn't understand taxes)
Sable bonkers area half-breed
  09/19/17
...
thriller step-uncle's house dog poop
  09/19/17
...
Federal saffron public bath death wish
  09/19/17
...
lilac casino roast beef
  09/18/17
free money is not a $cam bro. at least contribute up to the...
disgusting chest-beating parlour
  09/18/17
i don't know man...
underhanded tripping ceo ratface
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Sepia filthy hunting ground
  09/19/17
CR
Swashbuckling nursing home
  09/19/17
JFC you are way too dumb to post here.
Pale Degenerate
  09/18/17
*invests in 401k* *loses more than half of it during a re...
underhanded tripping ceo ratface
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Costumed stage
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Autistic generalized bond institution
  09/18/17
How much do they match for you bozos
amber tank hospital
  09/18/17
why do you hate me?
Autistic generalized bond institution
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
underhanded tripping ceo ratface
  09/18/17
Because it's free money for them - part of what otherwise wo...
drunken rehab sneaky criminal
  09/18/17
...
bull headed point immigrant
  09/18/17
hmm...
underhanded tripping ceo ratface
  09/18/17
Employer contributions are a tax write off.
Federal saffron public bath death wish
  09/18/17
Isn't salary a write off?
Laughsome Deep Faggotry
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
sexy trip preventive strike
  09/18/17
Price discrimination. They tell all potential employees that...
Erotic Brunch
  09/19/17
Is there any tax benefit that employer match has over a sala...
geriatric internal respiration
  09/19/17
hehe
Brilliant hissy fit pistol
  09/19/17
rare cr from you ted. its a scam
Brilliant hissy fit pistol
  09/19/17
Ty
underhanded tripping ceo ratface
  09/19/17
Tax favored contributions to executives are limited to a mul...
Massive impressive meetinghouse brethren
  09/19/17
...
Lake cuckold
  09/19/17
gotta incentivize somehow.
Sepia filthy hunting ground
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Light multi-billionaire
  09/19/17
...
Sepia filthy hunting ground
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Autistic generalized bond institution
  09/19/17
Euro/international stock funds are doing super well
Swashbuckling nursing home
  09/19/17
music will end any day now...
Autistic generalized bond institution
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Ebony Church
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: underhanded tripping ceo ratface

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: excitant lodge

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: underhanded tripping ceo ratface

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: stirring flatulent regret pit

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: underhanded tripping ceo ratface

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Sable bonkers area half-breed

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: thriller step-uncle's house dog poop



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Federal saffron public bath death wish



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: lilac casino roast beef



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: disgusting chest-beating parlour

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: underhanded tripping ceo ratface

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Sepia filthy hunting ground

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Swashbuckling nursing home

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Pale Degenerate

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: underhanded tripping ceo ratface

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Costumed stage

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Autistic generalized bond institution

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: amber tank hospital

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Autistic generalized bond institution

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: underhanded tripping ceo ratface

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: drunken rehab sneaky criminal

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: bull headed point immigrant



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: underhanded tripping ceo ratface

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Federal saffron public bath death wish

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Laughsome Deep Faggotry

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: sexy trip preventive strike

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Erotic Brunch

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: geriatric internal respiration

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Brilliant hissy fit pistol

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Brilliant hissy fit pistol

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: underhanded tripping ceo ratface

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Massive impressive meetinghouse brethren

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Lake cuckold



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Sepia filthy hunting ground

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Light multi-billionaire

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Sepia filthy hunting ground



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Autistic generalized bond institution

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Swashbuckling nursing home

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Autistic generalized bond institution

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Ebony Church

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)