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why do employers match 100 percent of an employees 401k?
| Pearl arrogant parlor | 09/18/17 |
| Know-it-all copper church building travel guidebook | 09/18/17 |
| Pearl arrogant parlor | 09/18/17 |
| Coiffed Aggressive Theater | 09/18/17 |
| Pearl arrogant parlor | 09/18/17 |
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| vigorous mildly autistic dysfunction parlour | 09/18/17 |
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Poast new message in this thread
Date: September 18th, 2017 8:53 PM Author: Pearl arrogant parlor what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?
it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money. |
Date: September 18th, 2017 8:53 PM Author: Know-it-all copper church building travel guidebook uh because it's a perk and perks help influence people's decision to work there or not? if everyone else in the market is doing it, you have to too |
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Date: September 18th, 2017 8:55 PM Author: Pearl arrogant parlor how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275) |
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Date: September 18th, 2017 8:59 PM Author: Coiffed Aggressive Theater (Biglawyer) (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300) |
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Date: September 18th, 2017 9:00 PM Author: Pearl arrogant parlor nope. more like salesman. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311) |
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Date: September 19th, 2017 2:46 PM Author: greedy windowlicker resort (guy who doesn't understand taxes) (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039) |
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Date: September 19th, 2017 6:53 PM Author: glittery frozen box office faggotry (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152) |
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Date: September 19th, 2017 6:56 PM Author: curious awkward stock car (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186) |
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Date: September 18th, 2017 9:35 PM Author: Navy Up-to-no-good Stage (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624) |
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Date: September 18th, 2017 8:53 PM Author: Umber Stirring Spot Circlehead free money is not a $cam bro. at least contribute up to the match jfc. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256) |
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Date: September 18th, 2017 8:56 PM Author: Pearl arrogant parlor i don't know man... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284) |
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Date: September 19th, 2017 2:49 PM Author: Slap-happy Bistre Water Buffalo you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061) |
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Date: September 19th, 2017 7:34 PM Author: marvelous goal in life ladyboy CR (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429) |
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Date: September 18th, 2017 8:54 PM Author: vigorous mildly autistic dysfunction parlour JFC you are way too dumb to post here.
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Date: September 18th, 2017 8:57 PM Author: Pearl arrogant parlor *invests in 401k*
*loses more than half of it during a recession* |
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Date: September 18th, 2017 9:09 PM Author: topaz cheese-eating useless brakes stage Doesnt invest in 401k for whole life.
Misses out on 7% average post-tax returns. |
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Date: September 18th, 2017 8:55 PM Author: aphrodisiac turquoise national security agency do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273) |
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Date: September 18th, 2017 8:57 PM Author: crimson ceo How much do they match for you bozos (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288) |
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Date: September 18th, 2017 8:58 PM Author: aphrodisiac turquoise national security agency why do you hate me? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292) |
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Date: September 18th, 2017 8:58 PM Author: Pearl arrogant parlor i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294) |
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Date: September 18th, 2017 9:11 PM Author: orange chapel Because it's free money for them - part of what otherwise would be your salary - when you don't.
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Date: September 18th, 2017 9:15 PM Author: Spectacular digit ratio coffee pot (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439) |
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Date: September 18th, 2017 9:35 PM Author: Pearl arrogant parlor hmm... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621) |
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Date: September 18th, 2017 9:13 PM Author: curious awkward stock car Employer contributions are a tax write off. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422) |
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Date: September 18th, 2017 9:36 PM Author: supple crawly trust fund locus Isn't salary a write off? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629) |
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Date: September 18th, 2017 9:42 PM Author: contagious temple Generally, but there are some exceptions. E.g., IRC § 162(m). (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665) |
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Date: September 19th, 2017 2:03 PM Author: Cracking fighting gaping shrine Price discrimination. They tell all potential employees that the perk is there but not all will use it. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616) |
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Date: September 19th, 2017 2:12 PM Author: Garnet Effete Stag Film Ratface Is there any tax benefit that employer match has over a salary increase?
I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care. |
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Date: September 19th, 2017 2:13 PM Author: Galvanic theatre hehe (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703) |
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Date: September 19th, 2017 2:13 PM Author: Galvanic theatre rare cr from you ted. its a scam (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707) |
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Date: September 19th, 2017 4:23 PM Author: Pearl arrogant parlor Ty (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922) |
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Date: September 19th, 2017 2:36 PM Author: heady institution wrinkle Tax favored contributions to executives are limited to a multiple of the average employee. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956) |
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Date: September 19th, 2017 2:38 PM Author: titillating cumskin university (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972) |
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Date: September 19th, 2017 2:55 PM Author: Slap-happy Bistre Water Buffalo gotta incentivize somehow. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108) |
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Date: September 19th, 2017 2:39 PM Author: Floppy lay round eye Avoid failing the IRS' nondiscrimination test? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978) |
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Date: September 19th, 2017 2:55 PM Author: Slap-happy Bistre Water Buffalo (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110) |
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Date: September 19th, 2017 6:44 PM Author: aphrodisiac turquoise national security agency bros, just checked and 401k is at 14.9% ytd lol wtf...
s&p is at 13.5%?! where's all this expansion coming from |
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Date: September 19th, 2017 7:37 PM Author: marvelous goal in life ladyboy Euro/international stock funds are doing super well (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445) |
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Date: September 19th, 2017 7:50 PM Author: aphrodisiac turquoise national security agency music will end any day now... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515) |
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Date: September 19th, 2017 10:46 PM Author: primrose talented cuck gas station bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611) |